what is the FSM managed UT portfolio for aggressive?

what is the FSM managed UT portfolio for aggressive?

FSM is charging you 0.5% p.a. platform fees and >1% one time subscription charge for it, you think they want to reveal it to you ?

currently having some sitting in CMF....
thinking of using this RM10k to go into it just for "fun"
thinking of moderately aggressive at 30%FI:70%EQ
no mgmt. fees only 1% subscription fees
no platform fees for the 30%FI

what says you guys

caveat emptor.....this general allocation % template can lead you to Holland too.....

Which is a weird saying considering Holland has never had even a recession

currently having some sitting in CMF....
thinking of using this RM10k to go into it just for "fun"
thinking of moderately aggressive at 30%FI:70%EQ
no mgmt. fees only 1% subscription fees
no platform fees for the 30%FI

what says you guys

Since you appear to be cash ready, why don't you do two, one self managed, one managed by FSM, and tell us the result from time to time ...... 

can't wait to have two camps. diy vs managed ports. then we can truly compare

Dutch economy struggling to pull out of recession - central bank
.....The Netherlands, the euro zone's fifth-largest economy, is in its third recession since 2009.....
http://uk.reuters.com/article/uk-dutch-eco...E9590EQ20130610

I was thinking of investing into this fully managed fund. Then I can truly benchmark DIY vs fully managed.

Quick question are you able to seperately buy this fully managed in a seperate account.

I was thinking of investing into this fully managed fund. Then I can truly benchmark DIY vs fully managed.

Quick question are you able to seperately buy this fully managed in a seperate account.

Algozen™ speaketh; listen well...

I tried putting in various UTF(s) into Algozen™ and letting her run the numbers. Maximum per simulation run is ten UTFs. Anything more, is limited by the correlation coefficient parameters. 

The criteria for selecting UTFs for simulations are:

1) Good risk to reward ratio among peers
2) They must have poor correlation among each other (meaning must be well diversified)
3) Good rating from FSM or other rating agencies such as morning star, lipper etc.

Some of the UTFs I used to run the simulation are:

KGF representing home ground

TA GTF, Manulife US & CIMB Titan representing US

CIMB Greater China &  Eastspring Dinasti representing Greater China

Esther Bond, RHB ATR & RHB EMB representing bonds

Manulife India

TA Europe

If I do not put those into the simulation it means those UTFs do not satisfy the above three criteria.

After running multiple scenarios (I think Dasecret gave it a fanciful name: Monte - Carlo simulation), Algozen™ came out with the best scenario that is:

TA-GTF @ 25%
India @ 10%
AMReits @ 25%
Ester bond @ 40%

This will give a ROI of 12 to 13% with a risk to reward ratio greater than two. This port is moderate with bias towards some aggressiveness. If you want to be more aggressive, reduce Esther Bond by ten percent and increase by proportion into the other. This port is scalable.

Take note that Algozen™ is very focused, she doesn't play Pokémon Go style. The above four are very well diversified and quite optimized in terms of risk to reward.

Xuzen

aww no love for local funds? KGF?

Fantastic post here. I like this 

If we subscribe to the new FSM Managed Portfolio, do we still have to pay sale charges when FSM help us to purchase equities funds? 

from the FAQ, I think "Yes", except for the conservative portfolio

I see. Thanks. 

Is RSP available for managed portfolio?
The upfront subscription fees apply to RSP too? Or it's just "upfront"? 

If we subscribe to the new FSM Managed Portfolio, do we still have to pay sale charges when FSM help us to purchase equities funds?  :confused: