It's the other way actually, subscription fees is the upfront fee and the portfolio management fees is the platform fee equivalent

That's why I say the existing crowd on this thread is not their target customers, because you guys enjoy studying funds n doing trades on your own. There are however people up there who much prefer to have someone settle all these for them. This is a very good product to compete with public mutual agents because it takes 8 years for the fees to rake up to PM's front end charge and it provides all the things that the agent promises

My only complaint is, for the conservative portfolio the charges is rather steep. At the moment FI only get charged 0.2% platform fees per annum and no sales charge; so purely for the services of rebalancing (which I don't think would be a lot for a conservative portfolio), you have to pay 0.3% per annum

FSM SG charges less for conservative portfolio. Not sure why FSM MY did not use the same model

For the higher EQ portion portfolio, basically you are paying the 0.5% to cater for the switching sales charges and service for rebalancing which is likely to be more extensive

Subsequent purchases is minimum RM1k. Hmm, They were not explicit on minimum redemption; but it sounds like when you sell it's the entire portfolio. Best to check with live help

https://www.fundsupermart.com.my/fsm/manage...tment-portfolio
The buy button is below the different risk ratings

I bought already, so memang available

waited 20mins for the agent to respond to my question, and then he noted "we take note for the feedback" and just go. i didn't even finish yet for God's sake. WTF.

Today maybe is a busy day, too many callers.

he kept coming back and ask me to wait. i waited for him. why can't he stay with me when he finished with others and waited til i finish my session and thank him? i was there when he typed.

waited 20mins for the agent to respond to my question, and then he noted "we take note for the feedback" and just go. i didn't even finish yet for God's sake. WTF.

the subscription fee is on top of the usual 1.75% sales charge?

so for RM10,000, a sum of RM100 (1% subscription fee) and RM175(sales charge) is deducted and the balance of RM9725 is used to buy the funds?

EDIT: Assuming it is moderately aggressive portfolio

maybe you ask here we can help faster than them

I asked him if he can confirm no shariah compliant managed portfolio, and if there is any plan in the nearest time to be introduced. And if the sales charge of each fund bought in our portfolio is already included in that portfolio fee or we still have to pay like normal fund purchase. I hope someone got the opportunity to ask about the fee.

Expect more people will pump money into CMF now that eGIA-i tutup kedai 

Actually it have reached my min amount that I want ed which is10% in a year. But I am not satisfied that it's not going up higher. Drag is caused by manulife AP and amasia. Both single digit return. But my other funds are all double digit.

I haven't started but I have opened my account since January. I don't have enough money to buy both UT and stocks on SGX (s-reits + high dividend counter + defensive counter. I am more of a dividend investor). So I decide to go the SGX route first. Generate some SGD first. So far it's working. May and June will be my collection time.

Already made my watch list for SG UT. Just no money to buy and time isn't right.

That's why I waiting for india to drop so I can make my first SG UT purchase.

Have it started?
- It was close but as mentioned above nope.

When has it completed?
- Most likely next trip. There's only so much cash one can bring per trip. You can ask AIYH and see if he's completed his transfer over there.

Expected return
- Min 10% a year (same as malaysia case). But big difference with malaysia 10% vs SG 10%.
- Perfectly fine with (-) return for some year

Startegy going forward
- Split my RM equally into SGX stocks and SG UT.
- SGX to earn SGD regardless how is the market via dividend investing.
- SG UT for growth
- None will be invested in malaysia except for PRS

what is the different MY 10% and SG 10%?

Yes, sell the whole things, I thought our in-house agent 007 already said it ?

That's one hell of limitation isn't it ? 

must sell all...

thats one big awful drawback....

Thats how usually portfolio account works.

If not, cant achieve consistent projected returns ..

Thats how usually portfolio account works.

If not, cant achieve consistent projected returns ..

Then it should not allow top up.

Reasons for top up is to re-balance the portfolio... when there is a trigger point to take market downside or upside opportunity...

Moreover, top up is not a compulsory.. Its an optional aspect to better manage the funds during different market volatility.. Its just an option to take market correction..

Even now when we do our own funds management, D.I.Y. , we still do re-balancing...

End of the day, we actually can make that projected returns by doing our own DIY....  See @Ramjade post

Managed portfolio is suited for those who got no time to keep track of their funds and not dared to take decision to do market correction...

Correct me if im wrong...