both parties

nice, thanks.

How long does it take to receive bond coupon payments?

Also my first time trying out Bond Express so I dabbled with a relatively small amount of AUD$1k for ANZ Bank.
https://www.fsmone.com.my/bonds/bond-factsh...de=AU3CB0305928

Learnings: There is a processing fee of minimum AUD35 which I didn't see upfront before paying.

After a month (I know it's short), I have a loss of 2.54%.

I'm not sure whether I should continue investing in bonds. Any thoughts/sharing of experience appreciated.

Just based on the available info posted, ..

Started with AUD $1000,
upfront processing fees AUD$35
That is 3.5% (loss)

Inj ust 1 month the losses is reduced to 2.54%
Recovered 1%?

Wow that could means 1 month 1%, 1 Yr can be 10-12%??
Ha ha good he he

This post has been edited by MUM: Mar 31 2024, 09:56 AM

Do u know how the 2.54% loss came about?

Hi, I’m planning to re-enter FSM unit trust investment. I left FSM right before the COVID-19. I used to buy all these UT in post no. 2. Are all this UTs still popular and hot to buy now?

At the point of time, should I enter? Or wait at CMF2? 🙏

This post has been edited by loyalkkk: Mar 31 2024, 12:54 PM

Uts listed in post 2, are 7 yrs old.
Many things had changed since then.

If you trusted FSM, try their current <1 Yr old "recommended fund lists.

does FSM malaysia support London ETFs? seems like the answer is hidden unless you register & login to check.

also, you need to pay malaysian stamp duty right? so the minimal charges @ RM1,000 investment is still RM1 processing fee + stamp duty RM1

This post has been edited by Medufsaid: Mar 31 2024, 05:57 PM

No. For stocks/ETF., you can only invest in Bursa, SGX, SSE, SZE, HKEX, NYSE, NASDAQ and BATS. Although FSM has their strengths(offering various mutual funds/bonds/multi-currency accounts with interests), it is not my first choice for stock trading due to its high fees.

Anyone still hold AHAM World Series - Global Disruptive Innovation Fund - MYR?
I am in dilemma whether to switch or continue hold
Currently still at -65%
If want to switch. is KAF Core Income, a good fund to go with?

This post has been edited by virgoguy: Apr 2 2024, 11:45 AM

I think many believes you will have a better and faster chances of recovering that losses by switching and investing in US focused funds instead of holding that ARK fund or change to KAF core income fund

what are the good choice of US focused funds? I already have TA Global Tech and Manulife US Equity

Try use the Fund Selector to filter out?
But becareful, since you already had those 2 funds, ...it will make your portfolio biased on 1 side if you keep looking for more US focused funds

-65% might as well you start to cut lost and switch into performing fund. With that kind of lost nobody knows how long it will take for you to see the fund turn green.

I have intention to do that. Still consider which option should I take. switch to other existing fund or find a new fund

If you don't know what you bought you also won't know what you are selling. Investing is not like this.....you should tell us your thesis instead. Otherwise another -65% later and your principal is only left 30% from the start. You will be doing donation instead of investing.

For us fund, just pick TA global tech fund. Others don't bother.

KAF core only good for EPF as all holdings are Malaysia unless you don't mind holding Malaysia stuff.

What's your strategy for EPF though? KAF Core?
Doesn't seem to have any US fund available for EPF route...

Kaf core until principal global titan is open back for business or maybe stick with core. If you see fsm chart centre, core have outperform global titans for years.

This post has been edited by Ramjade: Apr 2 2024, 04:44 PM