Welcome Guest ( Log In | Register )

1187 Pages « < 304 305 306 307 308 > » Bottom

Outline · [ Standard ] · Linear+

Credit Cards Standard Chartered Bank Credit Cards V4, Everything About SC Credit Cards

views
     
cybpsych
post Apr 9 2019, 10:50 AM

---------------------
*********
All Stars
65,360 posts

Joined: Jan 2003
QUOTE(ronnie @ Apr 9 2019, 10:46 AM)
PSA: There's no "grace period" for SCB CC payment past due date.
*
ahh dang

how many days did you try?

This post has been edited by cybpsych: Apr 9 2019, 10:50 AM
babienn
post Apr 9 2019, 10:56 AM

On my way
****
Junior Member
510 posts

Joined: Nov 2011
QUOTE(ronnie @ Apr 9 2019, 10:46 AM)
PSA: There's no "grace period" for SCB CC payment past due date.
*
It's true. I was late for 1 day, then i saw interest charges in the next statement. Tried to beg CS thru live chat, got a big strict NO waiver, even though i'm first time late. Maybe next time can try calling CS and request for interest waiver.
fruitie
post Apr 9 2019, 11:10 AM

Rise and Shine
Group Icon
Staff
72,887 posts

Joined: Sep 2005
From: KUL

QUOTE(babienn @ Apr 9 2019, 10:56 AM)
It's true. I was late for 1 day, then i saw interest charges in the next statement. Tried to beg CS thru live chat, got a big strict NO waiver, even though i'm first time late. Maybe next time can try calling CS and request for interest waiver.
*
They will not entertain, I requested before. Only RM 10 will be waived but not the interest charges.
Anyway, I cannot blame them because it was my fault.
avinlim
post Apr 9 2019, 11:16 AM

Captain Malaysia
*******
Senior Member
2,965 posts

Joined: Jul 2014


QUOTE(fruitie @ Apr 9 2019, 11:10 AM)
They will not entertain, I requested before. Only RM 10 will be waived but not the interest charges.
Anyway, I cannot blame them because it was my fault.
*
Ya, agree, late means late. no excuses. just pay the interest. Prior to that, they already give 20 days interest free period when statement come out. So that's no reasons why we don't do our responsible.

whistling.gif
ronnie
post Apr 9 2019, 11:23 AM

Not enough stars
*********
All Stars
21,332 posts

Joined: Jan 2003
From: Kuala Lumpur



QUOTE(cybpsych @ Apr 9 2019, 10:50 AM)
ahh dang

how many days did you try?
*
mine was 2 days late.
If their monthly cash back came in on time before 18th, I would have not gone thru this hassle

QUOTE(babienn @ Apr 9 2019, 10:56 AM)
It's true. I was late for 1 day, then i saw interest charges in the next statement. Tried to beg CS thru live chat, got a big strict NO waiver, even though i'm first time late. Maybe next time can try calling CS and request for interest waiver.
*
I made another appeal to the another CS.... let's hope i don't need to pay tongue.gif it's never my fault. It's SCB's delay in cashback fault brows.gif

This post has been edited by ronnie: Apr 9 2019, 11:25 AM
ronnie
post Apr 9 2019, 11:24 AM

Not enough stars
*********
All Stars
21,332 posts

Joined: Jan 2003
From: Kuala Lumpur



-deleted

This post has been edited by ronnie: Apr 9 2019, 11:24 AM
anakMY
post Apr 9 2019, 11:25 AM

Regular
******
Senior Member
1,450 posts

Joined: Jul 2012
Hi sifu, wanna ask, for SCB JOP, can I do like this,

-use SC JOP to topup RM2500 Bigpay
-use Bigpay to topup RM2500 Boost
-Cashout RM2500 from Boost via 2 cashouts (RM4 service charge)
sulab
post Apr 9 2019, 11:27 AM

Casual
***
Junior Member
314 posts

Joined: Jul 2005


QUOTE(anakMY @ Apr 9 2019, 11:25 AM)
Hi sifu, wanna ask, for SCB JOP, can I do like this,

-use SC JOP to topup RM2500 Bigpay
-use Bigpay to topup RM2500 Boost
-Cashout RM2500 from Boost via 2 cashouts (RM4 service charge)
*
can biggrin.gif
hakkai0810
post Apr 9 2019, 11:34 AM

Enthusiast
*****
Junior Member
702 posts

Joined: Aug 2009
dang, after i saw this thread juz notice i late pay for 1 day sad.gif
not complaining but just to confirm. The interest will be start counting from the transaction date up until payment received date?

If i made a 4k trx on 1/3 paid the balance on 09/04
interest 18%

meaning the interest fees will be 4000 * (0.18 / 365 * 40) = 78.90?

Is my calc correct? TIA
ckweng
post Apr 9 2019, 11:37 AM

Craft beers for life!
******
Senior Member
1,615 posts

Joined: Sep 2011


QUOTE(hakkai0810 @ Apr 9 2019, 11:34 AM)
dang, after i saw this thread juz notice i late pay for 1 day sad.gif
not complaining but just to confirm. The interest will be start counting from the transaction date up until payment received date?

If i made a 4k trx on 1/3 paid the balance on 09/04
interest 18%

meaning the interest fees will be 4000 * (0.18 / 365 * 40) = 78.90?

Is my calc correct? TIA
*
I tried 1 day late before...called CS and they said couldn't waive late interest charges/penalty, but in the end they never charged me though. Hopefully it will be the same for you as well.
hakkai0810
post Apr 9 2019, 12:53 PM

Enthusiast
*****
Junior Member
702 posts

Joined: Aug 2009
QUOTE(ckweng @ Apr 9 2019, 11:37 AM)
I tried 1 day late before...called CS and they said couldn't waive late interest charges/penalty, but in the end they never charged me though. Hopefully it will be the same for you as well.
*
hope so lol. Painful lesson learnt tongue.gif
ps007
post Apr 9 2019, 01:36 PM

Getting Started
**
Junior Member
273 posts

Joined: Jul 2014
QUOTE(fruitie @ Apr 5 2019, 03:17 PM)
CL is combined for all conventional cards.
*
I see. Noted.

Asked CS why available limit got rm300 extra over credit limit, she said not sure and need to investigate. She logged a case.
If that is free money given by mistake, am i stupid to log case? Lol..
No one here getting extra available limit upon approval?
anakMY
post Apr 9 2019, 02:17 PM

Regular
******
Senior Member
1,450 posts

Joined: Jul 2012
Would like to ask for confirmation here, has anybody topped up Boost via SCB JOP and successfully cashed out all of it?

And reported by user ClarenceT that,

Due to recent "improvements" since 13/3, it is now very complicated and we are yet to get an answer.

If top-up Boost with OTP: "BOOST APP 3D-EC KUALA LUMPUR MY", most likely under Online.
It top-up Boost without OTP: "BOOST APP SSL-EC KUALA LUMPUR MY", unlikely under Online.

Lets say if top up RM1500 Boost without OTP , its not under Online, and its not eligible for the SCB JOP cashback. Because its not considered online.

Any users has met this problem?
ClarenceT
post Apr 9 2019, 02:21 PM

10k Club
********
All Stars
14,965 posts

Joined: May 2015
QUOTE(anakMY @ Apr 9 2019, 02:17 PM)
Would like to ask for confirmation here, has anybody topped up Boost via SCB JOP and successfully cashed out all of it?

And reported by user ClarenceT that,

Due to recent "improvements" since 13/3, it is now very complicated and we are yet to get an answer.

If top-up Boost with OTP: "BOOST APP 3D-EC KUALA LUMPUR MY", most likely under Online.
It top-up Boost without OTP: "BOOST APP SSL-EC KUALA LUMPUR MY", unlikely under Online.

Lets say if top up RM1500 Boost without OTP , its not under Online, and its not eligible for the SCB JOP cashback. Because its not considered online.

Any users has met this problem?
*
Nobody has received CB for March transactions, so nobody can confirm!
anakMY
post Apr 9 2019, 02:25 PM

Regular
******
Senior Member
1,450 posts

Joined: Jul 2012
QUOTE(ClarenceT @ Apr 9 2019, 02:21 PM)
Nobody has received CB for March transactions, so nobody can confirm!
*
okie, how bout previous months? No such problem right previously.
ClarenceT
post Apr 9 2019, 02:32 PM

10k Club
********
All Stars
14,965 posts

Joined: May 2015
QUOTE(anakMY @ Apr 9 2019, 02:25 PM)
okie, how bout previous months? No such problem right previously.
*
In the past, No OTP all the while...
Till August 2018 - "CELCOM RPS KUALA LUMPUR MY"
September 2018 to early March 2019 - "BOOST APP KUALA LUMPUR MY"

15% rebate, but not sure under Online or Direct Debit.
But someone reported not receiving full CB in January.

March 2019 - April 2019
"BOOST APP 3D-EC KUALA LUMPUR MY" or
"BOOST APP SSL-EC KUALA LUMPUR MY"

qqbill
post Apr 10 2019, 09:07 AM

On my way
****
Junior Member
521 posts

Joined: Apr 2010
Cb is ready for redemption today
SUSDavid83
post Apr 10 2019, 09:08 AM

20k VIP Club
*********
All Stars
52,874 posts

Joined: Jan 2003
QUOTE(qqbill @ Apr 10 2019, 09:07 AM)
Cb is ready for redemption today
*
Wow. This month is rather early!
avinlim
post Apr 10 2019, 09:11 AM

Captain Malaysia
*******
Senior Member
2,965 posts

Joined: Jul 2014


QUOTE(qqbill @ Apr 10 2019, 09:07 AM)
Cb is ready for redemption today
*
wow...seriously? Gonna check later.
SUSDavid83
post Apr 10 2019, 09:13 AM

20k VIP Club
*********
All Stars
52,874 posts

Joined: Jan 2003
QUOTE(avinlim @ Apr 10 2019, 09:11 AM)
wow...seriously? Gonna check later.
*
Validated and redeemed!

1187 Pages « < 304 305 306 307 308 > » Top
 

Change to:
| Lo-Fi Version
0.0232sec    1.09    6 queries    GZIP Disabled
Time is now: 18th December 2025 - 09:12 PM