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Credit Cards Standard Chartered Bank Credit Cards V4, Everything About SC Credit Cards

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cybpsych
post Apr 17 2017, 04:45 PM

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QUOTE(Petre @ Apr 17 2017, 04:32 PM)
diam diam SC charged me 175 for annual fee

any way this can be waived? anyone got info or can share experience?
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you sure you didnt know the existence of AF when applying the card?

or claim no idea about it? laugh.gif


just call CS to waive it lo
cybpsych
post May 11 2017, 09:03 AM

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QUOTE(MGM @ May 11 2017, 09:00 AM)
Which promo is this, any link to T&C? Invitation by sms only?
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post #775 above.
cybpsych
post May 29 2017, 03:33 PM

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QUOTE(HellDevil @ May 29 2017, 03:27 PM)
Which TNG self service accept cc?
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self service kiosk (SSK) at TNG Hub
cybpsych
post May 29 2017, 03:39 PM

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QUOTE(HellDevil @ May 29 2017, 03:35 PM)
in Bangsar/KL Sentral?
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yup
cybpsych
post Jun 16 2017, 11:33 AM

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QUOTE(replymela @ Jun 16 2017, 11:21 AM)
Are there any standard charted roadshows now? I want to apply for justone
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check here >> https://forum.lowyat.net/topic/1916038

I always see scb booth at mytown mall.
cybpsych
post Jul 10 2017, 05:42 PM

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QUOTE(spideymung @ Jul 10 2017, 05:04 PM)
Guys - looking for a cash back credit card from SC. What are the main pros and cons of the Gold cashback vs the JustOne Platinum cashback card?
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refer the features here >> https://forum.lowyat.net/topic/4161836

read the latest posts byfly126, she have posted the features of both cards there.
cybpsych
post Jul 18 2017, 03:50 PM

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QUOTE(simonmada @ Jul 18 2017, 02:20 PM)
Hi guys, does anyone know for Standard Chartered JustOne Platinum MasterCard, is there any cross border fee if I buy from Shopee?
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QUOTE(simonmada @ Jul 18 2017, 03:33 PM)
Hi guys, does anyone know for Standard Chartered JustOne Platinum MasterCard, is there any cross border fee if I buy from Shopee?
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seriously, pls dont spam just for the sake of expecting the answer drop onto your lap.

search here >> https://forum.lowyat.net/topic/2519936 the answer is in there.
cybpsych
post Jul 25 2017, 02:25 PM

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QUOTE(tonytyk @ Jul 25 2017, 02:21 PM)
What campaign is the Rm60 cash back?
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she already stated RM60 cashback for uber

https://www.sc.com/my/campaign/uber/
cybpsych
post Sep 12 2017, 08:34 AM

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user posted image

user posted image

https://ringgitplus.com/en/credit-card/Standard-Chartered/
cybpsych
post Sep 30 2017, 10:12 PM

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QUOTE(fly126 @ Sep 26 2017, 11:33 AM)
Sign up and get RM100 cashback when you activate your card within 45 days from card approval date.
https://www.sc.com/global/av/my-promotion-acquisition.pdf
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QUOTE(drbone @ Sep 30 2017, 10:07 PM)
If a new to bank customer applies for both justone and cashback , so he gets RM 100 X 2 activation payout?
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9. Only one Reward will be given to each Successful Eligible Customer regardless of the number of SCB Credit Cards applied for and duly approved.
cybpsych
post Oct 9 2017, 09:04 AM

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QUOTE(fly126 @ Sep 26 2017, 11:33 AM)
Sign up and get RM100 cashback when you activate your card within 45 days from card approval date.
https://www.sc.com/global/av/my-promotion-acquisition.pdf
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QUOTE(JuneResources @ Oct 9 2017, 08:51 AM)
How the activation cash back go?
Is it go like this

First time spend > auto get activation cash back (after a month for first time spend) > continue spending with no minimum amount > Deductions activation cash back (RM100) after a month again

There is no T&C detail for this standard chartered bank one. unsure.gif
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are u sure?
cybpsych
post Oct 9 2017, 02:53 PM

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QUOTE(JuneResources @ Oct 9 2017, 02:38 PM)
Damn it, the salesman seems like bluffing me.. doh.gif
But the t&c kinda confusing me.

No 8 from the pdf file mention that RM100 cashback for activation within 45 days from card approval date.

In simple, meaning that I not need to swipe anything within 45 days, then I straight away get RM100 cashback?
No 10, The Reward will be credited to the Successful Eligible principal cardholder’s credit card account within 90 days from the
last day of the month in which the card was approved.
So the "reward" is regarding point reward or RM100 cashback reward? Then again is within 45 days or 90 days? rclxub.gif

That is kinda a "mess" and complicated of the sentences (either my understanding is poor)...  confused.gif
Anyway, it is a time to terminate this complicated card (either early or late)
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it's fairly easy.

activate within 45 days after approval (gotten the card). dont throw into the drawer or fridge! laugh.gif

then expect the RM100 cashback after 90 days.
cybpsych
post Oct 27 2017, 07:24 AM

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QUOTE(tookinen @ Oct 26 2017, 11:21 PM)
very bad experience with SC. One day late was charged with interest of RM17. Is it me or other banks don't have the same interest charging mechanism.

Looking forward to not touch Standard Chartered cards anymore.
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what is your definition of "one day late"?

1) when is your due date?
2) when did you pay?

usually, banks have about 2 days grace period after due date before they start charging the interest.
cybpsych
post Oct 27 2017, 07:45 AM

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QUOTE(tookinen @ Oct 27 2017, 07:42 AM)
due date on 9th
I IBFT over on 10th
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try call CS to get waiver.
cybpsych
post Nov 14 2017, 11:21 AM

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user posted image

RinggitPlus 11-11 Exclusive Offers. Get 4 Amazing Gifts!
10 November 2017 until 11 December 2017

https://media.ringgitplus.com/creatives/8fb...-conditions.pdf

Qualifying Products Gift
Standard Chartered JustOne Platinum MasterCard
Standard Chartered Visa Platinum
Standard Chartered WorldMiles World MasterCard

Eligibility Criteria
i. Card approved by Standard Chartered Bank;
ii. Activate their Eligible Card within thirty (30) days of the Card Approval Date
cybpsych
post Nov 19 2017, 08:52 AM

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QUOTE(flabbergasted @ Nov 18 2017, 11:02 PM)
wtf this standard chartered. i applied justone credit card for the air fryer from ringgit plus. its been 1 and half month, now only i get a card, picked it up from the post office today. when i get home, its not even the justone card, its worldmiles, which i never applied for. after calling customer service, apparently the sales team applied two cards for me (one is worldmiles which i never consented for). there is another card at the post office but yeah, since they applied the other card without my consent, i didn't know there were supposed to be two cards.

im so pissed off now. is this legally allowed? can I do anything about this?
not only the process is so slow, but the applied additional useless card for me. don't care about the free gift anymore, just gonna cancel both cards asap.

anyone can advice me what can i do? i asked the customer support, their advice is basically talk to the useless sales team who conned me.
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not illegal, but more to unethical business practice. other banks are doing the same, CIMB is notoriously-famous on doing this. i remember someone in this subforum gotten 5 cards after applying just 1 card.

if you want to take it up a notch, escalate to BNM and cc to bank, for their unethical practice. even for doing so, bank would just cancel the cards.

else, since you gonna cancel the cards, just terminate them and have a peace of mind instead (more worth than arguing with banks).

there are many options out there anyway.


fyi, going thru RP is always a risk to late responses, etc. most ppl attracted to the gifts, but smart ones would apply directly from bank and start reaping the card's benefits ASAP!
cybpsych
post Nov 29 2017, 10:14 AM

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QUOTE(ysling @ Nov 29 2017, 10:07 AM)
Hi guys, I have slight confusion on the cashback amount I've received for last month spending. I thought I should have received the max cashback (RM 85) for just one platinum card.

14-Oct-17: RM 600 in resort spending (normal Retail)
15-Oct-17: RM 32 in resort restaurant (normal retail)
16-Oct-17: RM 63.80 in Lazada Shopping (online)
23-Oct-17: RM1254 in retail pharmacy (normal retail)
24-Oct-17: RM 600 in Ctrip online booking for china train (online)

Total spending for Oct should be > RM 2500. Hence I should get 15% cashback for online spending category (RM 63.80 + RM 600) which is around RM 99. Since there's a cap at RM 85, I would assume I should get RM 85 cash back.

However this is not the case. I've only gotten RM 14.

Can anyone enlighten me? Or whom can I check with? SC customer service?
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while waiting responses here, ALWAYS 1st ppl to call is the official source: Customer Service
cybpsych
post Dec 10 2017, 07:09 PM

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QUOTE(yintoon @ Dec 10 2017, 06:55 PM)
Sorry, newbie here, can anyone tell me how to pay for standard chartered credit card bill? Tried to pay using my maybank2u and CIMBclicks, but can't find any way to pay...
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why not? can find SC in Transfer mah.

use IBG/IBFT lor. cc number is account number.
cybpsych
post Dec 10 2017, 09:05 PM

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QUOTE(chonghe @ Dec 10 2017, 08:56 PM)
cash back will reflect next month 20~ish
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if u read his posts before, it happened few months ago.
cybpsych
post Dec 13 2017, 02:09 PM

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QUOTE(SzeMeng76 @ Dec 13 2017, 01:21 PM)
Justone Cash back had in.
(not sure Gold cashback, stop using it already since I have MBB FCB VS, lol)
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time to wake Leroi2x up whether he got any cashback laugh.gif

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