"MY SHOPEE PAY LATER"
anyone with above posting name still entitle cashback for weekend transaction?
Credit Cards Maybankard 2 Gold & Platinum Cards V20, 5% M2 Amex on weekend spending (NOT ALL)
Credit Cards Maybankard 2 Gold & Platinum Cards V20, 5% M2 Amex on weekend spending (NOT ALL)
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Dec 5 2025, 03:46 PM
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Junior Member
158 posts Joined: Apr 2009 |
"MY SHOPEE PAY LATER"
anyone with above posting name still entitle cashback for weekend transaction? |
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Dec 5 2025, 04:04 PM
Show posts by this member only | IPv6 | Post
#15602
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All Stars
14,996 posts Joined: May 2015 |
QUOTE(bakkeong @ Dec 5 2025, 03:46 PM) Just added the card to ShopeePay account after mid November?It will be posted as "SHOPEEPAY ... MY". Still don't know will get Cashback or not. This post has been edited by ClarenceT: Dec 5 2025, 04:16 PM |
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Dec 8 2025, 09:56 PM
Show posts by this member only | IPv6 | Post
#15603
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Senior Member
3,119 posts Joined: Dec 2007 |
Is it just me or Maybank has taken a hard stance on not giving cashback for AMEX transactions that take place on Malaysia weekends but merchant's weekdays?
Based on my past (years ago?) personal experience, a simple call to CS was sufficient to have the cashback honoured on goodwill basis. However, recently I called CS for similar request, I was advised to capture screenshots of the MAE notification & merchant's email as proof that the transaction took place on Malaysia weekends & have them sent over via email, only to be rejected even after an appeal. Any recent successful story among you guys? |
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Dec 8 2025, 10:06 PM
Show posts by this member only | IPv6 | Post
#15604
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Junior Member
170 posts Joined: Mar 2018 |
QUOTE(talexeh @ Dec 8 2025, 09:56 PM) Is it just me or Maybank has taken a hard stance on not giving cashback for AMEX transactions that take place on Malaysia weekends but merchant's weekdays? Amex TnCBased on my past (years ago?) personal experience, a simple call to CS was sufficient to have the cashback honoured on goodwill basis. However, recently I called CS for similar request, I was advised to capture screenshots of the MAE notification & merchant's email as proof that the transaction took place on Malaysia weekends & have them sent over via email, only to be rejected even after an appeal. Any recent successful story among you guys? 6) Tracking of the spend is based on transaction dates (Malaysian Time) and the time in which the transactions are successfully posted in Maybank’s system throughout the usage of the Card. The Cash Back awarded is based on the transaction date processed by the merchant according to the local time zone of the origin country where the transaction was made. If the transaction does not fall on a weekend due to time zone difference, it is not eligible for Cash Back. For the purposes of this terms and conditions, “spend” means retail spend made by Cardmembers with their Maybank Credit Card(s) within the validity of the Card as captured by Maybank’s system. |
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Dec 8 2025, 10:06 PM
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Senior Member
5,662 posts Joined: Apr 2011 From: Kuala Lumpur |
QUOTE(talexeh @ Dec 8 2025, 09:56 PM) Is it just me or Maybank has taken a hard stance on not giving cashback for AMEX transactions that take place on Malaysia weekends but merchant's weekdays? Based on my past (years ago?) personal experience, a simple call to CS was sufficient to have the cashback honoured on goodwill basis. However, recently I called CS for similar request, I was advised to capture screenshots of the MAE notification & merchant's email as proof that the transaction took place on Malaysia weekends & have them sent over via email, only to be rejected even after an appeal. Any recent successful story among you guys? already say its goodwill basis ma, you are in Malaysia, not US/UK. it is only right to follow one time zone. |
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Dec 8 2025, 10:14 PM
Show posts by this member only | IPv6 | Post
#15606
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Senior Member
3,119 posts Joined: Dec 2007 |
QUOTE(1hoohoo1 @ Dec 8 2025, 10:06 PM) Amex TnC Thanks, I'm very aware of this T&C. 6) Tracking of the spend is based on transaction dates (Malaysian Time) and the time in which the transactions are successfully posted in Maybank’s system throughout the usage of the Card. The Cash Back awarded is based on the transaction date processed by the merchant according to the local time zone of the origin country where the transaction was made. If the transaction does not fall on a weekend due to time zone difference, it is not eligible for Cash Back. For the purposes of this terms and conditions, “spend” means retail spend made by Cardmembers with their Maybank Credit Card(s) within the validity of the Card as captured by Maybank’s system. In case I wasn't being clear in my earlier post, I'm just trying to gauge whether I was just being unlucky to have my email handled by a grouchy Maybank CS or Maybank has indeed dialed down with their "generosity". QUOTE(victorian @ Dec 8 2025, 10:06 PM) already say its goodwill basis ma, you are in Malaysia, not US/UK. it is only right to follow one time zone. Follow one time zone? That wasn't the case though since the bank is following the merchant's time zone instead.Anyway, that wasn't my issue as explained above. |
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Dec 9 2025, 08:11 AM
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All Stars
65,451 posts Joined: Jan 2003 |
QUOTE(cybpsych @ Sep 6 2024, 07:55 PM) ^^ ^ QUOTE(talexeh @ Dec 8 2025, 10:14 PM) QUOTE(talexeh @ Dec 8 2025, 09:56 PM) Is it just me or Maybank has taken a hard stance on not giving cashback for AMEX transactions that take place on Malaysia weekends but merchant's weekdays? Based on my past (years ago?) personal experience, a simple call to CS was sufficient to have the cashback honoured on goodwill basis. However, recently I called CS for similar request, I was advised to capture screenshots of the MAE notification & merchant's email as proof that the transaction took place on Malaysia weekends & have them sent over via email, only to be rejected even after an appeal. Any recent successful story among you guys? In case I wasn't being clear in my earlier post, I'm just trying to gauge whether I was just being unlucky to have my email handled by a grouchy Maybank CS or Maybank has indeed dialed down with their "generosity". they purposely added the new clauses into the T&Cs since Sep 2024. treat it as their hard stand (in B&W), without having the "generosity" to manually grant cb. |
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Dec 9 2025, 10:59 AM
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Senior Member
3,119 posts Joined: Dec 2007 |
QUOTE(cybpsych @ Dec 9 2025, 08:11 AM) ^ That explains a lot. Thank you for pointing out the change in the T&C.^ ^ answer is YES they purposely added the new clauses into the T&Cs since Sep 2024. treat it as their hard stand (in B&W), without having the "generosity" to manually grant cb. This post has been edited by talexeh: Dec 9 2025, 11:01 AM cybpsych liked this post
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Dec 11 2025, 12:05 PM
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Senior Member
1,604 posts Joined: Aug 2014 |
QUOTE(cybpsych @ Dec 5 2025, 08:11 AM) better start now or you should already have adjusted your mobile banking apps through your main phone. Thank you very much for your response. Sorry for my late reply.BNM already forcing the industry with their security guidelines since 2022. no matter how you argue with your reasoning, the major theme: financial fraud, is getting more advance and notorious. // Bank Negara Malaysia (BNM) security guidelines for financial fraud focus on improving financial institutions' security, mandating stricter controls, and promoting public awareness. Key measures include a shift from SMS-based OTPs to more secure authentication, limiting online banking to one device, and having financial institutions collaborate with law enforcement and the National Scam Response Centre (NSRC). Banks must also follow a policy for fair treatment of victims and have processes for reporting and handling fraudulent transactions. // by removing SMS-based messaging, it also saved the FI on cost to manage/subscribe SMS services. of course, the cost will be shifted to mobile app's security measures instead. p/s: BNM | ABM We are not really Maybank employees, and thus can rely on only sharing our real-life experience in using Maybank CC. As such, based on experience sharing among us Maybank cardholders here, is it possible that Maybank has discontinued SMS transaction alert? The Bank Negara and ABM articles do state the migration of SMS which is used for authentication of banking transactions. However, the articles do not mention about the discontinuation of SMS meant for disseminating information. SMS transaction alert is a SMS meant for disseminating information about credit card transaction to cardholders, and cannot be used to approve online credit card transaction. Recently, I received a SMS from Maybank, in regards to the Replacement of Shariah Contract for Maybank Islamic Cards. Moreover, when we install MAE in another handphone, Maybank will send a SMS OTP to us, which is needed to activate Secure2u in MAE in another handphone. As you said, Maybank will try to reduce the number of SMS sent to customers to reduce the cost. However, Maybank can never fully discontinue sending the SMS to customers, because SMS is still needed to provide information to customers. This post has been edited by kart: Dec 11 2025, 12:07 PM cybpsych liked this post
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Dec 11 2025, 01:23 PM
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All Stars
65,451 posts Joined: Jan 2003 |
QUOTE(kart @ Dec 11 2025, 12:05 PM) Thank you very much for your response. Sorry for my late reply. adoi, of course they still need sms service for critical use. there is still no perfect, fool-proof, hack-proof direct-to-user messaging solution except sms.We are not really Maybank employees, and thus can rely on only sharing our real-life experience in using Maybank CC. As such, based on experience sharing among us Maybank cardholders here, is it possible that Maybank has discontinued SMS transaction alert? The Bank Negara and ABM articles do state the migration of SMS which is used for authentication of banking transactions. However, the articles do not mention about the discontinuation of SMS meant for disseminating information. SMS transaction alert is a SMS meant for disseminating information about credit card transaction to cardholders, and cannot be used to approve online credit card transaction. Recently, I received a SMS from Maybank, in regards to the Replacement of Shariah Contract for Maybank Islamic Cards. Moreover, when we install MAE in another handphone, Maybank will send a SMS OTP to us, which is needed to activate Secure2u in MAE in another handphone. As you said, Maybank will try to reduce the number of SMS sent to customers to reduce the cost. However, Maybank can never fully discontinue sending the SMS to customers, because SMS is still needed to provide information to customers. just that any usage-based SMS will be reduced/replaced with app-based solution --- that's what BNM thinks, but it's not ideal and actually creating friction/entry-barrier to select group/type of users (eg poor, senior citizen, oku, etc) bnm basically shift one issue and cover it up with another. |
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Dec 11 2025, 01:26 PM
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All Stars
65,451 posts Joined: Jan 2003 |
now this is a damn good reason go hold this card for long-term (pray)
» Click to show Spoiler - click again to hide... « Added on ![]() Updated Feature of the Maybank myimpact Credit Cards/-i 11 December 2025 https://www.maybank2u.com.my/maybank2u/mala...re-updates.page Dear Valued Cardmembers, Effective, 1 January 2026, the following updates will apply to your Maybank myimpact Credit Cards/-i: >> The 8% Cash Back on ESG (Environmental, Social, and Governance)-friendly categories will transition from a promotional offer to a permanent feature, maintaining the same monthly cap of RM35, while the 0.5% Cash Back on contactless spend remains unchanged with the same monthly limit; and >> TreatsPoints will no longer be awarded for new spending. All previously earned TreatsPoints remain valid until their respective expiry dates; and >> The minimum annual income requirement for the Maybank Islamic myimpact Ikhwan Mastercard Platinum-i will be revised from RM36,000 to RM24,000 per annum. All existing product benefits, including no annual fee, no late payment charge, and no compounding interest/ profit, remain unchanged. **This list is by no means exhaustive but shows the sample merchants **No cash back will be awarded when spending at these merchant categories: Petrol, Airlines, Government Bodies / JomPAY, E-wallet Reloads, Cash Advance, or Utilities. ![]() This post has been edited by cybpsych: Dec 29 2025, 07:22 PM |
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Dec 11 2025, 01:55 PM
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All Stars
14,996 posts Joined: May 2015 |
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This post has been edited by ClarenceT: Dec 16 2025, 01:19 PM |
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Dec 11 2025, 03:20 PM
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Staff
72,978 posts Joined: Sep 2005 From: KUL |
QUOTE(cybpsych @ Dec 11 2025, 01:26 PM) now this is a damn good reason go hold this card for long-term (pray) I'm confused for a second. Isn't this card now the same as myimpact VS? https://www.maybank2u.com.my/maybank2u/mala...-signature.pagep/s: just applied via m2u (logged in). immediately approved. pending delivery. Updated Feature of the Maybank myimpact Credit Cards/-i 11 December 2025 https://www.maybank2u.com.my/maybank2u/mala...re-updates.page Dear Valued Cardmembers, Effective, 1 January 2026, the following updates will apply to your Maybank myimpact Credit Cards/-i: >> The 8% Cash Back on ESG (Environmental, Social, and Governance)-friendly categories will transition from a promotional offer to a permanent feature, maintaining the same monthly cap of RM35, while the 0.5% Cash Back on contactless spend remains unchanged with the same monthly limit; and >> TreatsPoints will no longer be awarded for new spending. All previously earned TreatsPoints remain valid until their respective expiry dates; and >> The minimum annual income requirement for the Maybank Islamic myimpact Ikhwan Mastercard Platinum-i will be revised from RM36,000 to RM24,000 per annum. All existing product benefits, including no annual fee, no late payment charge, and no compounding interest/ profit, remain unchanged. **This list is by no means exhaustive but shows the sample merchants **No cash back will be awarded when spending at these merchant categories: Petrol, Airlines, Government Bodies / JomPAY, E-wallet Reloads, Cash Advance, or Utilities. ![]() |
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Dec 11 2025, 05:25 PM
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All Stars
65,451 posts Joined: Jan 2003 |
QUOTE(fruitie @ Dec 11 2025, 03:20 PM) I'm confused for a second. Isn't this card now the same as myimpact VS? https://www.maybank2u.com.my/maybank2u/mala...-signature.page i see got 2 myimpact cardsConventional: Maybank myimpact Visa Signature Credit Card Islamic: Maybank Islamic myimpact Ikhwan Mastercard Platinum Credit Card-i |
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Dec 11 2025, 05:30 PM
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All Stars
65,451 posts Joined: Jan 2003 |
![]() maybank updated T&C for m2c cashback (expanded existing clause) ![]() and treatspoints (added new clause) ![]() This post has been edited by cybpsych: Dec 13 2025, 09:56 AM |
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Dec 14 2025, 11:07 AM
Show posts by this member only | IPv6 | Post
#15616
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Junior Member
932 posts Joined: Nov 2014 |
QUOTE(cybpsych @ Dec 11 2025, 01:26 PM) now this is a damn good reason go hold this card for long-term (pray) Nice card, and approved immediatelyp/s: just applied via m2u (logged in). immediately approved. pending delivery. 20251212: New card appeared in M2U ![]() Added on ![]() Updated Feature of the Maybank myimpact Credit Cards/-i 11 December 2025 https://www.maybank2u.com.my/maybank2u/mala...re-updates.page Dear Valued Cardmembers, Effective, 1 January 2026, the following updates will apply to your Maybank myimpact Credit Cards/-i: >> The 8% Cash Back on ESG (Environmental, Social, and Governance)-friendly categories will transition from a promotional offer to a permanent feature, maintaining the same monthly cap of RM35, while the 0.5% Cash Back on contactless spend remains unchanged with the same monthly limit; and >> TreatsPoints will no longer be awarded for new spending. All previously earned TreatsPoints remain valid until their respective expiry dates; and >> The minimum annual income requirement for the Maybank Islamic myimpact Ikhwan Mastercard Platinum-i will be revised from RM36,000 to RM24,000 per annum. All existing product benefits, including no annual fee, no late payment charge, and no compounding interest/ profit, remain unchanged. **This list is by no means exhaustive but shows the sample merchants **No cash back will be awarded when spending at these merchant categories: Petrol, Airlines, Government Bodies / JomPAY, E-wallet Reloads, Cash Advance, or Utilities. ![]() Why can it be approved immediately? It's because I am the existing cardholder? |
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Dec 14 2025, 11:29 AM
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All Stars
65,451 posts Joined: Jan 2003 |
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Dec 14 2025, 11:34 AM
Show posts by this member only | IPv6 | Post
#15618
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All Stars
18,585 posts Joined: Oct 2010 |
QUOTE(cybpsych @ Dec 11 2025, 01:26 PM) now this is a damn good reason go hold this card for long-term (pray) For Grab, cb for all grab services including grabfood, grab paylater?p/s: just applied via m2u (logged in). immediately approved. pending delivery. 20251212: New card appeared in M2U ![]() Added on ![]() Updated Feature of the Maybank myimpact Credit Cards/-i 11 December 2025 https://www.maybank2u.com.my/maybank2u/mala...re-updates.page Dear Valued Cardmembers, Effective, 1 January 2026, the following updates will apply to your Maybank myimpact Credit Cards/-i: >> The 8% Cash Back on ESG (Environmental, Social, and Governance)-friendly categories will transition from a promotional offer to a permanent feature, maintaining the same monthly cap of RM35, while the 0.5% Cash Back on contactless spend remains unchanged with the same monthly limit; and >> TreatsPoints will no longer be awarded for new spending. All previously earned TreatsPoints remain valid until their respective expiry dates; and >> The minimum annual income requirement for the Maybank Islamic myimpact Ikhwan Mastercard Platinum-i will be revised from RM36,000 to RM24,000 per annum. All existing product benefits, including no annual fee, no late payment charge, and no compounding interest/ profit, remain unchanged. **This list is by no means exhaustive but shows the sample merchants **No cash back will be awarded when spending at these merchant categories: Petrol, Airlines, Government Bodies / JomPAY, E-wallet Reloads, Cash Advance, or Utilities. ![]() This post has been edited by MGM: Dec 14 2025, 11:34 AM |
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Dec 14 2025, 11:53 AM
Show posts by this member only | IPv6 | Post
#15619
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Junior Member
932 posts Joined: Nov 2014 |
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Dec 14 2025, 12:27 PM
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Staff
72,978 posts Joined: Sep 2005 From: KUL |
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