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 Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only

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o0o0
post Jan 26 2017, 10:22 AM

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QUOTE(guy3288 @ Jan 26 2017, 08:45 AM)
Thanks, can get better info here than from bank.

i guess you  have 3 seven fig FD accounts........
prev with 2 seven fig. accounts got 2 hampers, now stingy give 1 only.
but still better than many other banks
my hamper was for existing FDs , not that new CNY promo i put 30k only
different branch different ang pao? that T&C even the bank staff could not locate......
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what is the minimum amount need to have with them in order to get hamper?
i want hamper, but i got less than 100k.. do u think it's possible to get hamper?
o0o0
post Jan 26 2017, 10:24 AM

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QUOTE(coolstore @ Jan 26 2017, 10:08 AM)
yes, br selayang worst.

won't continue with them in future.
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but the gifts they gave u quite good la..
i hope i get that too..
How much need to deposit into the FD in order to get it?
o0o0
post Feb 2 2017, 03:44 PM

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Bank Rakyat Section 14, near Digital Mall is rubbish branch..
100k FD but pen / diary also dont want give..

other ppl get hamper, thumbdrive, from other branch..
please aviod Bank Rakyat Section 14, near Digital Mall branch..
o0o0
post May 25 2017, 02:48 PM

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see u guys discussing Banker Cheque..
actually what is Banker Cheque??

Banker Cheque can be issue by any bank?
i plan to move my Bank Rakyat FD to Muamalat FD.
can i request Bank Rakyat for Banker Cheque 100k ?
how the Banker Cheque look llike?

how much is the Banker Cheque charges ?


o0o0
post May 25 2017, 04:33 PM

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QUOTE(bbgoat @ May 25 2017, 04:32 PM)
laugh.gif

Hey guys, show some respect to seniors ....................... tongue.gif
BR do not give BC anymore. Can call them to confirm first.  hmm.gif
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har.. then if i got 100k / 200k in Bank Rakyat,
then how to take out the money..
this BR really bodoh...
o0o0
post Aug 28 2017, 11:31 AM

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Bank Rakyat so quiet recently?
i tot all banks are short of cash now,
why Bank Rakyat no FD promo for so long time d ?
o0o0
post Feb 11 2018, 10:34 AM

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CNY is around the corner, few more days only...
why Bank Rakyat still not coming out CNY promo rate,
last few years they already released now...

now my money stuck at there with low interest..
Move money to OCBC is too troublesome,
- need to ask OCBC banker cheque put what name
- then Bank Rakyat so cacat later say no banker cheque
- FPX scared money go into black hole
- need to open new OCBC account
- then later next year repeat all the shit again..

Just hope Bank Rakyat can give something better even not the best,
Now their 3.70% board rate is too pathetic -.-
o0o0
post Feb 17 2018, 06:04 PM

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QUOTE(bbgoat @ Feb 17 2018, 10:19 AM)
It looks like u have lots of FD placed with the various banks, shown or not shown !

I am waiting to see what action will Muamalat take.  hmm.gif

OCBC do have lots of people taking out. So no more love letters from them to u ?

BR still strong, no FD promo for long long time. I will be exiting them next month if no more promo.  whistling.gif
Should be OCBC with 4.38% 12 mth FD ?  hmm.gif
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Same here, by 1st Mar if Bank Rakyat still no FD promo > 4.38% , I'm also gonna boycott BR d,
No point for risking my huge sum of money at BR with low interest rate 3.70% since they are not PIDM insured.

Once upon a time, BR is the best.
now I think their Product Manager is sleeping or curi tulang..

This post has been edited by o0o0: Feb 17 2018, 06:05 PM
o0o0
post Feb 18 2018, 11:38 PM

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QUOTE(pearl_white @ Feb 18 2018, 09:37 AM)
BR fd board rate is 3.7% for 12 months, ask for special rate OTC, it is 3.85%.

As to whether there will be "new promotions" from financial institutions, please have a look at their latest Q reports and look at the ratios.

That is an indication of whether the institution will have any promo FDs in the future.  smile.gif
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Oh.. which mean B Rakyat got a lot of cash on hand now?
Part of the cash is my money yo...
Ok, then I decided move all my BR money to OCBC,
Let BR go into dip-shit.. tak boleh tahan BR this kind of local second tier bank also wanna jual mahal... Stingy
o0o0
post Mar 5 2018, 12:26 AM

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QUOTE(plumberly @ Mar 4 2018, 12:04 PM)
Strange that BRakyat 12 months FD rate is still at 3.7% (as per their web site) before and after the OPR increase recently. Checked their web site rates about a month apart.

Called BR before the CNY on when their rates will be revised due to the OPR, staff did not know.
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Just few days ago they revised their board rate to 3.95% for 12 months already, website is outdated,
You can direct go to any branches now for 3.95%.

But still no FD promo, and this rate is still pathetic,
worse than Affin, and also no PIDM protection.

o0o0
post Aug 6 2018, 02:43 PM

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QUOTE(cybpsych @ Aug 2 2018, 02:11 PM)
that is given, if customer choose to move to other banks. it's your decision.

for current bank, mostly accept "top-up" to the existing fund to make it "fresh". so, from current bank's perspective, it's "new fund" (vs original fund).
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any one tested the recent Bank Rakyat FD 4.50% promo?
can top up on existing fund to make it fresh fund?


o0o0
post Aug 10 2018, 03:32 PM

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Bank Rakyat 4.85% for 61 months that is a very very very long period, 5 years a lot of thing can change...
not dare to commit that...

the 4.5% for 11 months is fresh fund only..
now a day Bank Rakyat very very strict,
regardless how much your deposit amount or how much u top up, all the fund must be FRESH...
damn!!!!

planning to boycott Bank Rakyat,
jumping to Bank Islam...
but transfering huge sum of money is my big concern...

This post has been edited by o0o0: Aug 10 2018, 03:34 PM
o0o0
post Aug 11 2018, 09:51 AM

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QUOTE(LostAndFound @ Aug 10 2018, 06:55 PM)
What's the concern? Traditional safe method is cheque (but have to wait and lose some days interest). Or just Rentas it.
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cheque very troublesome, need to open current acccount and apply cheque book.. then after use 1 time the cheque book dono should throw where...

RENTAS always make me feel insecure, later the go into others people account or go into black hole... example: bank rakyat said already Rentas out, but bank islam said never receive this rentas..

scary.. if few thousands then ok, but now is huge sum of money, make people paranoid...
o0o0
post Aug 11 2018, 10:01 AM

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QUOTE(guy3288 @ Aug 11 2018, 12:25 AM)

5yrs ago i whacked 4.7% no regrets 5 years later i continue same.
FD rate can go higher meh?

luckily they didnt kacau me, can renew all my FD at 4.85%.
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maybe within the 5 years we saved up sufficient money can try others bank Privileges Bank / Priority Banking..
so have to transfer that money to others bank to enjoy that benefits..

bank rakyat also has Rakyat Xclusive, but cacat abit the benefits..
o0o0
post Dec 10 2019, 09:25 AM

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anyone familiar with Bank Islam FD process?

I have a bank islam FD matured already, but it didn't auto renew, and also didn't give me the interest.
the amount still stay the same at there.
why?

can I withdraw my FD at any other branch?
or must withdraw at the branch that I deposit it?

thanks.

 

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