Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only
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 Jan 28 2017, 05:17 PM
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Senior Member
817 posts Joined: Mar 2014 
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QUOTE(PenangLaksa @ Jan 28 2017, 04:13 PM) Maybank offers 4.5% min 5% max for 3 years. Interest is paid out yearly. 10k min :-) bro, not likely to be fd leh. do check carefully. fd no such min 4.55% max 5%. more like bond/ut fund. |
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Jan 28 2017, 08:05 PM
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Senior Member
789 posts Joined: Oct 2006
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QUOTE(sandkoh @ Jan 28 2017, 05:17 PM) bro, not likely to be fd leh. do check carefully. fd no such min 4.55% max 5%. more like bond/ut fund. The CM now said it's a secured fund. 😓 |
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Jan 28 2017, 10:34 PM
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Senior Member
1,757 posts Joined: May 2011
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QUOTE(PenangLaksa @ Jan 28 2017, 08:05 PM) The CM now said it's a secured fund. 😓 So it isn't fd then... |
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Jan 29 2017, 07:38 AM
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Junior Member
916 posts Joined: Sep 2016 
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QUOTE(PenangLaksa @ Jan 28 2017, 04:13 PM) Maybank offers 4.5% min 5% max for 3 years. Interest is paid out yearly. 10k min :-) Anything that has a minimum percentage payment (ie: your min 4.5%) is always investment..FD is a fixed deposit = fixed percentage for $$ placed in with bank for an agreed period of time. |
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Jan 29 2017, 10:49 AM
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All Stars
24,219 posts Joined: Mar 2007 From: Kuala Lumpur
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Anyone plying HL's online FD promotion at 4.18%? Still quite a far way to go to RM888,888,888.88 I must say. The Rm30000 placement per day is troublesome and tiring as they make you tranfer your funds from other banks to FPX. Having said that, those interested better get your funds flowing as the amount targetted is still quite far away and its expiring next month end.
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Jan 29 2017, 02:59 PM
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Senior Member
4,725 posts Joined: Jul 2013 
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QUOTE(TOMEI-R @ Jan 29 2017, 10:49 AM) Anyone plying HL's online FD promotion at 4.18%? Still quite a far way to go to RM888,888,888.88 I must say. The Rm30000 placement per day is troublesome and tiring as they make you tranfer your funds from other banks to FPX. Having said that, those interested better get your funds flowing as the amount targetted is still quite far away and its expiring next month end. I calculated based on current progress, unlikely will hit the 888mil. I like it for the convenience. Duration currently match my needs, coincidentally. |
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Jan 29 2017, 03:05 PM
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Senior Member
1,021 posts Joined: Mar 2010
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QUOTE(cklimm @ Jan 27 2017, 11:10 PM) Dude, don't let these trivial stuffs ruin the harmony. Keep calm and gong xi fa cai  QUOTE(VinceCheong @ Jan 28 2017, 04:36 AM) DO IT! Tell them you wanna see fireworks also hehe thanks for support guys ... it ended well with the 2nd branch I tried my luck with, feeling compassionate now, no need file complaint form ... gong xi gong xi to everybody too  LOL. Your reason in your defense, your money is sitting there stagnant, hence you should be compensated with the interest of your FD for the loss of potential gains as of 27th till Tuesday.  IN the meantime, fill up the complaint form for just heck of fun too  . This should compensate for your potential loss of CNY mood hahaha.Happy Chinese New Year!  QUOTE(Deal Hunter @ Jan 28 2017, 11:09 AM) The most valuable info in a forum are the complaints and an understanding of how negative and positive situations can arise. I don't need to hear the good news only, the bad news means much more to me. So thank you for sharing your experience at BSN. you are welcome uncle. yup you never know where the next lesson or tip will come from    |
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Jan 29 2017, 04:04 PM
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All Stars
24,219 posts Joined: Mar 2007 From: Kuala Lumpur
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QUOTE(adele123 @ Jan 29 2017, 02:59 PM) I calculated based on current progress, unlikely will hit the 888mil. I like it for the convenience. Duration currently match my needs, coincidentally. Agreed. Looks like an impossible feat @ marketing hype to attract depositors. |
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Jan 29 2017, 06:58 PM
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Senior Member
1,064 posts Joined: May 2016
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adele123 @ Jan 29 2017, 02:59 PM
I calculated based on current progress, unlikely will hit the 888mil. - (HL promo) TOMEI-R,Jan 29 2017, 04:04 PM Agreed. Looks like an impossible feat @ marketing hype to attract depositors. - (before 28 Feb 2017 last day) Nice figure 888 million from Hong Leong, but hard to see 4.00% beating Bank Rakyat 4.08% for fresh funds even with a maybe 4.18%. lookie @ Jan 27 2017, 09:50 AM i guess best strategy for me is to dump more into epf via higher voluntary contributions! I am also thinking putting voluntary contribution to EPF instead once the EPF rate is announced as not so bad rate just after mid February. If Hong Leong really wants the money and not just promotion hype, they may need to up the rate in next week or two, otherwise it is Bank Rakyat if EPF turns bad. Bank Rakyat promo last day is 23 Feb. Any idea EPF is announcing on 17 or 24 Feb 2017? This post has been edited by Deal Hunter: Jan 29 2017, 07:40 PM |
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Jan 31 2017, 08:50 AM
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Senior Member
817 posts Joined: Mar 2014
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QUOTE(adele123 @ Jan 29 2017, 02:59 PM) I calculated based on current progress, unlikely will hit the 888mil. I like it for the convenience. Duration currently match my needs, coincidentally. i did not fall for the hl fd promo gimmick. |
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Jan 31 2017, 11:51 AM
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Junior Member
229 posts Joined: Aug 2010 From: Selangor
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BR 4.08% interest credited monthly. Just completed. Thanks sifus!
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Jan 31 2017, 03:18 PM
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Senior Member
1,757 posts Joined: May 2011
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Took AmBank 5 year fd at 4.35% with monthly interest Credited into savings.
😀😀 |
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Jan 31 2017, 03:45 PM
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Junior Member
376 posts Joined: Dec 2013
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QUOTE(drbone @ Jan 31 2017, 03:18 PM) Took AmBank 5 year fd at 4.35% with monthly interest Credited into savings. RM10K minimum?😀😀 |
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Jan 31 2017, 06:06 PM
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Senior Member
1,757 posts Joined: May 2011
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Deleted
This post has been edited by drbone: Jan 31 2017, 06:08 PM |
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Jan 31 2017, 06:08 PM
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Senior Member
1,757 posts Joined: May 2011
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QUOTE(giko @ Jan 31 2017, 03:45 PM) RM10K minimum? 100K minimum. For the branch that I put in. |
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Jan 31 2017, 08:46 PM
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Junior Member
376 posts Joined: Dec 2013
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QUOTE(drbone @ Jan 31 2017, 06:08 PM) 100K minimum. For the branch that I put in. TQ |
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Jan 31 2017, 09:05 PM
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Senior Member
1,757 posts Joined: May 2011
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QUOTE(giko @ Jan 31 2017, 08:46 PM) TQ No worries. Happy investing ! |
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Feb 1 2017, 02:52 PM
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Junior Member
412 posts Joined: Jan 2012
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today maybank is not sending me TAC, is anyone also facing this problem?
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Feb 1 2017, 06:17 PM
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Senior Member
1,757 posts Joined: May 2011
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QUOTE(galaxynote259 @ Feb 1 2017, 02:52 PM) today maybank is not sending me TAC, is anyone also facing this problem? No issues for me. |
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Feb 1 2017, 08:12 PM
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Junior Member
136 posts Joined: Jun 2016
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QUOTE(galaxynote259 @ Feb 1 2017, 02:52 PM) today maybank is not sending me TAC, is anyone also facing this problem? No issue for me also. Did you try again to get TAC ? |
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