But that's not precisely how SCB JOP works, it's RM85 cap for 15% cashback. So you could reload RM 566.67 to BigPay and spend the remainig 1.933K somewhere else (for example Boost, even though it's not counted online). Or insurance bill, or pay your utilities, or buy yourself some items....

The whole 2.5k doesn't need to be in the 15% category.

That is if u have something to spend for the remaining rm1933 b4 the month ends. So u can use JOP to spend on things which u cant get cb from other cc, then topup BP for the remaining balance to reach rm2500.

Just paid for Prudential via their website and the payment was successful without any tac code required. Anyone encountered this?

According to https://ringgitplus.com/en/credit-card/Stan...MasterCard.html
& https://www.sc.com/my/credit-cards/justone-...num-mastercard/

CB category = Petrol, Online Purchases and Auto-Bill Payments only

Top up BP and boost and withdraw RM2000 at RM4 cost, so you still gain RM81...

This post has been edited by ClarenceT: Aug 25 2018, 01:34 PM

am thinking since max CC top-up monthly is 10k, then max prepaid balance in the BP card should be given at least a little leeway more, like 12-15k.

If overseas & want to reload BP via debit bank acc, your h/p is roaming with foreign country telco but off Malaysian telco data & use pocket wifi. SMS will still arrive ?

Just on network roaming, it will be fine

While overseas I can receive OTP SMS from other credit card etc. But for unknown reason, BP's OTP SMS doesn't.

It's nothing to shout with who block who

move forward !

These 3 theories are quite interesting to maximise Cash flow of 2.5K from JOP thru BP and Boost. Topup RM567 to BP card to earn 15% CB and topup remaining RM1933 to Boost then cash out like Cash Adv with minimal RM2 fee per 1K withdrawal thru Boost. Best strategy ever.

Sometimes I am doubtful BP topup is considered as Online Purchase, at least not consistently with existing SCB Spin & WIN contest. I maybe wrong but please refer last page of JOP TNC here, definition of eCommerce transaction eligible for Cashback is rather complicated.

JOP Full T&C pdf file

I don't have Stanchart cards.
I am using RHB VS, RM1500 online (incl BP, 2%) + RM1000 Boost;
HLB Wise RM1000 on BP/Boost, RM1000 on rebate categories (10%).

RM4 or RM6?

Boost: 2% fee, up to a maximum of RM 2 fee
BP: RM 6

2 cash-outs at Boost.
Max cash-out is RM1000 with service charge RM2.

Top up BP failed this morning using MBB FCB card.

stil in problem?

Tried top up BP with SC Justone card, keep showing error since last Friday. Previous month no issue for this card.

I have OTP, but after keying OTP, BP app shows top up error, while other card top up no problem. I tried another BigPay account also same. Anyone facing similar error?

Top up around 12midnight with JustOne no problem.

I topup rm2.5k today at 10am wif justone card..it is successful..

Your Malaysian number needs to be roaming to receive the SMS. You can turn off data roaming so that you won't incur any roaming charges, receiving SMS is free.

Certain telco charge for receiving sms onboard, should be celcom if i not mistaken.