Hello friend   Pink Spider    I-m-pinkie,

If you read their prospectus, KGF has mandate to invest in Malaysia stock market with unconstrained selection. That means they can buy large cap, index linked counter, small cap and mid cap. If they want, they can also go ACE counter. With such versatile mandate and coupled with a good Fund Manager, it is not surprisingly KGF is the darling of the Malaysia focused UTF.

KMI on the other hand states in their prospectus their trust deed is to invest in Malaysian counter with global reach. To my interpretation, it appears to be targeting the large cap or index linked counters. By this virtue, this UTF is already limiting itself to only a segment of the whole KLSE. If large cap is what you think will fit into your portfolio, then one may consider buying directly into ETF Malaysia e.g., FTSE BURSA MALAYSIA KLCI ETF (0820EA).

Now, I will talk about performance. Both KGF and KMI have about the same type of volatility but KGF has better return historically. Hence, given that both offers the same level of risk, then a rationale investor should choose the one which gives a better rate of return. Understand boh?

Xuzen

Thank you sifu xuzen ! 1 more question to ask, when u always talk about skimming profit, does it means if u invest RM1,000 then now the fund is worth RM1,100, u only sell off the uni equivalent to the RM100 profit and keep the RM1,000 in the fund ?

Btw, where's your crystal ball ? long time no news from the crystal ball =p

Just go with affin hwang select bond fund.

Thanks.

Sorry for being a newbie, this is from their FAQ, right? Is this FAQ legally binding?

And what is stated in here does not completely satisfy my worries.

I have written to them and waiting for their reply.

Thanks for your help.

Thanks.

Sorry for being a newbie, this is from their FAQ, right? Is this FAQ legally binding?

And what is stated in here does not completely satisfy my worries.

I have written to them and waiting for their reply.

Thanks for your help.

hi sorry to butt into your conversation but I feel as I need to tell you this..

before even investing in fsm you worry alot and even have doubts after being given the relevant information and FAQs from us. now you are asking if this is legally binding and I doubt you will feel better with the email from FSM staffs

now I shudder to think when you do invest in your first funds. I can phantom the situation that you will be crippled from your indecisive nature and mistrust of everything

my two cents

Thanks.

Sorry for being a newbie, this is from their FAQ, right? Is this FAQ legally binding?

And what is stated in here does not completely satisfy my worries.

I have written to them and waiting for their reply.

Thanks for your help.

Noted and thanks for your view.

If only you know what is my annual investment return (not to say the capital), you will be surprised.

Maybe I am too careful.

All the best!

Thank you sifu xuzen ! 1 more question to ask, when u always talk about skimming profit, does it means if u invest RM1,000 then now the fund is worth RM1,100, u only sell off the uni equivalent to the RM100 profit and keep the RM1,000 in the fund ?

Btw, where's your crystal ball ? long time no news from the crystal ball =p

Strange isn't it, there are folks who participate in some unit trust fund managed by a GLC company that do not subscribe to the FRS (Financial Reporting Standard) by the hundred of thousand ringgit and yet they do not question about their FAQ legality....

These folks should be given an A plus plus for loyalty to king and country ! Fide ut Regina et Patriam !

Xuzen

interpac will be the 3rd ponzi? i put a bet on interpac!

Enjoy while it last. After election semua jatuh and semua jadi senyap. This is pre-election euphoria.

siao liao siao lio, the market going crazy! . MARKET JATUH KITA TOP UP 3X  !

please exclude me from the "Kita"...
for I was too chickened/cashless to do that during Jan/Feb 2016.....  

btw, did you top up 3x during that period? 

went in on january , at start loss about 8%
but i hold on until feb, where markets start to rally.
to bad i never sailang    .

an example of reading all the annual reports does not helps....    

Magnum and its unit Magnum Holdings Sdn Bhd (MHSB) had received respective notices of assessment from the Inland Revenue Board of Malaysia (IRB) for the years of 2008, 2011-2015 (Magnum) and 2008-2013 (MHSB), totalling RM476.4mil. 

Read more at http://www.thestar.com.my/business/busines...IvlDZvsvR718.99

M K Land Holdings Bhd has become the latest public-listed group to announce the receipt of a surprise tax bill from the Inland Revenue Board (IRB).

Read more at http://www.thestar.com.my/business/busines...1vzhleywfEUD.99

Your agent trying to mislead you to make his 5.5% sales charge appear cheaper.
Mine telling us from what company the agent is?