for postings of FSM Singapore related stuffs,....can try this dedicated to FSM Singapore thread

Fundsupermart Singapore, Let's have a separate thread
https://forum.lowyat.net/topic/3757612

Oh thanks. still struggling with the Fund Selector function..too many options.

FSM is having 2022 Thematic Sales at 0.5%. China or Malaysia equities?

do you mean this?
2022 Key Investment Themes Promotion
https://www.fsmone.com.my/funds/research/ar...05-sales-charge

if yes,...then both


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My worst investment decision ever made. Yes I can handle those high risk investment. For long term it may outperform but currently down by more than 20% even when other index funds are in green ( before omicron news).
Maybe I failed as an investor.
Anyway going to continuous dca to minimise the loss.
Should've allocate more into index funds.

this year AFAIK all thematic funds ain't performing that good compared to past few years
this year index funds/ETF outperforms thematic funds/ETF like ARK etc.

thou people argued that long term thematic should wins?
we'll see

this is not from FSM?

Yes, fsm got sell.
Under wholesales funds
https://www.fsmone.com.my/funds/tools/facts...c=global-search


This post has been edited by MUM: Dec 2 2021, 10:42 PM

um, may i offer unsolicited advice?
Why would you DCA your worst decision ever?

Do you have a best decision ever? If you care to share, I'd like to know it and listen to why you don't DCA that as much as you can?

My port recovered slightly in early November only to dip at the end of it

YTD TWR : -5.79 %
MoM Change TWR : -3.32 %

YTD MWR : -5.59 %
MoM Change MWR : -3.04 %

ROI with DCA since start tracking : 16.14 %
MoM Change : -3.70 %

time to top up again

I have been investing since late 90s till now so I notice every now and then new investment theme will appear and take the world by storm. Don't get too caught up in it as it could just simply abe fashion trend so as to speak. Whether it will be profitable are all unknown. Let me give an example.

Sometime during early 2000, FSM have articles talking about this new acronym BRIC (Brazil,Russia,India,China) funds. Basically it says these 4 emerging countries are identified to be profitable in future so funds that specifically invest in these 4 countries stocks appear. Now 2021 what I do know is only India and China make the cut. So if you invest in BRIC your returns will not be fantastic as it get pulled down by Brazil and Russia. Then why not just India and China can already? Well it exist but the fund names become XXX Emerging Markets so it is generic and fund managers can switch countries stock accordingly.

Back to current Disruptive Innovation etc to me is just another fashion trend. Whether it works out in the future is anyone guess. Tread carefully every time a new investment theme come out. Don't be the pioneers but I do agree if it works out correct pioneers reap the giant share of profits.

If want to aim only India n China n not under emerging countries fund..
Found this in fsm my...
RHB China-India Dynamic Growth Fund
https://www.fsmone.com.my/funds/tools/facts...t?fund=MYOSKCID

mine's the same with you. invested early this month.
its like dropping no matter what

I don't like RHB funds personally as their funds tend to underperforming compared to others from my past experience......

RHB funds has switching fee charges too......

This post has been edited by ehwee: Dec 3 2021, 03:50 PM

Would you still take it, if you only wanted an india n china fund and this rhb fund is only the one available in fsm platform?

No MUM, I will rather get individual Principal China Direct Opportunity and Manulife India Fund separately instead.

This are what part of my portfolio currently, their returns are not bad 😊

so basically, if want to have China and india
can get individual China fund and another india fund
or China-India Fund (as per RHB)
not necessary have to get those XXX Emerging Markets funds that contain India & China inside it + some other emerging markets,....

Hahaha, MUM. I am not quite sure if this is a good choice, if there is any China mix India fund from other fund house other than RHB, with at good 3 to 5 yrs past returns, I might consider them actually.

As holding individual funds of China and India means we need to have bigger war chest to ensure there are sufficient ready cash to topup whenever during market down turns

As I try to reduce buy and sell transactions to minimize the fund charges.

This post has been edited by ehwee: Dec 3 2021, 04:30 PM

capital 10k

option A 50% india fund, 50% China fund
means 5k in india + 5k in China
when india & china drops 10 % = 500 + 500

option B 100% in china-india fund
mean 10k in this fund
when both china & india drops 10% = 1000

when mkts down,...both top up may be same

This post has been edited by MUM: Dec 3 2021, 04:37 PM