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 FundSuperMart v18 (FSM) MY : Online UT Platform, UT DIY : Babystep to Investing :D

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woonsc
post Mar 1 2017, 03:24 PM

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From: Sabah, Malaysia


Hi guys, I am back!
Well, time to update my asset allocation after so long (5 month +)
What's the latest buzz?
Selina? Haha
woonsc
post Mar 1 2017, 03:28 PM

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QUOTE(Avangelice @ Mar 1 2017, 03:26 PM)
lol who are you? sorry don't recognize you buddy
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bye.gif It's been that long.. Pinky, xuzen and some might know me? I hope..
blush.gif tongue.gif

cry.gif got slacked off.. but I am back!
woonsc
post Mar 1 2017, 03:35 PM

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QUOTE(vincabby @ Mar 1 2017, 03:29 PM)
title says financial padawan. have you gone past the trials to be a financial jedi yet?
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bangwall.gif went into the dark side for a while.. ranting.gif
innocent.gif new year, new resolution. icon_question.gif

the most happening in my FSM is my CIMB-Principal PRS Plus Asia Pacific Ex Japan Equity - Class C
to get the GOV free RM 500.. it's up 20% from 1 year ago..

woonsc
post Mar 1 2017, 05:04 PM

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QUOTE(xuzen @ Mar 1 2017, 04:30 PM)
Went dark? What do you mean? MLM, Gold scheme, forex lol scheme?

Change your avatar back to the Kawaii jap gurl  wub.gif  wub.gif  wub.gif , and perhaps friend Avangelice will remember you better!
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Haha don't want tongue.gif got partner liao.. die if see jap Moii!


haha well, i stop bothering my savings, auto pilot..
innocent.gif

xuzen what's yr allocation now?
woonsc
post Mar 2 2017, 09:52 AM

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QUOTE(coolguy99 @ Mar 2 2017, 09:51 AM)
you mean when u are selling the fund there will be options for you to choose?
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Yes, either to your CMF or the bank account you have registered in! rclxms.gif
woonsc
post Mar 2 2017, 10:03 PM

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QUOTE(Avangelice @ Mar 2 2017, 09:58 PM)
I been doing it since I started. DCA with whatever money I have as savings. trying to reach my 100k mark by the time I hit 30 years old in two years time.
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bruce.gif when did you start investing bro?
woonsc
post Mar 2 2017, 11:08 PM

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22 now, trying to save 3k per year.. pama scholarship!
woonsc
post Mar 4 2017, 10:59 AM

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QUOTE(kkk8787 @ Mar 4 2017, 10:22 AM)
aduh who reported my post??? offending kah this post
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hmm.gif why report? haha
jealousy? brows.gif
woonsc
post Mar 4 2017, 09:39 PM

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QUOTE(xuzen @ Mar 4 2017, 08:09 PM)
An observation:

For a one and a half year, Ponzi 1.0 went out of favour compared to Ponzi 2.0. Take note that Ponzi 1.0 buys into small and medium cap growth stock in the Asia Pac ex Japan geographical sphere. Whereas Ponzi 2.0 buys into defensive dividend giving stocks in the same region.

Now I see a reversal of fortune, that is, Ponzi 1.0 is coming back into forefront and Ponzi 2.0 is taking a backseat or breather.

What is the deduction from this?

If this trend persist, one can logically deduce that the growth cycle may have started, and risk appetite has improved and this means growth stock will be the coming thematic play. However, I caveat to take a plunge right now. We may have to wait a little while longer to see whether this trend is sustainable or plainly a short term trend.

You heard here first at LYN-FSM thread.

Xuzen
[attachmentid=8553367]

Bubble A is when the period Ponzi 2.0 outperform Ponzi 1.0. It is also when defensive play was the theme of the day.

Bubbe B is a start of growth?
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Ding Ding Ding, Buy call from Xuzen! wub.gif drool.gif
whistling.gif But MY GE this year, so with Malaysia a big chunk in the fund..
sweat.gif whistling.gif
woonsc
post Mar 4 2017, 10:07 PM

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QUOTE(Ramjade @ Mar 4 2017, 09:46 PM)
I also scared when I see how much chuck does Ponzi 1 have in Malaysia.
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tongue.gif it's unsure, what will happen to either scenario during the election..

QUOTE(xuzen @ Mar 4 2017, 09:51 PM)
This sounds more plausible....
No friend woonsc, it is not a BUY call yet. Stay tune, focus on it, observe it first. Feel its every breathe, its every inhalation and exhalation, but it is not a BUY call..... yet.

In another word, Ponzi 1.0 is now under Algozen™ radar and crosshair, but is not yet time to pull the trigger.

Xuzen
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cool2.gif
Btw why not invest in CIMB-PRINCIPAL ASIA PACIFIC DYNAMIC INCOME FUND - MYR ?
woonsc
post Mar 5 2017, 09:55 AM

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QUOTE(fense @ Mar 5 2017, 07:46 AM)
[attachmentid=8553689]
Had been tried switch all Eastspring EPF consolidate in to Global Leader and Small cap but failed due to signature missmatched...

beside these, I also got AFFIN Hwang PRS GROWTH, requested transfer in, still pending.
and Just brought CIMB PRS plus Asia Ex Japan, good growth for 1 mths.

wish to switch out Affin SGD and Eastspring Japan. but look at it keep going up...I still observed, both also less than a year.

still more than 20 here.... had been switch 4 fund into amasia reit and emerging market.
*
that's over diversification with so much overlaps..
Time to consolidate to less then 10 fund?
woonsc
post Mar 5 2017, 01:32 PM

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QUOTE(skynode @ Mar 5 2017, 12:23 PM)
Hear hear. I have both. biggrin.gif

Currently, which market is more attractive? China or India? Any views on this? Plan to allocate some percentage into one of these markets.
*
sensex bro! The next world economic powerhouse in the making.
woonsc
post Mar 5 2017, 04:32 PM

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QUOTE(AIYH @ Mar 5 2017, 01:58 PM)
17.8% cash.. Wew..
Money sitting at the bank..
woonsc
post Mar 6 2017, 08:26 AM

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QUOTE(Ramjade @ Mar 6 2017, 12:58 AM)
Gee.  Ready cash only rm1. laugh.gif
No credit card yet.
Few k in eGIA-i. 
Few k in asnb
Few k in FSM.
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hmm.gif how u eat? hahaha
woonsc
post Mar 6 2017, 08:31 AM

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QUOTE(Ramjade @ Mar 6 2017, 08:27 AM)
Eat house food? tongue.gif
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without a credit buffer, emergency cash cant cash out straight away leh..
console.gif

I was once like you, straight CMF when allowance come, then withdraw a few days before needed..
But the hassle for a few cents.. blush.gif

woonsc
post Mar 6 2017, 07:29 PM

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QUOTE(Avangelice @ Mar 6 2017, 07:16 PM)
wah lao. I'm impressed but at the same time I'm feeling a little disturbed by it.
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tongue.gif typically bond fund is good as a FD alternative, with the downside of liquidity.
icon_idea.gif but you get a safe and stable yield, innocent.gif plus potential upside during recession
woonsc
post Mar 6 2017, 08:50 PM

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QUOTE(drew86 @ Mar 6 2017, 08:43 PM)
Interested to know too. Where can we find that min 5k purchase waive SC statement? Their web interface is a pain in the arse to use..
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QUOTE(Ramjade @ Mar 6 2017, 08:49 PM)
https://www.eunittrust.com.my/fundInfo/promotions.asp

Don't know how often they update the page. Tell me about it. The SG interface also  rclxub.gif  rclxub.gif
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hmm.gif FSM bond funds all 0% SC?
woonsc
post Mar 7 2017, 09:12 AM

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QUOTE(em0kia @ Mar 7 2017, 09:08 AM)
hi guys, may i know is there a page in FSM website that states all the costs for investing via FSM? I am reading a book currently and the author recommends low cost index funds over mutual funds for the reason that mutual funds often possess a lot of hidden charges. hmm.gif
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blush.gif I guess, we're ikan bilis that don't have the access to US low cost index funds..
Plus Local funds normally beat the index.. innocent.gif
woonsc
post Mar 7 2017, 12:15 PM

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From: Sabah, Malaysia


I am trying to rebalance my portfolio this month.
Can sifu give some comments?

Global Titan or Aladdin Fund 20%
EI Small Cap Fund 20%
(Esther) AF Select Bond Fund 10%

PRS CIMB APDIF 50% (Can't be changed)

This post has been edited by woonsc: Mar 7 2017, 12:16 PM
woonsc
post Mar 7 2017, 02:44 PM

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QUOTE(j.passing.by @ Mar 7 2017, 02:41 PM)
LOL. Now you are trying to pretend you learned nothing after lepak so long in this forum...

You were the one who give advices to newbies that you learned a lot from forums and don't have to read books...

So what is it? You still newbie or a OKU moron with learning disability?

I think you better stick to those fix-price funds with zero anything fees.

===========

BTW to the other students and yet-to-join-the-rat-race in this forum, why PRS ???
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innocent.gif for the Rm500/RM1000 gov allocation.. innocent.gif

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