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Credit Cards Standard Chartered Bank Credit Cards V4, Everything About SC Credit Cards
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babienn
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 Oct 6 2017, 10:19 PM
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Standard Chartered website explaining the cashback tier is so confusing. I own the Justone card and Cashback gold now.
While I understand the cashback for Gold Cashback Card:
<RM500 : No cash back
>RM500, <Rm800 : 2%, max RM10
>Rm800, <RM1500 : 3%, max RM25
> RM1500 : 5%, max RM50
(excl. Petrol & Insurance)
Can anyone explain a little on the Justone card?
EDITED: corrected cashback tier.
This post has been edited by babienn: Oct 7 2017, 08:38 AM
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babienn
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Oct 7 2017, 08:39 AM
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QUOTE(donhue @ Oct 6 2017, 11:04 PM) Actually your Gold CB also a little incorrect.. 2% is only activated if you have minimum spend of RM 500, so it should be: <RM500 : No cashback >=RM500, <Rm800 : 2%, max RM10 >=Rm800, <RM1500 : 3%, max RM25 >= RM1500: 5%, max RM50 (excl. Petrol & Insurance) Ah my bad. Edited my post to avoid confusion to others. |
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babienn
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Oct 8 2017, 09:58 AM
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QUOTE(mamamia @ Oct 7 2017, 02:30 PM) JustOne: 1,000-1,499.99 - 5% capped at RM12 1,500- 2,499.99 - 10% capped at RM28 2,500 and above - 15% capped at RM85 Cashback only granted for Autobilling, Online and Petrol transactions. QUOTE(fly126 @ Oct 7 2017, 05:23 PM) Standard Chartered JustOne Platinum MasterCard Credit Card  » Click to show Spoiler - click again to hide... « Now with Better Cashback Benefits, you will get up to 15% CashBack on Auto Bill Payments, eCommerce and Petrol. (except Government & Charities ). | Spend (RM) per month | Rebate on Petrol, eCommerce & Auto bill | Other spend | Capping per month (RM) | | 1,000 to 1,499.99 | 5% | 0.2% | 12 | | 1,500 to 2,499.99 | 10% | 0.2% | 28 | | Above 2,500 | 15% | 0.2% | 85 |
* Monthly retail spending below RM1,000 will enjoy 0.2% CashBack on Petrol, eCommerce, Auto Bill Payments and other categories. The Cash Back is accumulated on a monthly basis and is based on the following selected MCC: a) Petrol MCC: 5541, 5542 b) Auto Billing:I. All insurance MCC: 5960, 5968, 6300 II. All Telco spend MCC in 4814, 5968 III. Utilities spend MCC: 4899, 4900, 5968 - Astro, TNB, Indah Water, Tenaga Nasional c) eCommerce/Online spend: For all online transactions made with “Transaction Mode = M, D, S and U” * Cashback earned will not be automatically credited in the form of cash to your account, Cashback earned will only be redeemable via https://360rewards.standardchartered.com/my/rewards_homehttps://www.sc.com/global/av/my-jop-website...ment-300816.pdfCourtesy from edwardccg Thanks man, very useful posts. Hopefully these are in the first post of this thread to help other newcomers. Cheers!  |
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babienn
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Feb 6 2018, 12:44 PM
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QUOTE(#Victor @ Feb 6 2018, 12:38 PM) Want to ask, does Standard Chartered Credit Cards application always comes with 2 cards? Applied JustOne Platinum Mastercard® credit card with SC salesperson during a booth roadshow. The salesperson insists that each application must comes with two cards no matter which channel you apply, even online or ringgitplus. Is it true? No such thing. I got a Justone card. Standalone. |
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babienn
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Jun 12 2018, 04:14 PM
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babienn
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Jun 12 2018, 04:25 PM
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QUOTE(fruitie @ Jun 12 2018, 04:17 PM) Yes, same. You can also login to your online banking and click redeem reward despite it is showing "0" (it is always showing 0 by the way). Thanks sis, just managed to log in. Just now I think system sluggish. Thanks a lot. |
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babienn
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Apr 9 2019, 10:56 AM
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QUOTE(ronnie @ Apr 9 2019, 10:46 AM) PSA: There's no "grace period" for SCB CC payment past due date. It's true. I was late for 1 day, then i saw interest charges in the next statement. Tried to beg CS thru live chat, got a big strict NO waiver, even though i'm first time late. Maybe next time can try calling CS and request for interest waiver. |
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babienn
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Apr 28 2019, 09:36 PM
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May I know the RM85 and RM50 monthly CB quota for justone and liverpool cards are shared among principal and supplementary?
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babienn
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Apr 28 2019, 09:42 PM
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QUOTE(David83 @ Apr 28 2019, 09:40 PM) Baaed on the TnC, it's likely being shared: 2. The amount of retail purchases made by your supplementary cardholders will count towards meetingyour minimum retail purchase requirement to be eligible to receive the CashBack. 3. In the event customer owned more than one JustOne Platinum Principal credit cards, all retail purchases made in your JustOne Platinum credit cards will be combined towards meeting minimum retail purchase requirement and cashback will be given to the JustOne Platinum credit card with highest balance with maximum cap as specified in Clause 1 above. Thanks. Looks like the both the minimum spending to hit different tier and the cashback quotas are shared. |
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babienn
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Jul 2 2019, 03:51 PM
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Based on latest revision of JO card cashback terms, does it mean if I reload RM200 TnG at petrol station, it will be considered under petrol? Cause I don't have auto billing to tie to this card, and petrol I have other credit card to cover.
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babienn
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Jul 2 2019, 04:16 PM
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QUOTE(TongCN @ Jul 2 2019, 04:04 PM) Maybe can call CS and ask "reloading TnG at petrol station consider as Petrol expenses? " Since it just effective yesterday, we wont know the result until next month  Sorry i cant help yet Thanks for replying. I believe since this is new, CS could be giving wrong or misleading answer. If anyone did reload tng with this card before at petrol station and gotten cashback, then I believe the chance is high. If I have to chance to visit petrol station that allow reload tng with CC, I will try by this month then next month we will know the result. |
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babienn
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Jul 3 2019, 07:53 AM
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QUOTE(ClarenceT @ Jul 2 2019, 04:26 PM) If you swipe your card at the machine with MCC 5541. https://av.sc.com/my/content/docs/my-sc-jop...credit-card.pdfRefer to T&C - Petrol spend is define as transaction with MCC of 5541 & 5542 5541 Service Stations ( with or without ancillary services)5542 Automated Fuel Dispensers Then high chance I can get CB for reloading tng at petrol station  |
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babienn
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Sep 29 2019, 06:50 PM
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QUOTE(cybpsych @ Sep 29 2019, 05:41 PM) quick reference, assuming you're targeting 15% cb tier. your question: 1) calendar month 2) rm30 for sep  Excellent presentation bro |
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babienn
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Aug 16 2020, 10:11 AM
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QUOTE(GrumpyNooby @ Aug 15 2020, 12:56 PM) Round 1 is fully redeemed! Aiyor missed already. Sad. |
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babienn
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Feb 4 2024, 10:20 PM
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Search function is down, wonder if there's any change in justone (simply cash) card cashback for petrol transaction? I often pay at Shell counter to buy drinks, and used to get cashback. Back in November I reloaded touchngo at Shell but macam no cashback. Is it must pay at dispenser in order to get cashback? Standard chartered's cashback very hard to track, need to manual redeem. To make things worse, justone card's cashback can only redeem at every RM30. I have to rely on the summary of each statement to trace back like the photo below:  Photo just example. |
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babienn
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Feb 5 2024, 09:14 AM
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QUOTE(beLIEve @ Feb 4 2024, 11:07 PM) No changes since 1 year ago. You have to check how much you redeemed in Dec or if you redeemed in Dec or if you spent enough in Nov. Yea I guess I have to check and table out manually. Thanks ya. |
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