It's not like how UOB works :\

So, nope, no pool for CB and hopefully no in the future

Be careful if the autopay fails to work on 25th - 31st. Then your monthly spending is less than RM2500.

the spending will falls to next month??

Check your total spending on the last day of the month. If it is less than RM2500, do the adjustment immediately.
The autopay amount can be varying eg due to rebate (eg GST rebate in 2018).
The autopay may fail if the available credit limit is less than the autopay amount.
The autopay can be late by a few days due to public holiday, system upgrade etc.

The autopay at the beginning of the month is OK but quite risky if it is scheduled at the last few days of the month.

This is the reason I am hesitating to autodebit my tnb bill which normally charged on 25/26th, too tedious. Wonder can request change of billing date?

This post has been edited by MGM: Jul 2 2019, 12:14 PM

Just saw this in their TnC

Principal Card : RM250 (1st year Annual Fee Waiver )
(Effective 1 August 2018, subsequent years will be waived with minimum spend of RM20,000 per year4)Supplementary Card : Free

https://www.sc.com/my/credit-cards/justone-...num-mastercard/

The waiver is not mentioned in official T&C.
https://av.sc.com/my/content/docs/my-sc-jop...credit-card.pdf

Yea, but the whole information of JOP has been revamped to latest effective one

Like RM1,000 above of rebate changed to "RM700 above of rebate"
Max cap RM85 change to RM60

So all information should be legit one now

I agree with you

Based on latest revision of JO card cashback terms, does it mean if I reload RM200 TnG at petrol station, it will be considered under petrol? Cause I don't have auto billing to tie to this card, and petrol I have other credit card to cover.

Maybe can call CS and ask "reloading TnG at petrol station consider as Petrol expenses? "

Since it just effective yesterday, we wont know the result until next month

Sorry i cant help yet

Thanks for replying. I believe since this is new, CS could be giving wrong or misleading answer.

If anyone did reload tng with this card before at petrol station and gotten cashback, then I believe the chance is high.

If I have to chance to visit petrol station that allow reload tng with CC, I will try by this month then next month we will know the result.

There's always white mice exist in the world

If you swipe your card at the machine with MCC 5541.

https://av.sc.com/my/content/docs/my-sc-jop...credit-card.pdf

Refer to T&C - Petrol spend is define as transaction with MCC of 5541 & 5542

5541 Service Stations ( with or without ancillary services)
5542 Automated Fuel Dispensers

havent met any petrol station that accepts CC for tng reload yet... where u reload it ya?

Do we need to pay annual fee for Justone plat now? Can it be waivwrd? I doubt I spent 20k

This post has been edited by teen08: Jul 2 2019, 08:10 PM

You can refer this thread

I usually maximize the spending of RM2.5k per month so no problem hitting RM20k annually, as the benefit of the card has been reduced if you are not aiming for RM60 per month CB, then might as well cut the card because minus AF and SST the effective CB will be even lesser.

just called to cancel my SCB WM as the CS only give annual fee waiver but doesn't want to reimburse for the CST.

JOP and LVP also doesn't want to help with giving cashback for CST.

the SCB WM I applied together with the other two cards but never used even once at all. LOL

if retention team call me to offer CST cashback, then I will accept.

if not, I'm gonna go apply for Citi PM for airport limo cover.

This post has been edited by skty: Jul 2 2019, 11:10 PM

Well, Citi PM is useful if one arrives at KLIA as it doesn't cover KLIA2. I use SCB WM more as it covers both airports, I can travel back to Seremban and claim back from company. Citi PM follows zones and covers KV only.

can always apply back after 6 months