can always apply back after 6 months 

I usually maximize the spending of RM2.5k per month so no problem hitting RM20k annually, as the benefit of the card has been reduced if you are not aiming for RM60 per month CB, then might as well cut the card because minus AF and SST the effective CB will be even lesser.

Still gonna pay for the service tax.

Anyway, next month I will know my destiny.

just called to cancel my SCB WM as the CS only give annual fee waiver but doesn't want to reimburse for the CST.

JOP and LVP also doesn't want to help with giving cashback for CST.

the SCB WM I applied together with the other two cards but never used even once at all. LOL

if retention team call me to offer CST cashback, then I will accept.

if not, I'm gonna go apply for Citi PM for airport limo cover.

If you swipe your card at the machine with MCC 5541.

https://av.sc.com/my/content/docs/my-sc-jop...credit-card.pdf

Refer to T&C - Petrol spend is define as transaction with MCC of 5541 & 5542

5541 Service Stations ( with or without ancillary services)
5542 Automated Fuel Dispensers

Then high chance I can get CB for reloading tng at petrol station 

Then high chance I can get CB for reloading tng at petrol station 

Just saw this in their TnC

Principal Card : RM250 (1st year Annual Fee Waiver )
(Effective 1 August 2018, subsequent years will be waived with minimum spend of  RM20,000 per year4)Supplementary Card : Free

https://www.sc.com/my/credit-cards/justone-...num-mastercard/

havent met any petrol station that accepts CC for tng reload yet... where u reload it ya?

You can refer this thread
I usually maximize the spending of RM2.5k per month so no problem hitting RM20k annually, as the benefit of the card has been reduced if you are not aiming for RM60 per month CB, then might as well cut the card because minus AF and SST the effective CB will be even lesser.

likely yes.

that's an alternative way to utilize rm200 for "petrol" category 

So the simplest strategy here is to spend RM200 in petrol and the rest RM2300 into bigpay so able to get max CB.

majority of the petrol stations impose % surcharge for tng reload using cc.

unless u can find the petrol stations that doesnt impose surcharge, then yes for above. else, find other ways according to the eligible categories.

he/she meant real petrol kut?

he/she meant real petrol kut?

majority of the petrol stations impose % surcharge for tng reload using cc.

unless u can find the petrol stations that doesnt impose surcharge, then yes for above. else, find other ways according to the eligible categories.

anything to do with the surcharge that will make the transaction not eligible for the petrol 15%?

as long as the MCC match then got or no surcharge also will get 15% right?

anything to do with the surcharge that will make the transaction not eligible for the petrol 15%?

as long as the MCC match then got or no surcharge also will get 15% right?

There is a cost so NET is not RM60.

don't understand. you pay RM200 at counter to top up TNG, you still get RM30 CB from SCB whether got surcharge or no surcharge what.

Can you pay RM200 to topup TnG RM200?
I can't remember how much it cost to topup TnG... if RM0.50, then pay RM200 to topup TnG RM199.50.
So CB from SC is RM60 but lose RM0.50 to the petrol station.

Can you pay RM200 to topup TnG RM200?
I can't remember how much it cost to topup TnG... if RM0.50, then pay RM200 to topup TnG RM199.50.
So CB from SC is RM60 but lose RM0.50 to the petrol station.