I'm just referring to the massive consumer-spree on 11 november, dubbed the double 11 which shall see substantial movement in consumer sector
I don't have crystal ball too...if I can fortune-tell I already sai lang and no more lurking here

This post has been edited by 2387581: Nov 1 2017, 03:49 PM

Okay. Nice input. I thought you were referring to US Fed rate heights related impact.

Is GEM a good go? Hmmm. My managed port have a lot this fund lol But the most still Cimb asia pacific.

I think it is good to go. The bigger question is more like what is the right % in relation to the whole port.

Quick question:

For those high risk fund, how high risk to define?

Today buy RM10k, tomorrow may loss/profit RM10k?

"Today buy RM10k, tomorrow may loss/profit RM10k?"
for unit trust funds...it is very unlikely.....bcos a fund holds a baskets of stocks....(thus very unlikely all the stocks goes to 0 valuation and it helps to read this...
How Safe Are Unit Trusts? FSM Tell You More...
https://www.fundsupermart.com.my/main/resea...ll-You-More-136

but again....
What is risk in investing?
What is risk? Surely that is a stupid question as everyone knows what risk is when it comes to investing. Investopedia (www.investopedia.com) defines risk as “the chance that an investment’s actual return will be different than expected”. It’s actually quite a complex concept because it could mean different things to different people depending on their circumstances and tolerance to it. And it can be highly perverse often being very different to what backward looking statistical measures and common sense might suggest. But it’s worth thinking about because it can impact how you invest.

.........The bottom line is that risk can mean different things – volatility, the risk of capital loss, the risk of not having enough income from your investment and the risk of not having enough in retirement. Each of these risks can be of greater or lesser importance depending on your stage in life, how much capital you have and your tolerance for risk. What’s more risk is perverse. The risk of capital loss is often highest when you think it is low (ie after good times) and lowest when you think it is high (ie after a bad patch). Trying to get a handle on this is critical to being a successful investor.
https://www.fundsupermart.com.my/main/artic...isk1Apr2015.pdf

I won't say impossible, but very very unlikely

If "tomorow" is replaced with "in the future, far far away"...

Total 100% lost... only possible if the whole country got nuke, or if it is a regional fund, the whole region got nuke... everything got burnt down, everybody dies. Then who cares how much is the value of your ut fund...

Total 100% profit... can happen, possible, more than possible since the future is so bright.

==========

The future's so bright, I gotta wear shades.

stay humble, around 10%? Ditched EMB...

The RHBEMBF and EIGEM they don't have strong correlation, one can have both, either or neither.

The consideration for EIGEM is more like whether you want to increase the size of your equity expose in China and some global EM countries.

Another month passes....

Oct 2017 is a happy - happy month right? All your ports went up-up-up. Syiok boh?

Time for another tok-kok-sing-song-blow-water post. "My daddy is bigger than your daddy" type post.



Port did a 2% M-o-M gain. That translates to one of my best M-o-M ROI for the past 12-mths rolling tracking. To give an idea, a 2% monthly gain is like 50% of my gross salary.

In the precceding 12 months rolling, only one month gave a negative return. The other eleven months are green.

Overall port ROI is 8% p.a. Risk to reward ratio is 1.17, Distribution of ROI is positively skewed with negative kurtosis. This means that my expected value have more tendency to cluster around the mean value. In this sense, it means it is more predictable than positive kurtosis value. Large positive value kurtosis means that extreme outlier outcomes are more prevalent.

Forecasted future ROI is exponential with respect to time.

The port's alpha is generated by TA Tech and China fund. Manureits and Esther bond meanwhile made my beta small which meant that the overall port does not swing up and down too much (maintain low volatility). RHB EMB & IDS meanwhile are there as wildcard (pure diversification) as sometimes they do provide pleasant surprises. My IDS exposure is mainly because of the PRU - 14 narrative.

Xuzen

This post has been edited by xuzen: Nov 1 2017, 09:27 PM

since now FSM got release monthly factsheet for Managed Portfolio so i think i will not updating my monthly return here anymore

5 months old portfolio , 2.38% ROI , 9.71% IRR

i think i am doing pretty good so far

but still not even close to beat managed portfolio with 5.45% ROI , 14.74% IRR


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FSM is based on lump sum and your is top up, top up, top up?
thus cannot compare same same

yeap hahaha but still wanna compare as will think to just dump all to managed portfolio or self DIY .

but so far i still will choose DIY as it is more fun

your port is approximately your 2yr salary
do you have other significant investment outside of this port? how does the investment size compares?

for new fsm account opening got promo rate right?

any suggestion on what funds to buy? looking by 3-5k.

would you at least scroll the page and have a good read of this thread first? i'm sure there's a lot of info and your answer in it.

best is if you can contact FSM CIS.....

anyway, since you already asked here and i am quite free at this moment...let me just "tembak" for there are not only many unknown about you....



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