well if Maybank fails to protect our capital, i don't think any banks are safe in Malaysia at that level.

never say never, however unlikely. history had shown us.

Well I look at the Promo PDF.
It says in 6 month tenure, step-up rate for 1st month = 3.6%
Board rate now will be 3.55% I think.

So isn't it better if lets say a person wants to place 1 month or 2 month with > 10k, just choose the PROMO instead of board?

Then just uplift before maturity say 1month later, get 3.6% as oppose to 3.55 standard rate.

Will it work?

Hahaha what a good problems to have..
Not many will faced like u

Anyhow, got good FD rate offer for now??
Any chance FD rate will goes up next few months??

Went to HL to terminate FD, claiming the 2 days interest. But still need to confirm with HQ !

Moved to MBSB for 9 mth 4.2%. Received gifts as below:

[attachmentid=8349697]

U are complaining having too much of them ? Donate them ! 

I see Hlb bank sticking a 6.18% fd banner around their outlet. But the staff inside Dont know anything. Must call that external Hlb assurance staff. But the staff doesn't give full details when I call up.say meet next week.

So what r the clauses for such promos?  anyone knows?

Guys i think this called Essential Elite Cashsaver, some kind insurance kind of plan.

Anyone have more detail?

I'm not sure whether they can collect a total of deposit whopping of RM 888,888,888

OK, but do you know whether there is a limit for FPX transfer? I have 500k to transfer.

Talking about AmBank, this made me really "treasure" the 2/3/5 years FD promo with AmBank at 4.6/4.5/4.55% rates that were still running.  Last one till Oct 2020 !

are you saying i am going to have 17 FD placements in hong leong bank if i were to take up this promotion?

and all the 17 placements in 17 consecutive days?

Hi Bros,
Anyone know if put 3k in BSN SSP got any interest every year?
The prize looks tempting..

Honestly speaking. This stuff is harder than striking da ma chai

plan to keep it grow for 3-4 years
because i've been investing in ASB for a few years already and with current dividend super low.
need to find other alternative,
since i'm almost finishing my course study
might need to start early.

plan to deposit for at least 500-1000 a month

Regarding depositing 60K/yr into EPF, what if  , say after 5 years I want to withdraw half of what I put in, am I able to do so? What is the effective rate like?

Pretty quiet in here 😀

Rm 30000 @ 4.08% for 12 months at Bank Rakyat. 
First time in my life I received a valuable hamper from a bank.
Normally, I get only empty Ang Pow envelopes.
Thank you Bank Rakyat.

i'd rank free parking higher in my criteria. just one saman can blow whatever 4.xx% to pieces

Hahaha actually  BR memang ikut Islamic  principles.  Adil!!!  Spoil my cny eve only.  So looking forward  to transferring to BR 4.08%promo today.  Blardy  stupid BSN

Haha went to another branch try luck. The supervisor  there called HQ n they say should be no issue about 24hrs bla bla

Waiting for cheque now

One branch will sure kena tiau by HQ soon.  Die u bastards lol

One thing I discovered about bsn is u can go any branch to redeem. I think pbb also cannot

Update: just did a 3mths @HSBC with 4.88% fresh fund, got free hsbc premier umbrella somemore lol

serious question, do you guys like hold multiple bank accounts to utilise all these promotional FD rates??