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Credit Cards Standard Chartered Bank Credit Cards V4, Everything About SC Credit Cards

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caesarx
post Jul 3 2019, 11:30 AM

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QUOTE(cybpsych @ Jul 3 2019, 09:50 AM)
majority of the petrol stations impose % surcharge for tng reload using cc.

unless u can find the petrol stations that doesnt impose surcharge, then yes for above. else, find other ways according to the eligible categories.
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QUOTE(cclim2011 @ Jul 3 2019, 10:14 AM)
he/she meant real petrol kut?
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QUOTE(cybpsych @ Jul 3 2019, 10:23 AM)
doesnt matter.

as long as detected as the 2 eligible "petrol" MCCs  laugh.gif
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QUOTE(cclim2011 @ Jul 3 2019, 10:39 AM)
so his claim on simple method by real petrol is good esp for those having to pump more than rm200 per month. not related to topup tng.
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Ya, I mean pump petrol, around RM 70+ per fill x 3 times are sufficient, and no need to care weekend or weekday.
skty
post Jul 3 2019, 12:17 PM

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so where can top up TNG with MCC 5541 or 5542?

anyone know?
ClarenceT
post Jul 3 2019, 12:18 PM

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QUOTE(skty @ Jul 3 2019, 12:17 PM)
so where can top up TNG with MCC 5541 or 5542?

anyone know?
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Haha MCC 5542 is definitely out!

cybpsych
post Jul 3 2019, 12:19 PM

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QUOTE(skty @ Jul 3 2019, 12:17 PM)
so where can top up TNG with MCC 5541 or 5542?

anyone know?
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5542 would be great!
skty
post Jul 3 2019, 12:20 PM

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QUOTE(ClarenceT @ Jul 3 2019, 12:18 PM)
Haha MCC 5542 is definitely out!
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you never know. brows.gif

who knows later come out a machine attached at the kiosk that allow self top up TNG hahahahahaha rclxs0.gif
cybpsych
post Jul 3 2019, 12:29 PM

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QUOTE(skty @ Jul 3 2019, 12:20 PM)
you never know.  brows.gif

who knows later come out a machine attached at the kiosk that allow self top up TNG hahahahahaha  rclxs0.gif
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good.

discuss further once we get to try it.
klsooo
post Jul 3 2019, 01:15 PM

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QUOTE(caesarx @ Jul 3 2019, 12:30 PM)
Ya, I mean pump petrol, around RM 70+ per fill x 3 times are sufficient, and no need to care weekend or weekday.
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Is it all transaction must be in first week of the month to be eligible cashback (as what written in t&c)
talexeh
post Jul 3 2019, 01:17 PM

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QUOTE(klsooo @ Jul 3 2019, 01:15 PM)
Is it all transaction must be in first week of the month to be eligible cashback (as what written in t&c)
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Where do you see the clause / statement that mentioned so? If you're referring to the T&C clauses below, then you gotta re-read & understand what's the difference between transaction & posting dates.
CODE
2. CashBack will be calculated at the first week of the following month and will be credited your credit card
account or any other account we designate within the 60 days after the end of the relevant transaction
months.
3. Transactions must be posted within the first week of the following month to be eligible for meeting the
minimum spend stated in Clause 1 above. Please note that transactions may be posted late by the
merchant. The Bank will not be held responsible for late posting.


This post has been edited by talexeh: Jul 3 2019, 01:19 PM
ClarenceT
post Jul 3 2019, 01:18 PM

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QUOTE(klsooo @ Jul 3 2019, 01:15 PM)
Is it all transaction must be in first week of the month to be eligible cashback (as what written in t&c)
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Must be posted before the first week of the following month.

This post has been edited by ClarenceT: Jul 3 2019, 01:18 PM
cybpsych
post Jul 3 2019, 01:59 PM

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QUOTE(klsooo @ Jul 3 2019, 01:15 PM)
Is it all transaction must be in first week of the month to be eligible cashback (as what written in t&c)
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general idea

user posted image
TongCN
post Jul 3 2019, 02:14 PM

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QUOTE(klsooo @ Jul 3 2019, 01:15 PM)
Is it all transaction must be in first week of the month to be eligible cashback (as what written in t&c)
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Anything after that will fall under next month anyway, lol..


majorarmstrong
post Jul 3 2019, 02:24 PM

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QUOTE(fruitie @ Jul 3 2019, 11:30 AM)
Yes, RM 0.50 but RM 0.50 is a small cost la. It is more difficult to find a petrol station that accepts TnG reloads with CC. tongue.gif
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LDP Petron from Seri Kembangan Heading to Puchong - nearby the toll

majorarmstrong
post Jul 3 2019, 02:26 PM

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QUOTE(cybpsych @ Jul 3 2019, 01:59 PM)
general idea

user posted image
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do you mean for petrol also we need to spend RM200 within the first week to be eligible for 15%?
I have done 2.5k on JOP on the 1st by topping up BigPay - RM30 in pockets!
now need to hit the rest of the category
talexeh
post Jul 3 2019, 02:38 PM

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QUOTE(majorarmstrong @ Jul 3 2019, 02:26 PM)
do you mean for petrol also we need to spend RM200 within the first week to be eligible for 15%?
I have done 2.5k on JOP on the 1st by topping up BigPay - RM30 in pockets!
now need to hit the rest of the category
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Dey, his diagram clearly shows that you can spend it any time as long as it gets posted before the first week mark of the following month. doh.gif
majorarmstrong
post Jul 3 2019, 02:39 PM

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QUOTE(talexeh @ Jul 3 2019, 02:38 PM)
Dey, his diagram clearly shows that you can spend it any time as long as it gets posted before the first week mark of the following month. doh.gif
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sorry unker dont underrstand digram and the "claus" read 5 times also dont get it
the diagram keep saying not eligible x 3 times and only the first line eligible
laymank
post Jul 3 2019, 02:44 PM

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QUOTE(cybpsych @ Jul 3 2019, 01:59 PM)
general idea

user posted image
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Correct me if I am wrong.

SCB JOP cashback cycle is based on Calendar month, meaning all July transactions must be transacted and posted in July to make up RM2500 in order to maximize the 15% cashback tier. And cashback will be calculated and posted in August.

The 'first week' clause here is an extra leniency from SCB to allow transactions to be posted within 1st week of following month and still considered for the current month spending.

This post has been edited by laymank: Jul 3 2019, 02:46 PM
ClarenceT
post Jul 3 2019, 02:46 PM

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QUOTE(majorarmstrong @ Jul 3 2019, 02:39 PM)
sorry unker dont underrstand digram and the "claus" read 5 times also dont get it
the diagram keep saying not eligible x 3 times and only the first line eligible
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K.I.S.S.

You already spent RM2500 on Bigpay on 1/7-3/7, so RM30 CB confirmed.
From now on till 31/7 (but must be posted by 7/8), pump petrol up to RM200.
If you pump RM100 before 31/7 (posted by 7/8), you will get +RM15 CB.
If you pump RM200 before 31/7 (posted by 7/8), you will get +RM30 CB (max).
cybpsych
post Jul 3 2019, 02:51 PM

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QUOTE(majorarmstrong @ Jul 3 2019, 02:39 PM)
sorry unker dont underrstand digram and the "claus" read 5 times also dont get it
the diagram keep saying not eligible x 3 times and only the first line eligible
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no need crack your head if dont understand.

just ignore it smile.gif
avinlim
post Jul 3 2019, 02:57 PM

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QUOTE(majorarmstrong @ Jul 3 2019, 02:39 PM)
sorry unker dont underrstand digram and the "claus" read 5 times also dont get it
the diagram keep saying not eligible x 3 times and only the first line eligible
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QUOTE(ClarenceT @ Jul 3 2019, 02:46 PM)
K.I.S.S.

You already spent RM2500 on Bigpay on 1/7-3/7, so RM30 CB confirmed.
From now on till 31/7 (but must be posted by 7/8), pump petrol up to RM200.
If you pump RM100 before 31/7 (posted by 7/8), you will get +RM15 CB.
If you pump RM200 before 31/7 (posted by 7/8), you will get +RM30 CB (max).
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Just to make life simple and understandable, you can ignore the last 3 lines. Just spend between 1st-30th every month. 99% you will get the rebate.

As 99% of the merchant also wont drag your payment for so long. They will usually settle the transaction within 1-5 days as they also want collect your money from your credit card bank. Even the settlement days can drag upto 60 days...its unlike happen. I never face merchant settler my bill more than 5-7days during my time using cc. haha...usually 1-3days they will settle n transaction will be posted on your card.
ClarenceT
post Jul 3 2019, 03:02 PM

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QUOTE(avinlim @ Jul 3 2019, 02:57 PM)
Just to make life simple and understandable, you can ignore the last 3 lines. Just spend between 1st-30th every month. 99% you will get the rebate.

As 99% of the merchant also wont drag your payment for so long. They will usually settle the transaction within 1-5 days as they also want collect your money from your credit card bank. Even the settlement days can drag upto 60 days...its unlike happen. I never face merchant settler my bill more than 5-7days during my time using cc. haha...usually 1-3days they will settle n transaction will be posted on your card.
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I experienced twice before at Mobil (before converted to Petron) stations, the transactions never got posted after >6 months, then I cancelled my CC. tongue.gif

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