same thinking as john123x?
he had a very large % in that regions...

I am just too chicken shit....

I already have Managed Port for diversify, my own DIY will be only high risk high return funds...
Except manuREITs, to replace my bond holding

wow,...
my FSM DIY port MOM ROI + 3.2%
my wife PM DIY port MOM ROI + 4.5%

hope you guys are having a good month too.....

End of the month again, time for another monthly review. Looks like this month is better compare to last month...

Interpreting from the data and graph, basically you have invested slightly over a year, and the point where IRR and ROI cross path is the point where you hit one year (assuming a lumpsum investment in the beginning with no significant subsequent investments).

Moving forward, it will always be the case that ROI will be higher than IRR because ROI is cumulative and IRR is annualised. At the moment your IRR is 11+% which is quite good for unit trust type products. If you can maintain that I think it's pretty good; it close to 2 times of EPF returns and 3 times of FD promo returns

Fund of the month Nov

Eastspring Investments Global Emerging Markets Fund
https://www.fundsupermart.com.my/main/resea...?articleNo=9013

0.8% sales charge promo
https://www.fundsupermart.com.my/main/resea...?articleNo=9024

One of my largest fund.

you are right about the above...

i was wrong...for it did repeat as last year

Not right or wrong, i just happen to notice the 0.8% SC when i try to topup yesterday night

i was wrong too...i assumed you had crystal ball too

You should know first hand since you are *cough* from FSM

how much is your allocation for that?

Fund size of ~2 Million MYR is kinda small.

Considering if I should enter, since i need to pump up overseas allocation.

btw,...
EIGEM, CIMB Greater China, Ponzi 2.0 has a corelation of 8.0 or more

Yeah I have all these funds plus EI Dinasti.

wow....
i was thinking of AMFUND Global EM....got lesser CHINA/HK but got Brazil and Russia...these 2 countries i still lacked....

If China crashes, I am goreng !

I am actively looking at how to mitigate the risk.

However, my personal reading is that, it is not fair to assign risk equally per country/region basis.

For example, I see Malaysia small cap has much higher volatility/risk than other countries/regions. So to assign equally between Malaysia and China is incorrect.

This post has been edited by puchongite: Nov 1 2017, 01:02 PM

Worry not...wait until after the double-11 spree then you can review your china allocation

Really ? Can give some "preview" or "preempt" ?