I'm.just holding ytl in small amount. I enter wrong time last time. It dropped alot -18%.

Now I at -2%

I only go for big caps or main board.
No small cap or ace board for me.
Got burned once.

Anyway topglove is doing very well. Miss that boat.

Hello All,

Does anyone knows if FSM allow and how to register nominee names in the unlikely event if the account holder deceased? If nominees not possible, what will happen to the units under your FSM account?

While waitiing for responses....try the FAQs?

KLCI peaked.

today paper tell there is chance people to locked in profit, and lol here we goes again.

US index also reached peak.

I'm holding off buying anything first. I don't wanna be caught at the peak and it drops. poor sobs who went on the peak

TT may cost u rm10 only, but bank do currency conversion already makan u 1~2%... How?
When u bring back the money, another 1~2%

Is it still worth it?

This could be a bad timing with FSM annual event is coming and stock markets is at record high.

Perhaps no need to shop this round.

I would like to clarify this. How often are you bringing back? Every month?

FSM MY service charge per year =1%+
FSM SG service charge 0.5% p.a

How to get around bank eating your TT.
- Open a maybank SG account. Can be done in malaysia. Then use remittance service like moneymatch to transfer over to SG. Then use transferwise to transfer back.

Help save your 1-2% each trip.

Dow jones had

52 records highs in 2013
39 in 2014
6 in 2015
26 in 2016
70 in 2017

if those jumped out of the games just after after the 1st few highs.....
or those waited on the sideline, waiting to enter into the games, hoping that the there will be discount after the 1st few highs.......
wondering how much those would have missed.....both financially and emotionally

diversify, more % on more stars regions, don't focus into just 1 or 2 areas, have some of this and that.....

Dow Highest Closing Records
https://www.thebalance.com/dow-jones-closin...ce-1929-3306174

This post has been edited by MUM: Jan 7 2018, 10:58 AM

FMS MY managed port service charge is 0.5% pa also no, same as FSM SG?

I agree on this.. may need to hold off some purchase, but if just few hundreds is ok la go ahead la..

How do u know its peak now?

What am I saying that it's MAY or MAY NOT BE peak now.
Don't have crystal ball.
Profit taking will kick start soon as record-breaking numbers been achieved and CNY is coming soon.

hmm.....

either MY will remain calm or cont to bull up to CNY or b4 GE.

profit lock may take place in either Feb or Mac. inflow of the money just started I don't think they will leave so soon.

us market always overvalued. no idea when kaboom.

waaaaaaaaaaaaa damn tension. ready go in then this shit happen. later go in all go out. lol

profit takings, corrections, same as you will get ill....

Sure all these can and will happens, denying the possibility of these happening is unwise, so is too prepared and preoccupied with the fear of them......it is when, how severe and for how long......that is the unknown.....
Volatility is here to stay, managed them not the other way round. Don't let them manage you.

just like zuxen's buffet......have some meat, veg, starchy food, fruits, milk/diary, beans, fishes, exotic food, etc, etc....don't go gung ho like too much heart jumping food, (Eq) or cholesterol fat food (too focused) or boring food (FI)
like past forummer posted....
Diversify, have some of these and that for a wholesome, holistic and healthier prolonged meal....
after having gathered your diversified /balanced food on the plate...sit back and enjoy the meal....
if don't know...can try follow FSM managed port's model....

This post has been edited by yklooi: Jan 7 2018, 12:59 PM

Nope.
0.00% for Conservative portfolio
0.50% for Moderately Conservative portfolio
0.75% for Balanced portfolio
1.00% for Moderately Aggressive portfolio
1.25% for Aggressive portfolio

Portfolio Management Fee*
0.50% per annum, charged on a quarterly basis

earluer post you mentioned...1+% per annum....
But the sales charges listed above is one off...

Depending on what portfolio you pick.
My mistake. But every time topup = kena charge fees.

Simplifying: Good investing is like good grocery shopping & healthy diet

I am still new in this so pls bear with me.
Everybody is talking about US peaking and will start to drop soon. One thing I don't understand is what impact it has to other countries if US drop. Should I be worried when US drop when I'm holding China, Asia Pacific and India funds for example?
Thank you Masters.