QUOTE(Sasuke95 @ May 24 2017, 07:44 PM)
Hi sifus, please kindly evaluate my future portfolio (pure equity), I've picked the following funds based on these criteria:
1. Annualized performance up to 5 years (acceptable to me, generally more than 10%)
2. Stable return in each calendar year (2012 - 2016)
3. Big return in some years, while small return in some years (2012 - 2016)
4. I avoid funds with returns reducing every year, such as CIMB Asia pacific dynamic income
5. Low correlation
I already bought Eastspring Global Leader as my first fund after much consideration, I wonder why no one mention about that fund.
Anyway let's have a look at what I planned:
20% Eastspring Global Leader
10% CIMB Global Titan
20% CIMB Greater China Equity
10% KAF Vision Fund
15% Manulife India Equity
15% Manulife US Equity / TA European Equity (either one I will choose, but not sure which, suggest me) (currently prefer manulife)
10% TA Global Technology
I'm 22 y/o btw, I guess I should go full equity and then sit and wait for at least 5 years, advise me.
for points 1~4..........."Past performance is not necessarily indicative of the future or likely performance of the fund".
for point 5? low correlation? sure boh?
your 20% Eastspring Global Leader has 54% in US = 10% of your allocation
your 10% CIMB Global Titan has 42% in US = 4% of your allocation
your 15% Manulife US Equity / TA European Equity (either one I will choose, but not sure which, suggest me) (currently prefer manulife) has 100% in US = 15% of your allocation
your 10% TA Global Technology has 80% in US = 8% of your allocation
adds up to about 37% of your allocation in US....
on this "I'm 22 y/o btw, I guess I should go full equity and then sit and wait for at least 5 years"......age do allows you to have higher equities ratio but it is the real personal risk appetite that would determine if you can sleep well with it for 5 years......
For instance, you might have thought you are an aggressive investor who can cope with a high level of risk. However, in practice, if you find that you always panic too soon every time the market dips, and get overly euphoric and pump in more money whenever markets are on a roll, then high-risk investments may not so suitable for you because they are likely to cause you to lose money.
https://www.fundsupermart.com.my/main/resea...-May-2015--5825just my 2 cents.....