while waiting for responses, can try read post 11078 and 11090...I think it has some similarity to what you asked....

yes,
when US mkts drops....so will China nd the rest of the global mkts....
when CHina drops,...so will US and the rest of the global mkts.....
it is how severe will each of them be impacted and for how long each of them be impacted.

thus...it is always recommended to set your FI:EQ allocation properly and invest with the money that you would not want to touch for a few years....

2017 was a good year for EQ and yet you lost 4% with your 20%FI:80%EQ?
mind telling what did your portfolio consisted of and how many % each?

I guess you gung ho into gold and mineral 

switch to their respective Bond Fund, earn credit...then use credit to switch from bond to EQ when time is right 

I see. Thanks for the update.

This mean that the last time I switched from TA Global to TA Dana Afif must have been before March then.

After you have redeemed the investment, that fund will not be made available to you for reinvestment until the next cycle which is refreshed every 3 months. The way epf-mis counts it is from the first day you made investment. E.g;

1st july: buy rhb big cap ( first investment)
16th july; buy principal greater china

And you decide to redeem rhb big cap on 17th july, you will not be able to reinvest that fund again until 1st of july + 3 months.

For clarity, if you decide to redeem principal greater china on 20th august for example, you will be also be unablento reinvest that amount back until 1st july + 3 months

How to avoid this? Switch the fund instead of reedeming it. My strategy is switching back and forth from equity to bond taking advantage of the 0% sales charge and 0% switching fee( only for principal and kenanga), RHB still has rm25 fee.

Another thing is, please also understand the math involved in the calculation to determine the amount allowed to be invested. If let say you are elligible for 70k on this cycle and invested all of it in the beginning before deciding to redeem 30k out of the investment. That whole 30k will not be elligible directly in the next cycle, for example only 30% of that 30) can be invested directly in the next cycle.