Anyone had bought cimb principal prs from fundsupermart.com.my before? Can you visualise your investment at cimb click portal?

Annual management fee of the said fund is incurred on daily basis and it's reflected on the daily published fund price (NAV).
Meaning to say that the daily published NAV has taken into consideration the annual management fee and trustee fee.

hi guys. how do you let go of funds at the right time? How to analyze when is right time?
I have 2 funds that already hit 15%, i am thinking to take profit. But the daily increase getting addictive.

It get me worried as I just top up early July.

Looks like it, although I do hope it will be back to normal soon.

Can invest in Principal Global Titan Fund.
It should be EPF-MIS approved.
This fund is investing rather heavy in U5.

I have not tried,... Just asking,... If you use epf I-akaun to invest, can you buy those?

In FSM, did you nominate a bank account?
If yes, you can set the instruction to transfer the sales proceed to the nominated bank account.


Sales order menu and redemption instruction:

Today no NAV update?

Just a word of advice, a lot of believers like that across US ETF, bitcoin, or even now UT (??)..

The reality is future is not guaranteed despite how many believers talk the same thing. You might wait forever (within your lifetime) and the price never went back, although the chance is very very low. But the chance getting higher if you doesn't have much time to wait (getting older, need to spend for house or kids, accidental and emergency expense, lose job forced retired etc).

US etf was once lagged since subprime mortgage crisis till the rise of Apple / smartphone. That's around 10 years.

Bitcoin was lagged since 2017 till 2020. 3 years. But it is still new, if you compare Gold which similar to bitcoin as store of value, I think previously rise for 10 to 20 years, which at that point everyone also talk about buy gold, then drop and lagged for like 10 years.

For UT, Malaysia market once having the longest bull market in the world, like 12 years, until now soon longest bear in the world. You may find a lot of stories in public mutual thread since they serve the longest business in UT, how many people doesn't make money after 10 years.

Just for anyone to reference, since everyone was talk about how much they made in various investments easily, and recently, but never zoom out.

No, maybe for "priviliged" customers.

Today not a good day for Asia and china big cap.
You know what this means 
Few minutes left

if i recall correctly, there is only 1 fund available to epf that has exposure to US. that is principal global titan.

but the performance is not good.

Thanks for the replies everyone. However, the Fund Selector still doesn't return the intended when searching the keywords. For example, searching for 'disruption', the only funds returns are the RHB - Sustainability ones. Am I doing it wrong?



That's a good point about balancing our own portfolio by investing in pure equities fund alongside pure bond/fi funds. I've since re-evaluated my goals and gone into Affin Hwang World Series - Global Disruptive Innovation Fund, and Affin Hwang Aiiman Asia (ex Japan) Growth Fund. I'm thinking of adding one or two more 'safe' funds, possibly the RHB China Bond Fund and/or Amanahraya Syariah Trust Fund for an 90/10 or 80/20 equities/bonds mix.

An earlier user commented that both the RHB China Bond Fund and the Amanahraya Syariah Trust Fund gave ~10% and ~4% returns respectively which seems abnormally good for bond/FI funds. What are you thoughts? would this 80/20 or 90/10 mix be a decent portfolio?

I'm looking for longer term investments possibly 5 to 10 years where I'll be making periodic deposits. Would the 80/20 portfolio be suitable?

Also when is the right time to sell? Is it safe to stay in a fund for decades/infinitely just topping up periodically without closely monitoring the market? or do we need to keep an eye on the market, and sell at the high, pocket the gains and put the rest into another fund at the low?

In this case, is it ever 'too late' to invest a fund?  for example, tech sector may be overvalued now and those investing now at the high take on more risk as the market may correct. Or maybe investing in a bond fund right before the bonds mature?

Another question, anyone can share their thoughts on diverting a portion of EPF money into a low/med risk approved fund? yes ~6% pa is good, and more fees are incurred when investing in a fund, but at the very least we get to retain some control over our EPF money, and in a way it is hedging against the possibility of EPF funds disappearing in the future because it is being used to shore up the country's financial coffers. Or is this a moot point?

if bought PRS have to wait until 55 yo? then its too late to withdraw. cant they allow sell and switch fund ?