Good morning everyone, I'm a long time lurker first time poster.
Finally, I have drafted my portfolio and would welcome any inputs and suggestions.

15% Affin Hwang Select Bond Fund - MYR
15% RHB Asian Income Fund
15% Kenanga Growth Fund
20% CIMB-Principle APAC Dynamic Income Fund - MYR
10% CIMB-Principle China-Indonesia-India Equity Fund
10% Eastspring Investments Global Emerging Markets Fund
15% Aberdeen Islamic World Equity - Class A
10% AmAsia Pacific REITs Plus

Thanks

My bad, typo mistake

15% Affin Hwang Select Bond Fund - MYR
15% RHB Asian Income Fund
15% 10% Kenanga Growth Fund
20% 15% CIMB-Principle APAC Dynamic Income Fund - MYR
10% CIMB-Principle China-Indonesia-India Equity Fund
10% Eastspring Investments Global Emerging Markets Fund
15% Aberdeen Islamic World Equity - Class A
10% AmAsia Pacific REITs Plus


Thanks for the suggestion of Manulife India, will research more into it.

The reason I pick CIMB China-Indonesia-India is because of more exposure to Indonesia and India (30% each).

If I still wanna invest in India and Indonesia, should I go 5% Manulife India and 5% Manulife Indonesia? Or just go 10% Manulife India cos the outlook is better?

They will charge you one time subscription fee of 1.25% for Aggressive portfolio. If you are the first 50 customers, the yearly 0.5% Portfolio Management Fee will be waived forever for the first RM10k.

The subsequent top up after the RM10k will be charged Subscription Fee (1.25%) and annual Portfolio Management Fee (0.5% p.a.).

This post has been edited by petit: May 26 2017, 04:28 PM

I heard they will organize a UT Investment Fair 2017 in Penang, probably end of July (29/7). I think there will be promotion from those participating fund houses at the event.

In my conversation with the CIS, they said that you can only do the first topup for Managed Portfolio in July. Think you have to call them to verify it.

Say if you have 100,000 to invest. Currently 50,000 is already spread out into the intended portfolio, the remaining 50,000 you wanna topup slowly into the portfolio every month or when opportunity arise.

Is it better to park it in CMF2 or is it better just to put everything in bond such as AHSBF and intra/inter switch it monthly and when opportunity arise?

I understand that there will be platform fee for AHSBF but it comes with a higher return than CMF2. Maybe when the opportunity arise when you wanna do quick topup, intra/inter switch of AHSBF will be slower than CMF2?

Or should I just spread out the remaining 50,000 into the portfolio straight away cos time is money?

Pardon me if it is a dumb question

According to my calculation, dips from 0.5846 (9th June) to 0.5712 (13th June) is 2.29%

As of today,

Aggressive port ROI 2.27%
Balanced port ROI 1.87%

You're right, I think the managed port is a great product.

I bought it initially during the launching promo (0% waiver) but I rather top up on my own DIY port now than the managed port because of the annual fee.

I would suggest FSM to reduce the 0.5% annual fee for silver, gold and platinum investors to attract more people.

I'm planning to put in my EPF investment this round with allocation in China and Global at ratio of 40:60 respectively.

Can't decide between CIMB Greater China + Titans or EI Dinasti + Global Leaders. Any opinions?

Thanks for your reply.

The thing is we can only choose one fund house per investment cycle. Thus my question is either CIMB GC+Titan or EI Dinasti+GL.

Since you said Dinasti > GC, what about GL vs Titan?

1st investment year - 5%
2nd - 4%
3rd - 3%
4th - 2%
5th - 1%
no repurchase charge thereafter

Thanks, good to know. I just follow the 2017 prospectus.

I did as well, cimb APAC ex Japan

this is a marathon, not a 100m sprint