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Credit Cards Standard Chartered Bank Credit Cards V4, Everything About SC Credit Cards

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fruitie
post Apr 10 2019, 10:57 AM

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QUOTE(coolguy99 @ Apr 10 2019, 10:49 AM)
Is there a way to swipe 3x without being overseas and get the airport ride cash back? E.g if I top up grab pay Singapore using my cc will it work?
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Online transactions are not accepted, I think it is mentioned in the T&C.

Just buy a bottle of water or candy from the convenience store.
coolguy99
post Apr 10 2019, 10:59 AM

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QUOTE(fruitie @ Apr 10 2019, 10:57 AM)
Online transactions are not accepted, I think it is mentioned in the T&C.

Just buy a bottle of water or candy from the convenience store.
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Just wondering if there is any loophole. Ah I won’t be physically overseas for this.

Anyway just asking. Haha.
coolguy99
post Apr 10 2019, 11:00 AM

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QUOTE(fruitie @ Apr 10 2019, 10:57 AM)
Online transactions are not accepted, I think it is mentioned in the T&C.

Just buy a bottle of water or candy from the convenience store.
*
Just wondering if there is any loophole. Ah I won’t be physically overseas for this.

Anyway just asking. Haha.

By the way can I purchase my KLIA express online and get cash back?
cybpsych
post Apr 10 2019, 11:01 AM

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here's the not-so-good-news!

https://av.sc.com/my/content/docs/Notice-Re...s-exclusion.pdf

user posted image
TongCN
post Apr 10 2019, 11:03 AM

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QUOTE(cybpsych @ Apr 10 2019, 11:01 AM)
BigPay inside ?
life27
post Apr 10 2019, 11:04 AM

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QUOTE(ClarenceT @ Apr 10 2019, 10:46 AM)
You try
RM540 on Petrol/Online/Bigpay
RM1960 on "BOOST APP 3D-EC"
see if you get RM85.00 or RM84.92

Then try
RM540 on Petrol/Online/Bigpay
RM1960 (total) on "BOOST APP SSL-EC"
see if you get RM85.00 or RM84.92
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Conclusion is , boost is confirm eligible for cashback ..

Sooner might be not because too much people abuse the benefits . Sad
SUSDavid83
post Apr 10 2019, 11:05 AM

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QUOTE(TongCN @ Apr 10 2019, 11:03 AM)
BigPay inside ?
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BP falls into any of Government, Charity or Professional Services? dry.gif
cybpsych
post Apr 10 2019, 11:06 AM

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QUOTE(TongCN @ Apr 10 2019, 11:03 AM)
BigPay inside ?
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you should already know by now the MCC(s) used by bigpay, right?

more important is the JOMpay exclusion laugh.gif
TongCN
post Apr 10 2019, 11:07 AM

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QUOTE(David83 @ Apr 10 2019, 11:05 AM)
BP falls into any of Government, Charity or Professional Services?  dry.gif
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BigPay under 6xxx hmm just done search

But based on Maybank "round chart" of mine i remember i saw Professional services which i dunno what is tat

Also just noticed that JOP not included.

This post has been edited by TongCN: Apr 10 2019, 11:07 AM
avinlim
post Apr 10 2019, 11:09 AM

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QUOTE(TongCN @ Apr 10 2019, 11:07 AM)
BigPay under 6xxx hmm just done search

But based on Maybank "round chart" of mine i remember i saw Professional services which i dunno what is tat

Also just noticed that JOP not included.
*
Boost reload with BP, BP wil show "Professional Service" for Boost.
TongCN
post Apr 10 2019, 11:12 AM

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QUOTE(avinlim @ Apr 10 2019, 11:09 AM)
Boost reload with BP, BP wil show "Professional Service" for Boost.
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If u login MBB (Out of topic) m2u , you can see the round chart of spending actually under CC.

There is professional service, and probably each bank has their own categorize.
SUSDavid83
post Apr 10 2019, 11:12 AM

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QUOTE(TongCN @ Apr 10 2019, 11:07 AM)
BigPay under 6xxx hmm just done search

But based on Maybank "round chart" of mine i remember i saw Professional services which i dunno what is tat

Also just noticed that JOP not included.
*
QUOTE(avinlim @ Apr 10 2019, 11:09 AM)
Boost reload with BP, BP wil show "Professional Service" for Boost.
*
QUOTE(TongCN @ Apr 10 2019, 11:12 AM)
If u login MBB (Out of topic) m2u , you can see the round chart of spending actually under CC.

There is professional service, and probably each bank has their own categorize.
*
MCC matters

This post has been edited by David83: Apr 10 2019, 11:12 AM
kaiserreich
post Apr 10 2019, 11:12 AM

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Look at Jompay in the TnC

I speculate that more of the CB is coming from Jompay uses than Ewallets.
For many people, one swipe on the SCB card of your building/shophouse TNB bill already allow you to maximize the CB. These people may not bother about M2P cards or ewallets and only look at the amount of RM cashback.

Sooner or later, ewallet will be on their radar.


fruitie
post Apr 10 2019, 11:14 AM

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QUOTE(kaiserreich @ Apr 10 2019, 11:12 AM)
Look at Jompay in the TnC

I speculate that more of the CB is coming from Jompay uses than Ewallets.
For many people, one swipe on the SCB card of your building/shophouse TNB bill already allow you to maximize the CB. These people may not bother about M2P cards or ewallets and only look at the amount of RM cashback.

Sooner or later, ewallet will be on their radar.
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Enjoy while it lasts. biggrin.gif
avinlim
post Apr 10 2019, 11:17 AM

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They are like ok I give cashback for you. But this this this n everything you spend is not eligible for cashback... enjoy your spending and the cashback!!
ClarenceT
post Apr 10 2019, 11:17 AM

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QUOTE(life27 @ Apr 10 2019, 11:04 AM)
Conclusion is , boost is confirm eligible for cashback ..

Sooner might be not because too much people abuse the benefits . Sad
*
Doesn't matter. Still can top up Boost/BP RM1959 / RM1933 regardless CB = 0% / 0.2% / 15%.
Not really difficult to spend RM541 / RM567 on Petrol and Online to achieve RM85 CB.

This post has been edited by ClarenceT: Apr 10 2019, 11:17 AM
cybpsych
post Apr 10 2019, 11:17 AM

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QUOTE(TongCN @ Apr 10 2019, 11:07 AM)
BigPay under 6xxx hmm just done search

But based on Maybank "round chart" of mine i remember i saw Professional services which i dunno what is tat

Also just noticed that JOP not included.
*
QUOTE(TongCN @ Apr 10 2019, 11:12 AM)
If u login MBB (Out of topic) m2u , you can see the round chart of spending actually under CC.

There is professional service, and probably each bank has their own categorize.
*
those are "vanity" categorization by them because MCC list is huge. it's a simplified way to give a simple graphical representation of your spending.

what's important is MCC

p/s: that "round chart" is called doughnut chart. thumbup.gif
anakMY
post Apr 10 2019, 11:22 AM

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QUOTE(ClarenceT @ Apr 10 2019, 11:17 AM)
Doesn't matter. Still can top up Boost/BP RM1959 / RM1933 regardless CB = 0% / 0.2% / 15%.
Not really difficult to spend RM541 / RM567 on Petrol and Online to achieve RM85 CB.
*
For bigpay, to withdraw on local ATM they are charging RM6 right.
coolguy99
post Apr 10 2019, 11:23 AM

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QUOTE(anakMY @ Apr 10 2019, 11:22 AM)
For bigpay, to withdraw on local ATM they are charging RM6 right.
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Yes.
ClarenceT
post Apr 10 2019, 11:25 AM

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QUOTE(anakMY @ Apr 10 2019, 11:22 AM)
For bigpay, to withdraw on local ATM they are charging RM6 right.
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Yes.
Every month I go to SC ATM to withdraw RM3000 then Deposit into SC CDM to pay my JOP debt. biggrin.gif

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