If pay at PTPTN portal, it accepts AMEX.
Not sure PTPTN office.

Is there any difference if I were to use PayPal for US transaction?

I tried to purchase once with Amex, basically it's
Call MB CS to activate > Purchase > Receive email from merchant request security code > Call CS again for the code > Reply email > Payment approved

Does PayPal make it more convenient in any way if I have linked my card to it? Also which currency conversion will be used, MB or PayPal?

they allow u to cancel either one, & the RM25 can be paid by using 10,000 TP.

met a guy at 1U card centre who managed to get his RM25 waived after he appealed to MBB CC's management team - his strong point is that he often travels overseas & uses the card regularly.

This post has been edited by giko: Nov 13 2018, 01:10 PM

Yes.
At least for Giant BK5 kinrara branch, no.

When the levy will be charge? Cause I still haven't saw mine yet..

Just wish to reply to your post even though it's an 'old' one.

Then you're considered lucky (a term i 'prefer' when it comes to these credit applications). My experience, credit limit increase applications rejected 5x times (2x manually through staff/branch personnel on separate occasions, 1x through m2c, 2x appeal via email). My emails included long justifications together with attachments of any other relevant income/saving documents i could think of (with the hope that the 'persons' considering these appeals would actually understand the situation before making the final decisions but to no avail). No ptptn loan, ccris and ctos clean, always paid everything in full with statement balances.

A month later, applied for the fcb mbb cc through another bank staff. Got it with an increase to my credit limit. By then the limit increase was 'useless' to me because at the time of my first application for the credit limit increase i had wanted to utilise the then existing 0% 12 months mbb BT for a big purchase (my sole reason for the request). Had no choice then but to use the PBB 0% 6 months BT instead, losing some 'interests' . Though some would say 'why don't you 'redo' the BT since no statement is needed', but why the extra 'hassle' of an additional BT? I'm not like the pros or super disciplined ones here who can do that..

So what do i gather from all these? Just apply and fingers crossed.

This post has been edited by timo1003: Nov 13 2018, 03:12 PM

Hi guys, plan to buy something from USA using AMEX 2 Card, is it is the cash back 5% sufficient to cover the exchange rate? Please advise.

I tried to compare USD : MYR rate provided by Amex (against visa and master), but Amex do not publish the exchange rate publicly like visa & master.

On the month embossed on your card(s).

If u fall within the 5% weekend cash back when using AMEX, it should more than enough to cover the exchange rate and charges imposed by bank.

TQ, i will made the purchase on weekend.

Amex : + 2.5 to 3%
Visa/MasterCard: + 2 to 2.5%

Spend after 8pm Saturday Malaysia Time (GMT+8), the transaction date (local time in US, not Malaysia time) must be Sat/Sun to get the 5% rebate (+5 TP worth 1%).

P/S avoid using the Amex CC on Black Friday.

This post has been edited by ClarenceT: Nov 13 2018, 05:09 PM

8pm? That is US time saturday 8am?

That is only for New York time which is 12 hours apart.
If you refer to California (Silicon Valley) time, it'll 16 hours apart.

Maybank have updated the SST FAQ with example charging, non-activated card, etc.

https://www.maybank2u.com.my/iwov-resources...ardsSST_FAQ.pdf

Thanks. You really have a lot of useful info.

Have to cancel my unactivated card.

Edit : 2 cards applied after SST cannot be cancelled separately. Anyone applied after Sept 1 managed to cancel only one of them?

This post has been edited by beLIEve: Nov 14 2018, 10:39 PM

With this, mean if ur existing card expiry date is Jan, n u apply new card and activated in Nov, u will have to pay SST twice within 2 months.. upon activation & anniversary month. Really speechless with this

Yes, it is. The officer in The Gardens also confirmed with me, so he asked me to add new card after April which is my expiry month.

Ptptn got AMEX 5% rebate?

Yes, been getting it every month via PTPTN page.

MBB has revised that no more CB entitlement for FPX payment from October onwards.. and i believe PTPTN page is using FPX too?
u still managed to get CB for last month?