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Credit Cards Standard Chartered Bank Credit Cards V4, Everything About SC Credit Cards

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beLIEve
post Jan 24 2019, 08:42 PM

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QUOTE(cybpsych @ Jan 24 2019, 07:50 PM)
darn fast. JOP card received via poslaju maildrop.

cs cant even provide the tracking number (not in system yet) when contacted them during lunch time  sweat.gif
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Poslaju - esok hantar hari ini sampai

You'll get your tracking number next week.
talexeh
post Jan 24 2019, 10:30 PM

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QUOTE(Cookie101 @ Jan 24 2019, 05:25 PM)
Tried reload BP 75 times in the last two days and all comes with #a

Maybe they are twitching that mcc coding to nothing...

done with sc for the month.
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I topped-up BP twice yesterday & both attempts net me RM5 spins so the BP MCC still works.

QUOTE(#Victor @ Jan 24 2019, 05:32 PM)
All 75 transactions receive SMS? I tot each user is entitled to win a maximum of two (2) Daily Cashback Prize(s) per day, regardless of how many Eligible Transaction he/she transacted.
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Entitled but I've seen posts that managed to secure 5 spins with cashbacks in a day. Not sure how SC will determine which is the valid spins but I think one should just spend what's necessary to secure the RM85 CB. In my case, I just top-up twice a day & sometimes once a day without taking into consideration whether I got empty or loaded spins.
khairilhusni
post Jan 24 2019, 11:28 PM

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my application still pending since 16/1.

possible approve?
berrycoo~
post Jan 25 2019, 12:37 AM

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QUOTE(cybpsych @ Jan 24 2019, 03:49 PM)
contact cs and ask for temp login ID and/or temp password.

while chatting, do the following:

1) register internet banking
2) check card details, PAN, CL, expiry mm/yy, etc
3) change statement date
4) register for spend & win (web), no harm doing it anyway

i've done this yesterday right after gotten the approval SMS.
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Just curious why should we change the statement date?
SUSDavid83
post Jan 25 2019, 06:00 AM

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QUOTE(berrycoo~ @ Jan 25 2019, 12:37 AM)
Just curious why should we change the statement date?
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It's actually his preference to have statement date falls on particular date range for the ease of his cash flow.
lil_flank
post Jan 25 2019, 07:20 AM

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QUOTE(berrycoo~ @ Jan 25 2019, 12:37 AM)
Just curious why should we change the statement date?
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Imagine u have 3-7 cards and every cards have different due date. Very hard to manage and may forget to pay one of the cards.
ClarenceT
post Jan 25 2019, 07:32 AM

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QUOTE(lil_flank @ Jan 25 2019, 07:20 AM)
Imagine u have 3-7 cards and every cards have different due date. Very hard to manage and may forget to pay one of the cards.
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Not really. Just monitor and pay on 1st day and 15th day of the month, why must pay on the due date?
lil_flank
post Jan 25 2019, 07:56 AM

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QUOTE(ClarenceT @ Jan 25 2019, 07:32 AM)
Not really. Just monitor and pay on 1st day and 15th day of the month, why must pay on the due date?
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I always pay all my 8 cards on the 15th day coz the due date is after 15th day. But i have one card which the statement date is
on the 24th day and due date is on the 10th date. Very inconvenient for me.
ClarenceT
post Jan 25 2019, 08:04 AM

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QUOTE(lil_flank @ Jan 25 2019, 07:56 AM)
I always pay all my 8 cards on the 15th day coz the due date is after 15th day. But i have one card which the statement date is
on the 24th day and due date is on the 10th date. Very inconvenient for me.
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so 2 dates, 2 weeks apart.
Tigerr
post Jan 25 2019, 08:21 AM

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QUOTE(lil_flank @ Jan 25 2019, 07:20 AM)
Imagine u have 3-7 cards and every cards have different due date. Very hard to manage and may forget to pay one of the cards.
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I have around 20+ cards n i still can managed every cards pay on the due date prompt. You just need to use ibg to transfer payment to the card n set the date once you receive the statement.
mamamia
post Jan 25 2019, 08:25 AM

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QUOTE(lil_flank @ Jan 25 2019, 07:20 AM)
Imagine u have 3-7 cards and every cards have different due date. Very hard to manage and may forget to pay one of the cards.
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I will not let all my cards to have same statement date.. as I want to enjoy longer interest free repayment period, so, sometime I will tend to use card which statement date just over and avoid card which statement going to issue.
cybpsych
post Jan 25 2019, 08:30 AM

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QUOTE(berrycoo~ @ Jan 25 2019, 12:37 AM)
Just curious why should we change the statement date?
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my own preference. i prefer to group my cards' due date. so far all my cards are in 2 groups (1 week gap) because not all cards/banks have same statement dates.

oddly, CS said my card onl have few statement dates between 10th - 19th hmm.gif

my guess is scb doesnt allow everyone to choose any available statement dates, so diff ppl may have different range of statement dates to choose from.

This post has been edited by cybpsych: Jan 25 2019, 08:30 AM
lil_flank
post Jan 25 2019, 09:25 AM

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QUOTE(ClarenceT @ Jan 25 2019, 08:04 AM)
so 2 dates, 2 weeks apart.
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Yeah, now have to pay two different timing.

QUOTE(Tigerr @ Jan 25 2019, 08:21 AM)
I have around 20+ cards n i still can managed every cards pay on the due date prompt. You just need to use ibg to transfer payment to the card n set the date once you receive the statement.
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For me, i check every transactions to see if it is tally with the statement. Not to mention I also have 3 supp cards. So sometimes i spend almost an hour to check and pay the credit card payments. Tats why i rather one shot settle all payments.

QUOTE(mamamia @ Jan 25 2019, 08:25 AM)
I will not let all my cards to have same statement date.. as I want to enjoy longer interest free repayment period, so, sometime I will tend to use card which statement date just over and avoid card which statement going to issue.
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I see. For me, I just want the free cashback but avoid getting penalize for late payment.
ckweng
post Jan 25 2019, 10:03 AM

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Has anybody tried the Credit Balance Refund option under the online banking platform? If yes, does the credit balance get refunded into cardholder's SC savings/current account?

user posted image
beLIEve
post Jan 25 2019, 10:05 AM

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ummmmm me Liverpool card appeared on online banking already. Called them last nite (received some sms that someone changed my address, and so I thought application successful) and they say still processing and no one changed my address. Very very fast.

Now just wait and see got $175 fee or not - for those who are holding back from applying. Fairly sure don't have.

This post has been edited by beLIEve: Jan 25 2019, 10:06 AM
JuneResources
post Jan 25 2019, 10:57 AM

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Hi, wanna to ask you all regarding Liverpool card.

Let say my statement is every 15 of the month, so the CB reward is based on the spending award from day 15 of first month until 15 of second month?

OR Day 1 of first month until Day 30 of first month?

Thanks a lot.
SUSDavid83
post Jan 25 2019, 10:58 AM

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QUOTE(JuneResources @ Jan 25 2019, 10:57 AM)
Hi, wanna to ask you all regarding Liverpool card.

Let say my statement is every 15 of the month, so the CB reward is based on the spending award from day 15 of first month until 15 of second month?

OR Day 1 of first month until Day 30 of first month?

Thanks a lot.
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Calendar month.

QUOTE
A month is defined as the period which runs from the first day of a particular calendar month to the last day of that calendar month. Retail purchases must be posted to your account within a particular month to be included towards meeting the minimum of RM500 per month in retail purchases.
URL: https://av.sc.com/my/content/docs/my-liverp...shback-card.pdf
This post has been edited by David83: Jan 25 2019, 11:06 AM
avinlim
post Jan 25 2019, 11:03 AM

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QUOTE(Cookie101 @ Jan 24 2019, 05:25 PM)
Tried reload BP 75 times in the last two days and all comes with #a

Maybe they are twitching that mcc coding to nothing...

done with sc for the month.
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Seriously 75 times and nothing?!

75 times @ bigpay (which is RM7500) almost hit the ceiling of the max limit allow (RM10k)... will ring the bell of bp and they might block or investigate you...

just don't go too far ...hehe
cybpsych
post Jan 25 2019, 11:07 AM

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QUOTE(avinlim @ Jan 25 2019, 11:03 AM)
Seriously 75 times and nothing?!

75 times @ bigpay (which is RM7500) almost hit the ceiling of the max limit allow (RM10k)... will ring the bell of bp and they might block or investigate you...

just don't go too far ...hehe
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why would bp call you for using the max wallet limit? doh.gif
tohff7
post Jan 25 2019, 11:17 AM

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QUOTE(avinlim @ Jan 25 2019, 11:03 AM)
Seriously 75 times and nothing?!

75 times @ bigpay (which is RM7500) almost hit the ceiling of the max limit allow (RM10k)... will ring the bell of bp and they might block or investigate you...

just don't go too far ...hehe
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every month hitting RM10k for BP. not getting any calls

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