IF u planning to do top up every month.. And u r able to come up with 5ksgd and able to come up with minimum 1k SGD per month for top up. I would suggest u to go for FSM sg. MAps.. They don't charge subscription fees.Just 0.5% per
annum. If you are going big monthly, it is worth it because TT to Sg will only cost u rm10 and there are cheaper ways like moneymatch or opening a saving there. Their performace for aggressive up till nov is 15%.

This is where I support FSM SG (I am never a fan of FSM SG) is definitely a better choice in the long run.

Top up each month rm3000 plus with currency......

gg...why like that
i hope the staff in FSM can just edit my email address...lazy to think of another username

i thought u are a fan of poems lol

I am
When it comes to FSM MY managed portfolio vs FSM SG MAPS, I support FSM SG.
When it comes to individual fund, FSM MY vs FSM SG vs POEMS SG, I support only POEMS SG.

Note: I don't use managed portfolios as I don't believed in giving platforms/business free money.

This post has been edited by Ramjade: Jan 5 2018, 10:54 PM

Giving platforms/business free money is not the point, is it? But rather, whether those platforms can provide superior returns.

Perhaps, rather than what you don't believe in, can you demonstrate what you do believe in, and has shown superior returns? (So you we can all appoint you as fund manager and live happily ever after).

At the end of the day, it's the net profit you get (after fees, etc), that really matters. What you believe in, and does not perform, does not count.

Here we go again... *popcorn time*

This post has been edited by WhitE LighteR: Jan 5 2018, 11:47 PM

give me some of that. they better be from Geretts. it's been awhile we say some drama here time to shake off those dust mites

My United japan fund been climbing steadily up.

Is this the one where you have to be a high net worth individual to be able to buy?

It is classified as that but actually anyone can buy that fund as long as you’re comfortable with the initial amount of rm10k and subsequent of RM1k. For me I don’t Top up this frequently because then my bullets will finish too fast. Haha

I believed I already shared enough details on how to go about opening FSM SG. Dasecret have already shown how much is her FSM MAPS making.

All info on what I said can be backed up by FSM SG chart centre and my replies on FSM SG thread.

Enough said.

Nice leh. When I told people to get a Japan fund, all ridiculed me.

This post has been edited by Ramjade: Jan 6 2018, 04:59 AM

bright outlook for SG EQ.



wow.....


say this while klci bullish. fsm oh fsm

sorry just started knowing on investment,
previously have 0 knowledge on money management.
some question on risk management,

1.) how does local fund reacted to the last 2 GE?
2.) how does global fund by region/sector reacted to the US subprime?

want to know it because this is the 10th year cycle to last global recession and also most probably our next GE year.

Generally before election, there's a sense of euphoria. Local market will be climbing.

Whole world market drop. It was mega discount. Don't worry. With trump new tax plan, it's basically QE again as he's flooding market with money. Let's see how long it can go. You can wait or go join the fun.

try these from the FSM perspectives?

What’s Behind the History of Malaysia Election?
August 22, 2017
In this article, we will only discuss the past performances and volatility of the local equity market during the election year as well as the possible election effect on the local stock market.
Author : Jerry Lee Chee Yeong
https://www.fundsupermart.com.my/main/resea...-Election--8756

Impact of the US Financial Crisis to Malaysia's Economy
September 29, 2008
There is a saying that when the US sneezes, Asia along with the rest of the world will catch a cold. What impact does recent bank bankruptcies and bailouts in the US mean to local investors and the Malaysia’s economy? To find out fund managers have to say, the iFAST editorial team talked to Nik Azhar Abdullah, ceo of Alliance Investment Management Bhd and Andrew Wong, equity, chief investment officer for AmInvestment Services Bhd.
Author : iFAST Editorial Team
https://www.fundsupermart.com.my/main/resea...a-s-Economy--88

Can you time the market?
November 18, 2009
When the market has moved to high levels, predicting its future direction is tricky. Investors are often tempted to time the market - whether it will have further upside or will it consolidate. However, is this the best strategy?
Author : IFAST Research Team
https://www.fundsupermart.com.my/main/resea...the-market--431

Taking Market Timing Out Of Investing
You may not realize it, but there is an investent method that takes the market timing out of investing.
https://secure.fundsupermart.com/main/resea...?articleNo=1499

about this risk management thing that you mentioned....read this if your are interested....
Keep Your Risks In Check
Different investments come with different levels of risks and investors need to understand and know the risks that they can stomach given the circumstances that they are in before making a decision on what to invest. We explain how Fundsupermart.com Risk Rating can help investors to identify which unit trusts suit their risk appetite.
https://www.fundsupermart.com.my/main/resea...?articleNo=5825


This post has been edited by T231H: Jan 6 2018, 09:58 AM

FSM have these to say too....
May 2017
Singapore – A Market Not To Be Underestimated Part 1
https://www.fundsupermart.com.my/main/resea...ted-Part-1-8384

Singapore – A Market Not To Be Underestimated Part 2
https://www.fundsupermart.com.my/main/resea...ted-Part-2-8410

then Spore rallied

Sept 2017
Malaysia Market Update – Fundamentals Intact
In this article, we will be discussing the story behind the several local economic data and potential outlook for the local equity market for the rest of the year.
https://www.fundsupermart.com.my/main/resea...ls-Intact--8874

Dec 2017
ASEAN Investment Outlook 2018
https://www.fundsupermart.com.my/main/resea...tlook-2018-9243

Banking Sector: 2018 – A Bullish Year For Malaysia’s Banks
https://www.fundsupermart.com.my/main/resea...’s-Banks-9256

so will msia rally in 2018?

if still doubtful and hesitate ....then diversify...have some of this and that, to make the meal more wholesome and holistic....

FSM has an article giving their take on Japan

As of 13th October 2017, Japan’s Equity Market as represented by Nikkei 225 Index was trading at 19.2x estimated PE ratio, which is slightly above our fair estimated PE of 18.5x. Although the Japanese equity market is currently trading at a premium, earnings is expected to grow by 12.2% and 11.6% in 2018 and 2019 respectively. As such, it is expected to deliver an annualized return of 11.0% by the end of 2019. We are of the opinion that the Japanese economy has just started to recover given the recovering local consumption and several loosening policies from the prime minister Shinzo Abe. Hence, we believe that the Japanese equity market is likely to emerge as the dark horse for 2018.

Have you forgotten the Japanese Market?
https://www.fundsupermart.com.my/main/resea...se-Market--9099

The above is the letter I got from Eastspring regarding the Dinasti fund unit split. I have highlighted two important points in the letter.

The first point is that the whole exercise is merely an exercise to make it more affordable for the investors as stated in the letter.

The second point is interesting in the sense, and I quote: " The value of your investment in Malaysian Ringgit will remain unchanged after the unit split "

If you read the two points together, you should realized that point one is bullocks - baloney when the second point states that your value remained unchanged.

Hence my interpretation is that the unit split is an exercise purely for marketing and advertisement to create a false impression / perception that the fund is getting cheaper.

Which is a fallacy, because, why would an investor hold on to an asset that is getting cheaper? An investor should be happy that an asset gets appreciating over time.

Xuzen

This post has been edited by xuzen: Jan 6 2018, 11:24 AM