what is the minimum amount need to have with them in order to get hamper?
i want hamper, but i got less than 100k.. do u think it's possible to get hamper?

Typically new placement they give gifts. They still did not give u monthly interest I presume. Is there a line on "51 ....................IND - MTH) at left bottom of the FD cert ?

I was told by my branch that monthly interest is a must for this promo.

This post has been edited by bbgoat: Jan 26 2017, 10:24 AM

but the gifts they gave u quite good la..
i hope i get that too..
How much need to deposit into the FD in order to get it?

even the fd cert i had to collect it 2 days later, means tomorrow, back date to 25/1/2017

60

maybe over 50 can get this?

or over 100 can get hamper? but i didn't see any hamper at this branch, better try at other hot spot if any one interested to put so much

br selayang is quite lonely, juz good part is it opposite tesco extra selayang, free parking

no like kl 1.50 per hour, then no space, then dbkl come saman twice per day

anyone bank with Bank rakyat in penang?

which is the better branch to go? Magazine rd or Jelutong? (in terms of convenience, staff helpfulness, service speed and parking space?)

thanks ya

For both personal and bank cheques there are some places/banks that have to come back to collect FD cert after clearing. My Bank Rakyat branch also like this (it is not the only bank like this). Good thing is Bank Rakyat keep the effective date of the FD as the day you place the cheque.

Sometimes, when I am certain that I will place at Bank Rakyat, I transfer the money into the Bank Rakyat savings account from other banks to pay for the FD, so that no need to go another day to collect. Still considered fresh funds for a few days.

If you try many places, you will find many unexpected and different ways of doing things if you pay attention to how the details and operation affect the depositor.



This post has been edited by Deal Hunter: Jan 26 2017, 11:17 AM

Different branch give diff hampers. I remember last time u have shown better looking hampers than mine.

See the last line in jpg file on SMS requirement for the lucky draw.



This post has been edited by bbgoat: Jan 26 2017, 11:40 AM

I see that mostly are 12 months for 4% promotion, any short term FD promotion like 1 to 6 months??

and it does not stated monthly profit credit to casa?

During placement, mention and ask for it. Promotion flyer not necessarily spell everything right to the dot !

i'd rank free parking higher in my criteria. just one saman can blow whatever 4.xx% to pieces

[quote=TSOM,Jan 26 2017, 01:57 PM]
I see that mostly are 12 months for 4% promotion, any short term FD promotion like 1 to 6 months??

[/quote
Few promos now.

CIMB all with 10k minimum
1 mth 3.2%
3 mth 3.8%
6 mth 3.45%
12 mth 3.4%

HongLeong all with 10k minimum
6 mth 3.8%
12 mth 3.8%

8 mth 4% maybe 4.18% if target reached etc by FPX only, with mthly interest

Public Bank all with 10k minimum TD-i
6mth step-up from 3.38% to 4.68% effective 3.88%
12 mth step-up from 3.8% for 6 mth and 4.1% last 6 mth effective 3.95%

Alliance with minimum 50k FDGold promo for 40 years plus depositor.
12 mth 4.05% with mthly interest.

Bank Rakyat with 10k minimum TD-i
12 mth 4.08% with mthly interest and lucky draw per 10k, end 23 Feb 2017

MBSB with minimum 100k
12 mth 4.10% (Feb-Apr 2017)

This post has been edited by Deal Hunter: Jan 26 2017, 04:36 PM

[quote=Deal Hunter,Jan 26 2017, 05:34 PM]
[quote=TSOM,Jan 26 2017, 01:57 PM]
I see that mostly are 12 months for 4% promotion, any short term FD promotion like 1 to 6 months??

[/quote
Few promos now.

CIMB all with 10k minimum
1 mth 3.2%
3 mth 3.8%
6 mth 3.45%
12 mth 3.4%

HongLeong all with 10k minimum
6 mth 3.8%
12 mth 3.8%

8 mth 4% maybe 4.18% if target reached etc by FPX only, with mthly interest

Public Bank all with 10k minimum TD-i
6mth step-up from 3.38% to 4.68% effective 3.88%
12 mth step-up from 3.8% for 6 mth and 4.1% last 6 mth effective 3.95%

Alliance with minimum 50k FDGold promo for 40 years plus depositor.
12 mth 4.05% with mthly interest.

Bank Rakyat with 10k minimum TD-i
12 mth 4.08% with mthly interest and lucky draw per 10k, end 23 Feb 2017

MBSB with minimum 100k
12 mth 4.10% (Feb-Apr 2017)

[/quote]

Adding on :

Ambank 4% for 9 months (monthly interest for Snr Citizen)
minimum 20K

CIMB can get 3.9% for 3mths for Preferred Customer


GONG XI FA CAI !!!

Thanks.. On the left is the box containing the angpow packets..

I was really, really lucky as I saw their facebook post about this contest on the 31st Dec (eve on the first phase) and i smsed at 11.45pm to join...... just made it

Im not sure about the angpow design.. Anyone can share more if they had receive other designs of BR angpows?




Yes, as mentioned by my branch with every 10k fresh funds u get 1 entry (non BR customers) and 3 entries (BR customers). Customers mean you have an account with them, not FD account but CASA.

FD/IFD-i CNY Campaign (10 months) [ Maybank | T&Cs ]

Enjoy great rates with a minimum fresh deposit of RM10,000 for Individual or RM25,000 for SME/Business Banking customers in a single certificate.

Offer is open to Maybank / Maybank Islamic customers and is applicable for Conventional and Islamic Fixed Deposit placement of fresh funds made over the counter only, at any Maybank or Maybank Islamic branch in Malaysia. The campaign is valid from now till 28th February 2017 or upon reaching the overall limit, whichever is earlier.

FD/IFD-i CNY Campaign Rates:


*Should there be any Overnight Policy Rate (OPR) change, the offer rates may be revised.

U are really lucky !

I received some bad design few years back. But the below one is a better one that I received maybe 2 years ago:

https://forum.lowyat.net/index.php?showtopi...post&p=83426623

Meanwhile, one decent placement can blow whatever saman into pieces too

thanks!!