is the high, higher odds in your favour now?...how long has it been going up? 

I am hearing many people being scared about corrections and asking if they can bail out if it happens. the question is if you do bail out, how sure are if this is just a temporary correction and if it does correct would not recover after a year? so why panic?

going up very recent only. In fact most of it seems to be from the weakening ringgit.

Because why bother with losing the profit you have now? Is like come back and fight another day.

Imagine you have 20% profit, you didn't run. Correction happen and your profit drop to 5%, you won't get heart sick? How sure are you the market can rebound back to 20%?

Better for me to run. Sit on bond/cash first. Wait for the market to smooth it out and start rising. Then pump back in with my 20% profit.

That way, higher chance to increase my 20% profit.
Expect it to weaken further. Fed % to increase interest rate have just increaee to 80%.

what if it doesn't and it goes up to 40%? also heartache. lol

Why about using either constant dollar investing or value averaging to lock in the profits? Isn't that a better option than to cash out from a fund completely?

For e.g., for constant dollar investing, your equity fund portion is constant. Let's say you bought Eastspring Small Cap for RM10k. It has now increased 20%. You then transfer RM2k into Eastspring Bond Fund. Your EISC value is still RM10k. After 6 months, the market corrects and EISC drops 20%. You switched back all the Eastspring Bond into EISC free of charge using credit points. Note: Another variation of buy low, sell high?

Just my own thought. No right or wrong answer. Everyone has different investing style. 👍

Why about using either constant dollar investing or value averaging to lock in the profits? Isn't that a better option than to cash out from a fund completely?

For e.g., for constant dollar investing, your equity fund portion is constant. Let's say you bought Eastspring Small Cap for RM10k. It has now increased 20%. You then transfer RM2k into Eastspring Bond Fund. Your EISC value is still RM10k. After 6 months, the market corrects and EISC drops 20%. You switched back all the Eastspring Bond into EISC free of charge using credit points. Note: Another variation of buy low, sell high?

Just my own thought. No right or wrong answer. Everyone has different investing style. 👍

I am not sure about others....but I think, at times this is also a very emotional affecting actions too.
I did that a few times....not a good feelings when you see the funds continued to rally for another few months.....days after days...the EQ and FI returns gaps widen....
but then, at times...I just felt so    when after I moved,...that funds corrected.....   oh-what a feelings....felt just like the fortune teller.

yes,...your suggestion is practical......and your comments on " No right or wrong answer. Everyone has different investing style" is correct too.  :thumbsup:

so is post by T231H ....
  :thumbsup:  RUN....RUN.... if you liked that.
it is your money and your choice...who knows when the BIG corrections is gonna come....

the thing is that switching process forces you to switch all. you have to sell some  your units to lock profits then reinvest the said profits in a bond fund.

monthly mmg RSP. but whenever I see some drop in value of certain portfolios, Ill throw in lum sum. nth strategic, just luck

aduh who reported my post??? offending kah this post

Dun be bothered with it....as long as you n fellows forumers knows...

aduh who reported my post??? offending kah this post

aduh who reported my post??? offending kah this post

Most likely you did not do multi-quote. Mod has been rather butt-hurt, anal on this issue. I think probably has to do with taking up extra bandwidth or something....

2016 kalah teruk, almost quit FSM totally. now recover a bit d, thinking of cashing out while still making money. shall I?

monthly mmg RSP. but whenever I see some drop in value of certain portfolios, Ill throw in lum sum. nth strategic, just luck

hmm...I dun have strategic plan. Just tot wanna run while making money

lotsa it not lum sum in the beginning. while on the way , keep topping up

2016 kalah teruk, almost quit FSM totally. now recover a bit d, thinking of cashing out while still making money. shall I?

Is it?

After the 2016 China circuit-breaker fiasco, I continue to do DCA.

From 2H of Yr 2016, my port has been inching upwards... every month (for the past 3 quarters) has been giving me a four figure return (in ringgit terms).

Thank you TA GTF, India, RHB AIF and Selina & Esther fund.

Xuzen

for past 2 mths been trying to get out from pokemon mode, but still stuck in 20 funds from 26s...haha

most fund have very nice return in 1 st quater, too hesitate to switch.best switch last 1 mths plus was emerging market, 5%  raise in a month.

for past 2 mths been trying to get out from pokemon mode, but still stuck in 20 funds from 26s...haha

most fund have very nice return in 1 st quater, too hesitate to switch.best switch last 1 mths plus was emerging market, 5%  raise in a month.