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 FundSuperMart v18 (FSM) MY : Online UT Platform, UT DIY : Babystep to Investing :D

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john123x
post Feb 11 2017, 12:05 PM

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Xuzen, mind posting your latest portfolio?

The last time i view your portfolio, you been loaded with amreits, bout 40%
john123x
post Feb 11 2017, 12:12 PM

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QUOTE(xuzen @ Feb 11 2017, 12:08 PM)
I am still overweight on AMREITs. My weightage remain unchanged.

Xuzen
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Maybe i mistaken you with other person that sailang into affin hwang Asia ex japan quantum.
john123x
post Feb 16 2017, 12:05 PM

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QUOTE(TaintedSoul @ Feb 16 2017, 11:43 AM)
sifus..for the Pinky's Portfolio Worksheet with IRR Calculation. The date is for (Transaction Date) or (Date Completed)?
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Transaction date, after 2 days after transaction, you will received email, stating the transaction date, unit quantity and transacted price

I also want to said the cut off time is 3pm. If you do transactions before 3pm, that day is your transaction date. If you do after 3pm, the transaction date is the next day

This post has been edited by john123x: Feb 16 2017, 12:07 PM
john123x
post Feb 16 2017, 12:10 PM

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Talking bout expected roi, i kinda expected 10+ annually. Not because i am greedy, its because i am 35, and i got not much time anymore....
john123x
post Feb 17 2017, 10:39 AM

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QUOTE(Avangelice @ Feb 16 2017, 11:32 PM)
though it sounds good expect medical fees to be eating most of that chuck of money. times that to two adults and/or maybe aging parents along with your children.

sad reality. we work hard only to pay for medical later on
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Thats why i get a medical card with almost zero death benefit. I can count on insurance company to share my medical bills, but unable count on them to manage my retirement
john123x
post Feb 17 2017, 10:51 AM

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QUOTE(Ramjade @ Feb 17 2017, 10:41 AM)
Care to share which card is that and where did you apply?
Do you pay first then claim back later/don't need to pay.
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Prudential, its pay first then claim back.

To be honest, i a bit regret buying insurance, the insurance fund performance is really bad. I selected 50% AP reit and 50% local equity. Let me tell you guys, i kinda expected it to be like amreits and kgf, but its so sucks, it cant even beat epf. 2016 is bad, ok, i cant blame them, but 2015 and 2014 is bad also, i dont know what to say.

Luckily, i select the one with lowest retirement saving, lowest death benefit. If i put everything on insurance, i probably cry everyday when i retired.

This post has been edited by john123x: Feb 17 2017, 10:58 AM
john123x
post Feb 17 2017, 11:33 AM

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QUOTE(AIYH @ Feb 17 2017, 11:02 AM)
If you really want your ILP to perform, SunLife ILP have the choice for ponzi 1 ponzi 2 titan and aladdin laugh.gif

Otherwise, if you know how to invest, term life insurance with protection as priority is probably better for you smile.gif
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I got insurance medical already. I don't have any plan to get another, that increase my monthly commitment.

I got ponzi 1, ponzi 2 and titan MANUALLY already.

This post has been edited by john123x: Feb 17 2017, 11:35 AM
john123x
post Feb 17 2017, 12:54 PM

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QUOTE(Avangelice @ Feb 17 2017, 12:26 PM)
buy insurance from fsm for a no hassle insurance policy. I told fsm what I want and don't sell me riders that I do not need while I can utilize my tax relief. so I am being covered for up to 1.5 million for medical. try that.
India and China funds are always hot stuff. that's why I'm only dipping my toes in both of them. not gonna get my arm chewed off
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I am impressed. I give fsm insurance a try then.

How much is your monthly premium?
john123x
post Feb 28 2017, 06:46 PM

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Ramjade


SGD breached 3.1728 today

I saw this topic today, kinda make me want to put my money at FSM SG

it reminds me of you, RamJade.

How is your FSM SG Project?

i am thinking of joining fsm sg too

This post has been edited by john123x: Feb 28 2017, 06:52 PM
john123x
post Feb 28 2017, 08:28 PM

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QUOTE(Ramjade @ Feb 28 2017, 07:21 PM)
I saw that.  doh.gif  cry.gif I don't know if it will keep going up. Really  doh.gif doh.gif  Avoid FSM SG at all cost. 0.4%pa platform fee (0.1% pq). The more fund you buy/the more money you pump in, the more you kena charge platform fees.

POEMS have "majority" of what FSM SG got at 0% service charge and 0% platform fees. So plan what you want to buy first or else you will kena charge switching fees.

I haven't started. Why?
1. No more money after pumping in my money into SGX for their REITS.
2. My POEMS account took longer to activate than my broker account
3. I was overseas when all the POEMS activation account arrive
4. I am waiting for perfect time to buy in. RIght now, everything is expensive.
5. I will start with United Asian HY Bond Fund to "pay for" my bank account.  laugh.gif
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from what you said, FSM SG is real terrible. platform fee of 0.4%p.a converted to RM, big amount already.

Do POEMS needs Singapore Bank Account too?
john123x
post Mar 1 2017, 11:15 AM

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QUOTE(puchongite @ Mar 1 2017, 11:11 AM)
Trump's speech is over now ? Oh boy, he did not say anything ! LOL
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Will that be a good news or bad news for the market ?
john123x
post Mar 4 2017, 07:08 PM

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QUOTE(T231H @ Mar 4 2017, 06:40 PM)
I guess only retails investors are concern as fund mgrs would hv taken proactive actions more than 1 yr ago.......
Well noises can create fears unjustily.
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so whose fault is this? obama? trump? yellen?
john123x
post Mar 6 2017, 07:25 PM

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QUOTE(Avangelice @ Mar 6 2017, 07:16 PM)
wah lao. I'm impressed but at the same time I'm feeling a little disturbed by it.
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i also want to know why do u think so
john123x
post Mar 17 2017, 03:59 PM

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I a bit jealous with manulife reit, my amasia reit isnt performing well.....
john123x
post Mar 17 2017, 04:09 PM

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QUOTE(puchongite @ Mar 17 2017, 04:02 PM)
You are not reading the right data. It also increased >1%.
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Its the only red in my portfolio, just checked, its -1.45%

If 2 years doesnt perform, i so gonna switch to manulife reit
john123x
post Mar 27 2017, 01:17 PM

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QUOTE(David83 @ Mar 27 2017, 12:33 PM)
Ponzi 1.0 fund size limit reached. Email from FSM:
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Can sell cant buy anymore?
john123x
post Mar 27 2017, 01:23 PM

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QUOTE(fense @ Mar 27 2017, 01:20 PM)
The email was written reach 400 million and the max quota of cut off is 500 million, mean got 100 million space left.
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I am thinking of topping up 7k for ponzi 1. Hopefully fsm gives 1% promo celebrating ponzi 1soft close

smile.gif

Edit: typo

This post has been edited by john123x: Mar 27 2017, 01:37 PM
john123x
post Mar 28 2017, 05:18 PM

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Any fsm staff here? Could ask your management to give ponzi 1 1% promo?

Lol
john123x
post Mar 30 2017, 02:56 PM

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QUOTE(Darkripper @ Mar 30 2017, 02:52 PM)
How to reply this email when you didn't even receive the email at the first place?  :confused:
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Got email address, got the enail content.

Can easily fake an email reply.

Dont know whether they will check your location or not, dont know they will check whether they got send to you or not

smile.gif
john123x
post Mar 30 2017, 03:05 PM

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Btw, i am thinking of doing PRS to reduce tax. The best performing PRS is from cimb. And cimb got the extra requirement of filling up contribution form to set up automatic deduction.

I think the auto deduct is kinda a bit troublesome...must always prepare so that there will be enough balance for deduction

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