My bet
Btw, need a second opinion from you guys here. Called up FSM and spoke to their Client Investment Specialist (named Edward if i heard it correctly) pertaining to investing in PRS.

I'm pretty keen in getting into PRS simply due to the governments incentive of giving out an additional RM1K to those that have at least made a RM1K contribution in a given calendar year.

Seriously dont know as to which PRS should i go for and FSM recommended me to opt for Kenanga's One PRS Growth. Upon skimming thru the prospectus realized that the given fund has invested over 60%+ in KGF and the balance in Kenanga's Bond Fund.

I seriously do not want my PRS to be solely focused on the Malaysian market since I am currently holding a portfolio of stocks in my account.

Are there any other equity PRS funds that you guys would recommend me to explore (not solely invested in Malaysia and it has to be an equity fund) ?
Thanks

My bet

Thanks

I just bought in CIMB-Principal PRS plus Asia Pacific Class C. This fund feed into Ponzi 2.0. 

Wow. You are following xuzen past mistake. He pump 80% of his money into china. China pull a sudden act, overnight xuzen lost 80% of what he have.
Do not remove FD unless you can find substitute. For me my substitute will be amanah saham fixed price but will change it to affin hwang select bond fund.

Guess you didn't experience below FD retuens yet huh? For 6 monrhs + my return was worse than normal FD rate. 6 months you know. Whichi is < 3%. Thank god now it move to +5%. Still cannot beat my amanah saham yet. Ready for day it does.

I think the market this round has digested the rate hike earlier, so the adjustments were made prior to the announcement.

Thanks for the alert anyway. But I also don't know what to do if it tanks. Maybe just hold, and top up opportunistically.

Talk about tanking, I still remember my dear old PM fund. When it tank, i'm holding it dearly and keep topping up. And they never bounce back. WTH! Anyway, now I'm getting wary of such similar situation. i never know what is worth holding.

Talk about tanking, I still remember my dear old PM fund. When it tank, i'm holding it dearly and keep topping up. And they never bounce back. WTH! Anyway, now I'm getting wary of such similar situation. i never know what is worth holding.

Talk about tanking, I still remember my dear old PM fund. When it tank, i'm holding it dearly and keep topping up. And they never bounce back. WTH! Anyway, now I'm getting wary of such similar situation. i never know what is worth holding.

My bet
Btw, need a second opinion from you guys here. Called up FSM and spoke to their Client Investment Specialist (named Edward if i heard it correctly) pertaining to investing in PRS.

I'm pretty keen in getting into PRS simply due to the governments incentive of giving out an additional RM1K to those that have at least made a RM1K contribution in a given calendar year.

Seriously dont know as to which PRS should i go for and FSM recommended me to opt for Kenanga's One PRS Growth. Upon skimming thru the prospectus realized that the given fund has invested over 60%+ in KGF and the balance in Kenanga's Bond Fund.

I seriously do not want my PRS to be solely focused on the Malaysian market since I am currently holding a portfolio of stocks in my account.

Are there any other equity PRS funds that you guys would recommend me to explore (not solely invested in Malaysia and it has to be an equity fund) ?
Thanks

Talk about tanking, I still remember my dear old PM fund. When it tank, i'm holding it dearly and keep topping up. And they never bounce back. WTH! Anyway, now I'm getting wary of such similar situation. i never know what is worth holding.

There's always a reason why everything goes up or goes down. understand the key reasons and tweak your investment decision accordingly

Wow. You are following xuzen past mistake. He pump 80% of his money into china. China pull a sudden act, overnight xuzen lost 80% of what he have.
Do not remove FD unless you can find substitute. For me my substitute will be amanah saham fixed price but will change it to affin hwang select bond fund.

Guess you didn't experience below FD retuens yet huh? For 6 monrhs + my return was worse than normal FD rate. 6 months you know. Whichi is < 3%. Thank god now it move to +5%. Still cannot beat my amanah saham yet. Ready for day it does.

this

I'm just pretty damn optimistic about the US economy for at least the 1st Quarter of 2017.

Would tweak my portfolio accordingly when i get more funds next month.

Btw, i went over to Maybank and enquired if i could open a sg savings account from their branch here and they said No. Messed up thing was that the staff even told me that if i was to head over to SG to open up an account, I have to prove that I have a working permit/studying there which is pretty messed up.

She claimed that i could have a chance of easily opening an account there if i was to subscribe to one of their products and deposited a huge sum of money   

Sadly, god didn't bless me with RM2.6B, If he did, i would have definitely signed up for some financial product there lol

You do not need to buy anything from Maybank. It's a free service by Maybank. Not sure if it still exist or they have shut it down due to too many people exploiting that hole to open account.

You can always give it a try. Make sure you have account with Maybank MY first. Then download the application. Fill it up and drop it off at selected Maybank branches. And wait for 1 month. Call SG for updates you won't received any notification/sms/email from them that your application is successful.

Guess you understood me wrongly, she said that if i bought/subscribed to any products in Maybank SG, then they would accept my request to open an acc with them

Are there any other equity PRS funds that you guys would recommend me to explore (not solely invested in Malaysia and it has to be an equity fund) ?
Thanks

I have chosen to invest in CIMB Asia Pacific PRS Fund since 2014.

For those who do not want pure malaysia exposure, fund choices are not plenty, makes it easier to choose i think.
1) Affin Hwang PRS
2) Am Asia Reits PRS
3) the fund mentioned above.

Which affin hwang do you mean?

Actually just to clear my doubt...can our muslim friends legally invest in non-syariah compliance funds? or is that a choice?

It sometimes puzzled me in which that major non-syariah business (eg. gambling, alcohol, etc) are heavily taxed, which in turn the money (if not went into MO1's pocket) will be used in the federal budget...which the end user is the citizen, and it consist of many muslims...?? How?

Well my muslim friend told me syariah stuff is nonsense and all marketing stuff. He decide not to choose syariah funds as it limit his opportunities and choices.

It depends on who you asked. 

extend the rows to accommodated the number of funds required in your portfolio?
unless the number of funds in your portfolio exceeded the number of rows in the excel programs....
I think is > 10 000 rows

is not about the rows limit, was the calculation was too many data, sometime will error in some row, need to expand the fubd to make the calculation work.

I think buy fund in a wrong timing does consider bad decision. means iddnt study the market