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 Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only

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arisu72
post Jan 25 2017, 01:04 PM

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Hi! Is Alliance bank reliable in regards to FD? Thanks in advance.

This post has been edited by arisu72: Jan 25 2017, 01:05 PM
bbgoat
post Jan 25 2017, 01:18 PM

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QUOTE(arisu72 @ Jan 25 2017, 01:04 PM)
Hi! Is Alliance bank reliable in regards to FD? Thanks in advance.
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I have good experience with them. biggrin.gif
guy3288
post Jan 25 2017, 01:19 PM

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QUOTE(bbgoat @ Jan 25 2017, 11:35 AM)
In BR now to renew fd. Got 4.08% with monthly interest.

This promo is meant for fresh fund only. But was told have to credit monthly interest to CASA. Looks like 2 version of interest option mentioned in this forum.

Also lucky draw have to send SMS
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Got hamper to collect , so i support abit the CNY FD promo,
staff didnt tell me must SMS also.....got any link to read the T&C of the contest?
1 cert 1 entry or every 10k 1 entry?
























Deal Hunter
post Jan 25 2017, 01:33 PM

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QUOTE(arisu72 @ Jan 25 2017, 01:04 PM)
Hi! Is Alliance bank reliable in regards to FD? Thanks in advance.
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I had some FD certs with Alliance previously when their rates were competitive till 2016 . Their service staff were informative, accurate, excellent and speedy and I had no problem at all with them so far. I can be considered a satisfied customer especially with their method of monthly interest payment. I can't really vouch for all branches or the bank in general as I only show up at 2 branches, or how things are at present. Keep toes and fingers crossed, and best of luck for the New Year. rclxms.gif rclxms.gif rclxm9.gif rclxm9.gif

This post has been edited by Deal Hunter: Jan 25 2017, 01:35 PM
bbgoat
post Jan 25 2017, 01:55 PM

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QUOTE(guy3288 @ Jan 25 2017, 01:19 PM)
Got hamper to collect , so i support abit the CNY FD promo,
staff didnt tell me must SMS also.....got any link to read the T&C of the contest?
1 cert 1 entry or every 10k 1 entry?
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I was there on Monday to renew fd n collected 3 hampers. Also did not know of the requirements.

Today saw it only. No links on t n c. Every 10k 1 entry.

Send SMS BRC5 (ic)(space) to 66300. U should receive a response.

Good luck!!
innocent_girl
post Jan 25 2017, 04:52 PM

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QUOTE(guy3288 @ Jan 25 2017, 01:19 PM)
Got hamper to collect , so i support abit the CNY FD promo,
staff didnt tell me must SMS also.....got any link to read the T&C of the contest?
1 cert 1 entry or every 10k 1 entry?
*
wats the tnc for hamper? Must be Xclusive customer?

This post has been edited by innocent_girl: Jan 25 2017, 04:52 PM
mamamia
post Jan 25 2017, 05:58 PM

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QUOTE(innocent_girl @ Jan 25 2017, 04:52 PM)
wats the tnc for hamper? Must be Xclusive customer?
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I also want to know how to get hamper.. n how to bcome xclusive customer?
bbgoat
post Jan 25 2017, 07:55 PM

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QUOTE(mamamia @ Jan 25 2017, 05:58 PM)
I also want to know how to get hamper.. n how to bcome xclusive customer?
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300k and above deposit to become Xclusive customer.

Hamper is based on branch basis, their budget and how many customers allocated. So if u are in a "rich" branch, the cut off of deposit amt may be even higher than 300k. That is my opinion. biggrin.gif

Unless during deposit, some one asked for gifts like hamper, with high amt than"normal". thumbup.gif

This post has been edited by bbgoat: Jan 25 2017, 07:57 PM
rahsk
post Jan 25 2017, 08:06 PM

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QUOTE(guy3288 @ Jan 25 2017, 01:19 PM)
Got hamper to collect , so i support abit the CNY FD promo,
staff didnt tell me must SMS also.....got any link to read the T&C of the contest?
1 cert 1 entry or every 10k 1 entry?
*
how much did you deposit to get that hamper? RM 10,000 for 1 big hamper ah?
LightWind
post Jan 25 2017, 11:33 PM

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Hi, how come your angpow is different from mine?

https://www.irakyat.com.my/index.php/bank-rakyat-cares (link to read the T&C for the contest). I am one of the lucky winners of the monthly price of RM1,000 electric items for the first phase of the contest.

You are so lucky as my branch did not give me anything for CNY..... biggrin.gif





QUOTE(guy3288 @ Jan 25 2017, 01:19 PM)
Got hamper to collect , so i support abit the CNY FD promo,
staff didnt tell me must SMS also.....got any link to read the T&C of the contest?
1 cert 1 entry or every 10k 1 entry?
*
This post has been edited by LightWind: Jan 25 2017, 11:34 PM


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bbgoat
post Jan 26 2017, 08:39 AM

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QUOTE(LightWind @ Jan 25 2017, 11:33 PM)
Hi, how come your angpow is different from mine?

https://www.irakyat.com.my/index.php/bank-rakyat-cares (link to read the T&C for the contest). I am one of the lucky winners of the monthly price of RM1,000 electric items for the first phase of the contest.

You are so lucky as my branch did not give me anything for CNY..... biggrin.gif
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You are very lucky. thumbsup.gif Last 1 or 2 years they have similar campaign for FD deposit. Did not get anything for the lucky draws. Other than gift for FD deposits.

What is the item at the left ? The Ang Pow packet is the previous years design. This year they did not come out with the new ang pow packet.
guy3288
post Jan 26 2017, 08:45 AM

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QUOTE(bbgoat @ Jan 25 2017, 01:55 PM)
I was there on Monday to renew fd n collected 3 hampers. Also did not know of the requirements.

Today saw it only. No links on t n c. Every 10k 1 entry.

Send SMS BRC5 (ic)(space) to 66300. U should receive a response.

Good luck!!
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Thanks, can get better info here than from bank.

i guess you have 3 seven fig FD accounts........
prev with 2 seven fig. accounts got 2 hampers, now stingy give 1 only.
but still better than many other banks

QUOTE(innocent_girl @ Jan 25 2017, 04:52 PM)
wats the tnc for hamper? Must be Xclusive customer?
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QUOTE(rahsk @ Jan 25 2017, 08:06 PM)
how much did you deposit to get that hamper? RM 10,000 for 1 big hamper ah?
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my hamper was for existing FDs , not that new CNY promo i put 30k only

QUOTE(LightWind @ Jan 25 2017, 11:33 PM)
Hi, how come your angpow is different from mine?

https://www.irakyat.com.my/index.php/bank-rakyat-cares (link to read the T&C for the contest). I am one of the lucky winners of the monthly price of RM1,000 electric items for the first phase of the contest.

You are so lucky as my branch did not give me anything for CNY..... biggrin.gif
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different branch different ang pao? that T&C even the bank staff could not locate......
LDP
post Jan 26 2017, 09:14 AM

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Pure FD promotion at UOB. 12 months for 3.95 percent with 10K minimum.
drbone
post Jan 26 2017, 09:26 AM

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QUOTE(LightWind @ Jan 25 2017, 11:33 PM)
Hi, how come your angpow is different from mine?

https://www.irakyat.com.my/index.php/bank-rakyat-cares (link to read the T&C for the contest). I am one of the lucky winners of the monthly price of RM1,000 electric items for the first phase of the contest.

You are so lucky as my branch did not give me anything for CNY..... biggrin.gif
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Say if one deposits 100K for FD , so eligible for 10X entry?

This post has been edited by drbone: Jan 26 2017, 09:26 AM
tlchoon
post Jan 26 2017, 10:05 AM

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QUOTE(bbgoat @ Jan 25 2017, 08:31 AM)
Did u get monthly interest for this BR FD ?  hmm.gif
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Monthly interest into your Savings Account ok
coolstore
post Jan 26 2017, 10:05 AM

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br selayang worst, no angpow, no hamper, just gift set of:

a) personal notebook
b) parker pen with bank rakyat logo
c) pendrive 8gb with bank rakyat selayang logo
d) towel
e) 2017 desktop calendar

good thing is ample parking free

and the front desk one misguide me even can ask gift like luggage bag with trolley

after moeny go in, no higher interest than 4.08%, no such premium gift

This post has been edited by coolstore: Jan 26 2017, 10:07 AM
bbgoat
post Jan 26 2017, 10:07 AM

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QUOTE(tlchoon @ Jan 26 2017, 10:05 AM)
Monthly interest into your Savings Account ok
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Ya, that is what I said earlier. I got the monthly interest for FD renewal on Monday and Wed at 4.08% promo rate. But it seems another forummer was having problem on getting monthly interest from one of the BR branch.
coolstore
post Jan 26 2017, 10:08 AM

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QUOTE(bbgoat @ Jan 26 2017, 10:07 AM)
Ya, that is what I said earlier. I got the monthly interest for FD renewal on Monday and Wed at 4.08% promo rate. But it seems another forummer was having problem on getting monthly interest from one of the BR branch.
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yes, br selayang worst.

won't continue with them in future.
bbgoat
post Jan 26 2017, 10:16 AM

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QUOTE(coolstore @ Jan 26 2017, 10:05 AM)
br selayang worst, no angpow, no hamper, just gift set of:

a) personal notebook
b) parker pen with bank rakyat logo
c) pendrive 8gb with bank rakyat selayang logo
d) towel
e) 2017 desktop calendar

good thing is ample parking free

and the front desk one misguide me even can ask gift like luggage bag with trolley

after moeny go in, no higher interest than 4.08%, no such premium gift
*
Your FD in BR new placement or renewal ? The gift is not bad though. biggrin.gif
coolstore
post Jan 26 2017, 10:19 AM

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QUOTE(bbgoat @ Jan 26 2017, 10:16 AM)
Your FD in BR new placement or renewal ? The gift is not bad though.  biggrin.gif
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new.


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