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Credit Cards Maybankard 2 Gold & Platinum Cards V20, 5% M2 Amex on weekend spending (NOT ALL)

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fruitie
post Nov 13 2018, 09:10 AM

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QUOTE(hakkai0810 @ Nov 13 2018, 09:08 AM)
oh ok noted thx thx. Learn a lesson , next time better go card centre during those delivery peak period  biggrin.gif
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If you have access to card centre, always go to the card centre.
Lucas
post Nov 13 2018, 09:16 AM

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QUOTE(fruitie @ Nov 12 2018, 09:48 PM)
Why not? I got my AmEx contactless replacement card from The Gardens card centre.
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any charges for replacement of AmEx contactless at The Gardens card centre?
55665566
post Nov 13 2018, 09:20 AM

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anyone can help?
does ptptn accept m2amex to get the 5% rebate?
if yes, does temporarily increasing credit limit and pay ptptn worth it?
actually how does the credit limit increase works?
current credit limit: rm5k, wan to pay ptptn: rm15k possible?
SUSDavid83
post Nov 13 2018, 09:22 AM

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QUOTE(55665566 @ Nov 13 2018, 09:20 AM)
anyone can help?
does ptptn accept m2amex to get the 5% rebate?
if yes, does temporarily increasing credit limit and pay ptptn worth it?
actually how does the credit limit increase works?
current credit limit: rm5k, wan to pay ptptn: rm15k possible?
*
Max cash back it capped at RM 50.
No TP is awarded for government related services/payment.

This post has been edited by David83: Nov 13 2018, 09:22 AM
btfan
post Nov 13 2018, 09:32 AM

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QUOTE(fruitie @ Nov 9 2018, 05:26 PM)
M2AmEx is attractive, we are still keeping it. It is the Visa/MC which is not attractive and most of can cancel it and save RM 25.
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Been out of the loop so long I didn't even realised that now you can cancel one of the cards for M2C sweat.gif

So what cards do you guys move on to from there?

At the moment I'm still holding on to M2C (AMEX and Mastercard) and PB VS.

JuneResources
post Nov 13 2018, 09:34 AM

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QUOTE(cybpsych @ Nov 12 2018, 04:03 PM)
of course la. it's not widely/barely accepted yet.
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OR is it because we did not call cs to activate the paywave functions features although the card has paywave logo?
I remember some of the bank/card need call cs to activate paywave functions (like debit card), then able to payment by wave..


rooneybeckham
post Nov 13 2018, 09:47 AM

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Hi, sorry noob question here..
If i use my AMEX do payment for local purchase via Paypal, will it entitle 5% cash back (during weekend) and 5xTP?
Is there any extra charge?
As i know if use paypal for oversea purchase, always use foreign currency. How about for local purchase in RM?
55665566
post Nov 13 2018, 09:49 AM

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QUOTE(David83 @ Nov 13 2018, 09:22 AM)
Max cash back it capped at RM 50.
No TP is awarded for government related services/payment.
*
You mean I still get the rebate but no Treatpoint only right?
I think should be ok, better with the immediate 20% discount.
SUSDavid83
post Nov 13 2018, 09:50 AM

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QUOTE(55665566 @ Nov 13 2018, 09:49 AM)
You mean I still get the rebate but no Treatpoint only right?
I think should be ok, better with the immediate 20% discount.
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Yes. Make sure you swipe on weekends.
55665566
post Nov 13 2018, 09:50 AM

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Does anyone know with the new RM25 Levy per credit card, M2U holders need pay twice for amex + visa or only once?
SUSDavid83
post Nov 13 2018, 09:50 AM

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QUOTE(rooneybeckham @ Nov 13 2018, 09:47 AM)
Hi, sorry noob question here..
If i use my AMEX do payment for local purchase via Paypal, will it entitle 5% cash back (during weekend) and 5xTP?
Is there any extra charge?
As i know if use paypal for oversea purchase, always use foreign currency. How about for local purchase in RM?
*
PAYPAL Rule of thumb:
PAYPAL + Amex + RM = no go
PAYPAL + Amex + foreign currency = good to go
PAYPAL + Visa/Master + RM/foreign currency = good to go
boonhan
post Nov 13 2018, 09:50 AM

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QUOTE(rooneybeckham @ Nov 13 2018, 09:47 AM)
Hi, sorry noob question here..
If i use my AMEX do payment for local purchase via Paypal, will it entitle 5% cash back (during weekend) and 5xTP?
Is there any extra charge?
As i know if use paypal for oversea purchase, always use foreign currency. How about for local purchase in RM?
*
Amex for Paypal local purchase cannot be use. The card not availale for selection.
*That is what i remember last time when i trying to purchase.

This post has been edited by boonhan: Nov 13 2018, 09:51 AM
icebryanchan
post Nov 13 2018, 09:58 AM

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QUOTE(55665566 @ Nov 13 2018, 09:20 AM)
anyone can help?
does ptptn accept m2amex to get the 5% rebate?
if yes, does temporarily increasing credit limit and pay ptptn worth it?
actually how does the credit limit increase works?
current credit limit: rm5k, wan to pay ptptn: rm15k possible?
*
dont think you can get 3 x credit limit increase. Just pay with cash, RM50 compared to 20% discount of RM15k is just a small amount
LostAndFound
post Nov 13 2018, 10:02 AM

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QUOTE(55665566 @ Nov 13 2018, 09:20 AM)
anyone can help?
does ptptn accept m2amex to get the 5% rebate?
if yes, does temporarily increasing credit limit and pay ptptn worth it?
actually how does the credit limit increase works?
current credit limit: rm5k, wan to pay ptptn: rm15k possible?
*
QUOTE(icebryanchan @ Nov 13 2018, 09:58 AM)
dont think you can get 3 x credit limit increase. Just pay with cash, RM50 compared to 20% discount of RM15k is just a small amount
*
He can pre-pay, not an issue. Just must do from other banks or cash deposit machine, can't do via M2U.

Just need to make sure amount shown on M2U is -10k (so deposit cash or transfer from other bank enough to reach that) then will be able to swipe. No need credit limit increase. Still better than paying with cash.
rooneybeckham
post Nov 13 2018, 10:02 AM

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QUOTE(David83 @ Nov 13 2018, 09:50 AM)
PAYPAL Rule of thumb:
PAYPAL + Amex + RM = no go
PAYPAL + Amex + foreign currency = good to go
PAYPAL + Visa/Master + RM/foreign currency = good to go
*
Yeah, that's what i search and read. Just not sure how about for local transaction..is it worth to use? hmm.gif

QUOTE(boonhan @ Nov 13 2018, 09:50 AM)
Amex for Paypal local purchase cannot be use. The card not availale for selection.
*That is what i remember last time when i trying to purchase.
*
Ohh, but we can add the AMEX to paypal before any transaction kan?
55665566
post Nov 13 2018, 10:21 AM

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QUOTE(LostAndFound @ Nov 13 2018, 10:02 AM)
He can pre-pay, not an issue. Just must do from other banks or cash deposit machine, can't do via M2U.

Just need to make sure amount shown on M2U is -10k (so deposit cash or transfer from other bank enough to reach that) then will be able to swipe. No need credit limit increase. Still better than paying with cash.
*
You mean I need to go maybank atm first to deposit manually rm10k into my cc before swipe it?
Sure ptptn can use amex or not?
fruitie
post Nov 13 2018, 10:29 AM

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QUOTE(Lucas @ Nov 13 2018, 09:16 AM)
any charges for replacement of AmEx contactless at The Gardens card centre?
*
No charges/

QUOTE(btfan @ Nov 13 2018, 09:32 AM)
Been out of the loop so long I didn't even realised that now you can cancel one of the cards for M2C  sweat.gif

So what cards do you guys move on to from there?

At the moment I'm still holding on to M2C (AMEX and Mastercard) and PB VS.
*
It depends on your usage. We have multiple cards.

QUOTE(JuneResources @ Nov 13 2018, 09:34 AM)
OR is it because we did not call cs to activate the paywave functions features although the card has paywave logo?
I remember some of the bank/card need call cs to activate paywave functions (like debit card), then able to payment by wave..
*
Nope. AmEx contactless is still new in Malaysia, I think none of the terminals are ready for it.
If Visa/MC then no issue.

QUOTE(55665566 @ Nov 13 2018, 09:50 AM)
Does anyone know with the new RM25 Levy per credit card, M2U holders need pay twice for amex + visa or only once?
*
Twice. So cancel your Visa.

QUOTE(rooneybeckham @ Nov 13 2018, 10:02 AM)
Ohh, but we can add the AMEX to paypal before any transaction kan?
*
You can add but if it is in MYR, PayPal will not choose AmEx to pay with it because it doesn't allow.
rooneybeckham
post Nov 13 2018, 10:33 AM

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QUOTE(fruitie @ Nov 13 2018, 10:29 AM)
You can add but if it is in MYR, PayPal will not choose AmEx to pay with it because it doesn't allow.
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Understand! Thanks thumbup.gif
fruitie
post Nov 13 2018, 10:38 AM

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QUOTE(55665566 @ Nov 13 2018, 10:21 AM)
You mean I need to go maybank atm first to deposit manually rm10k into my cc before swipe it?
Sure ptptn can use amex or not?
*
Yes. Can use at counter. Unless they remove it but online definitely can because I pay with it every month.
LostAndFound
post Nov 13 2018, 10:38 AM

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QUOTE(55665566 @ Nov 13 2018, 10:21 AM)
You mean I need to go maybank atm first to deposit manually rm10k into my cc before swipe it?
Sure ptptn can use amex or not?
*
First sentence yes, that's one way. Easier way in my opinion is just to do 'CC payment' from any other bank (other than MBB) account, for the amount of 10k.

Regarding whether PTPTN can use Amex, I can't confirm, I did not take PTPTN loan for my studies and hence never paid back to them. I've seen others post in this thread that can, but myself can't confirm la.

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