QUOTE(ronnie @ Apr 9 2019, 10:46 AM)
ahh danghow many days did you try?
This post has been edited by cybpsych: Apr 9 2019, 10:50 AM
Credit Cards Standard Chartered Bank Credit Cards V4, Everything About SC Credit Cards
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Apr 9 2019, 10:50 AM
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All Stars
65,360 posts Joined: Jan 2003 |
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Apr 9 2019, 10:56 AM
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Junior Member
510 posts Joined: Nov 2011 |
QUOTE(ronnie @ Apr 9 2019, 10:46 AM) It's true. I was late for 1 day, then i saw interest charges in the next statement. Tried to beg CS thru live chat, got a big strict NO waiver, even though i'm first time late. Maybe next time can try calling CS and request for interest waiver. |
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Apr 9 2019, 11:10 AM
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Staff
72,887 posts Joined: Sep 2005 From: KUL |
QUOTE(babienn @ Apr 9 2019, 10:56 AM) It's true. I was late for 1 day, then i saw interest charges in the next statement. Tried to beg CS thru live chat, got a big strict NO waiver, even though i'm first time late. Maybe next time can try calling CS and request for interest waiver. They will not entertain, I requested before. Only RM 10 will be waived but not the interest charges.Anyway, I cannot blame them because it was my fault. |
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Apr 9 2019, 11:16 AM
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Senior Member
2,965 posts Joined: Jul 2014 |
QUOTE(fruitie @ Apr 9 2019, 11:10 AM) They will not entertain, I requested before. Only RM 10 will be waived but not the interest charges. Ya, agree, late means late. no excuses. just pay the interest. Prior to that, they already give 20 days interest free period when statement come out. So that's no reasons why we don't do our responsible. Anyway, I cannot blame them because it was my fault. |
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Apr 9 2019, 11:23 AM
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All Stars
21,332 posts Joined: Jan 2003 From: Kuala Lumpur |
QUOTE(cybpsych @ Apr 9 2019, 10:50 AM) mine was 2 days late.If their monthly cash back came in on time before 18th, I would have not gone thru this hassle QUOTE(babienn @ Apr 9 2019, 10:56 AM) It's true. I was late for 1 day, then i saw interest charges in the next statement. Tried to beg CS thru live chat, got a big strict NO waiver, even though i'm first time late. Maybe next time can try calling CS and request for interest waiver. I made another appeal to the another CS.... let's hope i don't need to pay This post has been edited by ronnie: Apr 9 2019, 11:25 AM |
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Apr 9 2019, 11:24 AM
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All Stars
21,332 posts Joined: Jan 2003 From: Kuala Lumpur |
-deleted
This post has been edited by ronnie: Apr 9 2019, 11:24 AM |
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Apr 9 2019, 11:25 AM
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Senior Member
1,450 posts Joined: Jul 2012 |
Hi sifu, wanna ask, for SCB JOP, can I do like this,
-use SC JOP to topup RM2500 Bigpay -use Bigpay to topup RM2500 Boost -Cashout RM2500 from Boost via 2 cashouts (RM4 service charge) |
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Apr 9 2019, 11:27 AM
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314 posts Joined: Jul 2005 |
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Apr 9 2019, 11:34 AM
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702 posts Joined: Aug 2009 |
dang, after i saw this thread juz notice i late pay for 1 day
not complaining but just to confirm. The interest will be start counting from the transaction date up until payment received date? If i made a 4k trx on 1/3 paid the balance on 09/04 interest 18% meaning the interest fees will be 4000 * (0.18 / 365 * 40) = 78.90? Is my calc correct? TIA |
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Apr 9 2019, 11:37 AM
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Senior Member
1,615 posts Joined: Sep 2011 |
QUOTE(hakkai0810 @ Apr 9 2019, 11:34 AM) dang, after i saw this thread juz notice i late pay for 1 day I tried 1 day late before...called CS and they said couldn't waive late interest charges/penalty, but in the end they never charged me though. Hopefully it will be the same for you as well.not complaining but just to confirm. The interest will be start counting from the transaction date up until payment received date? If i made a 4k trx on 1/3 paid the balance on 09/04 interest 18% meaning the interest fees will be 4000 * (0.18 / 365 * 40) = 78.90? Is my calc correct? TIA |
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Apr 9 2019, 12:53 PM
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Junior Member
702 posts Joined: Aug 2009 |
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Apr 9 2019, 01:36 PM
Show posts by this member only | IPv6 | Post
#6112
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Junior Member
273 posts Joined: Jul 2014 |
QUOTE(fruitie @ Apr 5 2019, 03:17 PM) I see. Noted.Asked CS why available limit got rm300 extra over credit limit, she said not sure and need to investigate. She logged a case. If that is free money given by mistake, am i stupid to log case? Lol.. No one here getting extra available limit upon approval? |
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Apr 9 2019, 02:17 PM
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Senior Member
1,450 posts Joined: Jul 2012 |
Would like to ask for confirmation here, has anybody topped up Boost via SCB JOP and successfully cashed out all of it?
And reported by user ClarenceT that, Due to recent "improvements" since 13/3, it is now very complicated and we are yet to get an answer. If top-up Boost with OTP: "BOOST APP 3D-EC KUALA LUMPUR MY", most likely under Online. It top-up Boost without OTP: "BOOST APP SSL-EC KUALA LUMPUR MY", unlikely under Online. Lets say if top up RM1500 Boost without OTP , its not under Online, and its not eligible for the SCB JOP cashback. Because its not considered online. Any users has met this problem? |
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Apr 9 2019, 02:21 PM
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All Stars
14,965 posts Joined: May 2015 |
QUOTE(anakMY @ Apr 9 2019, 02:17 PM) Would like to ask for confirmation here, has anybody topped up Boost via SCB JOP and successfully cashed out all of it? Nobody has received CB for March transactions, so nobody can confirm!And reported by user ClarenceT that, Due to recent "improvements" since 13/3, it is now very complicated and we are yet to get an answer. If top-up Boost with OTP: "BOOST APP 3D-EC KUALA LUMPUR MY", most likely under Online. It top-up Boost without OTP: "BOOST APP SSL-EC KUALA LUMPUR MY", unlikely under Online. Lets say if top up RM1500 Boost without OTP , its not under Online, and its not eligible for the SCB JOP cashback. Because its not considered online. Any users has met this problem? |
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Apr 9 2019, 02:25 PM
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Senior Member
1,450 posts Joined: Jul 2012 |
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Apr 9 2019, 02:32 PM
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All Stars
14,965 posts Joined: May 2015 |
QUOTE(anakMY @ Apr 9 2019, 02:25 PM) In the past, No OTP all the while...Till August 2018 - "CELCOM RPS KUALA LUMPUR MY" September 2018 to early March 2019 - "BOOST APP KUALA LUMPUR MY" 15% rebate, but not sure under Online or Direct Debit. But someone reported not receiving full CB in January. March 2019 - April 2019 "BOOST APP 3D-EC KUALA LUMPUR MY" or "BOOST APP SSL-EC KUALA LUMPUR MY" |
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Apr 10 2019, 09:07 AM
Show posts by this member only | IPv6 | Post
#6117
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Junior Member
521 posts Joined: Apr 2010 |
Cb is ready for redemption today
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Apr 10 2019, 09:08 AM
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All Stars
52,874 posts Joined: Jan 2003 |
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Apr 10 2019, 09:11 AM
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2,965 posts Joined: Jul 2014 |
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Apr 10 2019, 09:13 AM
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All Stars
52,874 posts Joined: Jan 2003 |
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