If I were you, I will tell her to cancel your application and you will apply again with another person. See if her tone will change or not because it affects her commission.

Mine one on another hand was totally opposite from your case, I applied for JOP and when she called, she asked if I will be interested with CB Gold (now LFC CB). I declined initially because I already have one as a supplementary from my sister, she convinced me to have my own card as I can manage everything myself. I agreed with her because my sister has to help me everything for supplementary issues. Then, after I accepted that she offered me WorldMiles too and which I accepted eventually. At the end, form only filled in for one card but got three cards eventually.

Yes, all supplementary cards can get cash back, same as principal but just whether it's a shared quota or not. Most of the banks apply combined cash back with principal (SCB is one of them) except for PBB and CIMB which one can have separate cash back.

Hi sifu, wanna ask, for SCB JOP, can I do like this,

-use SC JOP to topup RM2500 Bigpay
-use Bigpay to topup RM2500 Boost
-Cashout RM2500 from Boost via 2 cashouts (RM4 service charge)

Hi guys,
I'm using JOP. The cashback is tracked and awarded based on a cardholder statement cycle right?

Hi, understand that the cashback follow calendar month. How about my jop card that has just got approved say today, can I spend 2500 today, and another 2500 on/after June? Thank you.

Just topped up BP 2.5K on my JOP. It was silky smooth.

apply at ringgitplus. So is the freegift from agent(ringgitplus) already factor in the SST ?

How do I apply for auto billing? For instance, TNB, TIME, etc.

For existing JOP, if I want to apply for LFC I need to submit everything again? LFC first year need pay the AF liao? Or 2nd year onwards?

i got a question on the LFC card retail spending do it include online transaction?

Hi,. I was wondering if everyone ever do cash advance withdrawal from SC credit card? I have tried to do once but I did not find any option for credit/advance cash withdrawal only got saving and current and when i choose it was rejected. Can you pls tell me the steps?

Good day everyone.

I was charged late payment and interest for my previous statement payment.

Due date is 2nd January. I made direct transfer from maybank on that date 11.30pm +/-.  (Transaction date 2/1/25, posting date 3/1/25)

Tried to call and request for waiver, request created but rejected.

May i know why i was being charged late payment even i paid on that date. Is there any other way that i can do to waive those late charges?

Thank you

SC is the worst bank, way worse than PBB.

I decided not to beg/threaten to cancel every year to waive my AF. Enough already.

So I cancelled my card once AF is charged, got a retainer call a week before due date. I told them no, not interested to keep anymore. My card was gone from online banking. 2 weeks past my due date, I got an automated call from SC that I have an outstanding (legit call).

So I called back and whack them kaw, they informed the card was closed like few days after my due date hence interest was charged. Got them to waive luckily no 1 in my CCRIS.