Welcome Guest ( Log In | Register )

Outline · [ Standard ] · Linear+

 Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only

views
     
lookie
post Jan 26 2017, 10:51 AM

Enthusiast
*****
Senior Member
852 posts

Joined: Jan 2003
anyone bank with Bank rakyat in penang?

which is the better branch to go? Magazine rd or Jelutong? (in terms of convenience, staff helpfulness, service speed and parking space?)

thanks ya
lookie
post Jan 27 2017, 09:50 AM

Enthusiast
*****
Senior Member
852 posts

Joined: Jan 2003
QUOTE(lookie @ Jan 26 2017, 10:51 AM)
anyone bank with Bank rakyat in penang?

which is the better branch to go? Magazine rd or Jelutong? (in terms of convenience, staff helpfulness, service speed and parking space?)

thanks ya
*
replying to myself tongue.gif

thanks to some feedback i got, jelutong branch has ample parking compared to magazine rd branch since it's a bit out of town area and can be considered residential area. service wise was said to be similar, depending on which staff u get la. and jelutong branch less crowded overall. hope it helps someone. smile.gif
lookie
post Jan 27 2017, 09:54 AM

Enthusiast
*****
Senior Member
852 posts

Joined: Jan 2003
[quote=Deal Hunter,Jan 26 2017, 04:34 PM]
[quote=TSOM,Jan 26 2017, 01:57 PM]
I see that mostly are 12 months for 4% promotion, any short term FD promotion like 1 to 6 months??
*

[/quote
Few promos now.

CIMB all with 10k minimum
1 mth 3.2%
3 mth 3.8%
6 mth 3.45%
12 mth 3.4%

HongLeong all with 10k minimum
6 mth 3.8%
12 mth 3.8%

8 mth 4% maybe 4.18% if target reached etc by FPX only, with mthly interest

Public Bank all with 10k minimum TD-i
6mth step-up from 3.38% to 4.68% effective 3.88%
12 mth step-up from 3.8% for 6 mth and 4.1% last 6 mth effective 3.95%

Alliance with minimum 50k FDGold promo for 40 years plus depositor.
12 mth 4.05% with mthly interest.

Bank Rakyat with 10k minimum TD-i
12 mth 4.08% with mthly interest and lucky draw per 10k, end 23 Feb 2017

MBSB with minimum 100k
12 mth 4.10% (Feb-Apr 2017)
*

[/quote]

thanks for the compilation...quite slim pickings haha.

i guess best strategy for me is to dump more into epf via higher voluntary contributions!
lookie
post Jan 27 2017, 10:03 AM

Enthusiast
*****
Senior Member
852 posts

Joined: Jan 2003
QUOTE(okuribito @ Jan 27 2017, 10:01 AM)
I can't do anything now.  I'll go back on Tuesday n fuck them left n right n raise hell. What do you think I should  do?
*
haven't come across this practice. but you should go ahead and demand for the interest on the additional days, and if they refuse, file an official complain to bnm. they do take complaints against banks seriously.
lookie
post Dec 25 2017, 03:52 PM

Enthusiast
*****
Senior Member
852 posts

Joined: Jan 2003
QUOTE(Deal Hunter @ Dec 22 2017, 07:28 PM)
New updates from Alliance and Hong Leong

Alliance Bank

Promo of 18 Dec 2017 to 31 Jan 2018.

9 mth 4.25 % min 10k FF p0m

12 mth 4.3 % min 10k FF  p0m but need to have 10k in casa, no earmark.

12 mth 4.3 % min 30k FF FDGold p1m but need to have 10k already in casa, no earmark.

Promo of  15 Dec 2017 to 31 March 2018.

5 mth 3.88 % min 50k FF p0m.

Hong Leong Bank

12 mth and 18 mth 4.3 % min 100k FF p6m Islamic only
*
Thanks for the updates. Seems like rates are inching upwards. smile.gif

 

Change to:
| Lo-Fi Version
0.0559sec    0.59    7 queries    GZIP Disabled
Time is now: 5th December 2025 - 01:55 PM