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Credit Cards Standard Chartered Bank Credit Cards V4, Everything About SC Credit Cards

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caesarx
post Nov 6 2017, 12:25 PM

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QUOTE(sailou @ Nov 1 2017, 06:17 PM)
I waited almost 2 months. They emailed me 1 day later after I called.
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my wife and I also applied the cc for the air fryer from ringgitplus.

form already email last 2 weeks.maybe i need to call to ask the status else will be same as you, 2 months still no news. haha
caesarx
post Nov 19 2017, 10:58 AM

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QUOTE(flabbergasted @ Nov 18 2017, 11:02 PM)
wtf this standard chartered. i applied justone credit card for the air fryer from ringgit plus. its been 1 and half month, now only i get a card, picked it up from the post office today. when i get home, its not even the justone card, its worldmiles, which i never applied for. after calling customer service, apparently the sales team applied two cards for me (one is worldmiles which i never consented for). there is another card at the post office but yeah, since they applied the other card without my consent, i didn't know there were supposed to be two cards.

im so pissed off now. is this legally allowed? can I do anything about this?
not only the process is so slow, but the applied additional useless card for me. don't care about the free gift anymore, just gonna cancel both cards asap.

anyone can advice me what can i do? i asked the customer support, their advice is basically talk to the useless sales team who conned me.
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That's normal practice for sales to try their luck for extra commission, no matter what bank there will always somebody do like that. so get used to it, and since you had call customer service, why not you just tell them to cancel away your unwanted card?

i also just received my card last week, but i did not get additional card as your case. i clearly tick only the card i wanted to apply during fill application form. and i get the highest CL among all cards i have, need make a call to them to reduce CL as i don't see any neccessary for this card to have over 20k CL...

*called CS today only manage to reduce to minimum CL at 12k. i requested 6k but CS said justone plat minimum CL is 12k, no choice then.

This post has been edited by caesarx: Nov 19 2017, 10:22 PM
caesarx
post Nov 23 2017, 10:46 AM

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Can i assume for JustOne Plat eligible online category is similar to those PBQM, YOLO and previous CIMB plat?
caesarx
post Nov 29 2017, 03:03 PM

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QUOTE(sykz @ Nov 29 2017, 01:07 PM)
Hello,

Anyone ever got their free gift from Ringgitplus and Justone Platinum card promo? Been pending for 1 month plus, latest update was RP requesting unique code for redemption.

Should I call SC CS for escalation?

Thanks
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I just got the card two weeks back and activation. So far no any news yet.

caesarx
post Dec 12 2017, 09:16 AM

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QUOTE(fruitie @ Dec 11 2017, 07:18 PM)
Well, they used to give me few times of my salary when I applied 4 years ago which I cancelled a year later. This time they gave me RM 5k only. laugh.gif
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I ask CS to reduce my JustOne Card CL to minimum, and CS said it is RM12k, surprise that your CL can lower than that.
caesarx
post Dec 15 2017, 09:25 AM

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QUOTE(evoce9a @ Dec 15 2017, 12:02 AM)
If i use JustOne card to pay TNB bills total of RM 2,500 via TNB online portal , will i get the cashback RM85? Or only auto debit of utilities bill will get cash back?
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Auto Debit for Bill payment
See the example as below page

justone-platinum


But I remember someone said pay tru SC portal can get CB for TNB.

This post has been edited by caesarx: Dec 15 2017, 09:35 AM
caesarx
post Dec 28 2017, 02:12 PM

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My wife application failed but after few weeks the bank called her and approved 2 cards for her although she just apply JustOne card for the sake of the ringgitplus air fryer. another card is 360 something I can't remember...

and her credit limit is lower than mine at rm10k, last time I called cs to reduce mine to minimum was told 12k is minimum, cilaka cs lie to me.

This post has been edited by caesarx: Dec 28 2017, 02:14 PM
caesarx
post Feb 7 2018, 11:22 AM

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QUOTE(#Victor @ Feb 6 2018, 06:10 PM)
When did u applied? Maybe policy changed?
I applied from Price Solutions staff too, was informed to choose additional card and I rejected but she insists that is compulsory, if I don't choose I still will be given another card because both cards are using shared limit. Since she is from bank staff I should believe her but never thought that I was conned. vmad.gif

» Click to show Spoiler - click again to hide... «

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my wife and I applied justone card tru ringgitplus last time, and the staff that handle our application is very good, mine got approved first and my wife failed, then the staff reapply and approved. but my wife forgot to activate the card within period to eligible the air fryer, so we only got 1 air fryer ...haha
caesarx
post Nov 19 2018, 03:16 PM

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Does the Service Tax and AF for JOP charge in same statement? Cos I can see SST but not AF in my Nov statement.
Last time I applied tru RP so I don't think there are any free AF offered to me.
caesarx
post Apr 5 2019, 11:31 AM

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Hi, if we are moving to V5, can i suggest to put more info on page 1?
Because SC cards getting more popular and it will be nice if general/useful info can be checked from the 1st page.
caesarx
post Jul 3 2019, 09:26 AM

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QUOTE(cybpsych @ Jul 3 2019, 07:57 AM)
likely yes.

that's an alternative way to utilize rm200 for "petrol" category  biggrin.gif
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So the simplest strategy here is to spend RM200 in petrol and the rest RM2300 into bigpay so able to get max CB.
caesarx
post Jul 3 2019, 11:30 AM

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QUOTE(cybpsych @ Jul 3 2019, 09:50 AM)
majority of the petrol stations impose % surcharge for tng reload using cc.

unless u can find the petrol stations that doesnt impose surcharge, then yes for above. else, find other ways according to the eligible categories.
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QUOTE(cclim2011 @ Jul 3 2019, 10:14 AM)
he/she meant real petrol kut?
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QUOTE(cybpsych @ Jul 3 2019, 10:23 AM)
doesnt matter.

as long as detected as the 2 eligible "petrol" MCCs  laugh.gif
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QUOTE(cclim2011 @ Jul 3 2019, 10:39 AM)
so his claim on simple method by real petrol is good esp for those having to pump more than rm200 per month. not related to topup tng.
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Ya, I mean pump petrol, around RM 70+ per fill x 3 times are sufficient, and no need to care weekend or weekday.
caesarx
post Dec 3 2019, 12:21 PM

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My JOP cannot reload BP and tng ewallet today, will try to contact CS for the reason.
caesarx
post Dec 3 2019, 03:01 PM

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QUOTE(caesarx @ Dec 3 2019, 12:21 PM)
My JOP cannot reload BP and tng ewallet today, will try to contact CS for the reason.
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Update. My card flagged as fraud transaction detected by system on end of last month.
SC will send replacement card for me.
caesarx
post Dec 3 2019, 04:29 PM

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QUOTE(kwk_1995 @ Dec 3 2019, 04:28 PM)
Too much RM100 top up kut  tongue.gif
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I havent do any RM100 for the spin....

Any I dont know how my card info leak to other party, i only use it 4 times/month, 1x BP reload, 3x petrol
caesarx
post Dec 10 2019, 12:15 PM

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Finally I can join the train. 3 spin get 5+5
caesarx
post Dec 11 2019, 09:47 AM

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Same as yesterday 3 spins get 5+5😆
caesarx
post Dec 12 2019, 08:25 AM

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Today 5 spins get 5+ 15😄
caesarx
post Dec 13 2019, 10:20 AM

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QUOTE(klsooo @ Dec 13 2019, 08:09 AM)
anyone stan chart sms come from 63660?
starting today it change from 68365 to 63660

and no drift link receive after top up boost
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I also experienced the same, how ah?
caesarx
post Dec 14 2019, 08:18 AM

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QUOTE(Jesse0916 @ Dec 14 2019, 07:39 AM)
I am U mobile user too, and didnot get the drift link since midnight till now.
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I'm using umobile too.already 3x yesterday and 1x today but don't get link. Already report to CS, they also don't know what happen and escalated to investigation team.

So I think if OTP is from 63660 better don't submit OTP, until problem is solved.

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