What's irrelevant?

So ultimately you'll only crop it when you sell it?

irrelevant as in if you wonder having dividend paying funds are better than no dividend paying funds.

yes to your second question.

FSM does not have the say in that.
it is the fund house that made the decision....the dividend payment default option is spelled out in the prospectus....

The funds are under nominee account name. If pay out, they will be paid to FSM. It's a feature which FSM must be able to support.

The short answer is there is no such feature.

for those guys invested in managed portfolios, did you see a better return compared to DIY ? can share ? tqvm

My DIY is better than portfolio, but I did top up alot during December for DIY, but didn't top up for portfolio. So I guess, cannot compare apple to apple.

have to compare FI:EQ allocation and port's volatility too?

Anyone knows how does FSM make money from selling PRS ?
How is it possible that they can offer 0% SC while giving out 2 GSC tix for topping up 3k ?

Well PRS has a very long lock-in period. I think all PRS providers are keen to throwing extra money to lure investors in to invest with them.

So to answer your question, I think FSM gets a certain percentage of management fees from the PRS proviers, and hence they are able to sell at 0% sales charge. While the GSC tix should be sponsored fully or partly by the providers to keep the investors invested with them.

started both Managed portfolio and DIY at
same period of time early November 2017,
same fund size
never top up.

at the moment both still -ve (enter at high price)
DIY lost is 50% lesser than M.Portfolio
DIY -0.45%, M.P -1.1%

just 2 months experiment, this statement is not concrete enough.

Today bursa on 🔥
I have no msia port though. Just my own bursa investment

damn. when applying new account.
wrongly writted email address.
how?still can change after account created?

I know this is gonna derail the topic but what stocks you holding? I don't think this fire will last till post GE. lagi teruk if the opposition wins.

need to sign up new account, last time i also like that.

anyone encountered this situation before? sell off my cash management fund on wed (3/1/2018), settlement date on today (5/1/2018) but i yet to receive the money from FSM . live chat with them around 4 pm , CS said the pay date is today and ask me wait until after 5 , but now oredi 9 pm ...

Q: HOW LONG WILL IT TAKE FOR ME TO RECEIVE MY MONEY?

A: If you sell the Cash Management Fund (which were purchased via cash), the proceeds will be posted to you either by cheque or deposited into your designated redemption account on T+2. Please note that your designated bank might take 1 - 2 business day to clear the cheque.
As the Cash Management Fund’s net interest rate is based on historical pricing, the selling price will be based on the previous calendar day immediately before the date of the transaction.

It said T+2 days

T + 2 then should be today? hmmm

When you sell it? Before 3pm?

i sold on tuesday after 3 pm , so transaction day is wed , Wed + 2 days = friday

all transaction after 3pm will be process starting on the next day i believe. So most likely you will receive on Monday