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Credit Cards Standard Chartered Bank Credit Cards V4, Everything About SC Credit Cards

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beLIEve
post Dec 20 2018, 12:19 PM

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QUOTE(JuneResources @ Dec 20 2018, 12:09 PM)
Lol.. How to gain oh? unsure.gif 
Only 100 sets.. Not 1000 sets... sweat.gif
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They already said overwhelming. Those who applied before overwhelming should be able to receive and activate first, unless self collect and activate the card?
beLIEve
post Dec 26 2018, 08:23 PM

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That 5 bucks can be used to withdraw money from boost in case of emergency. No gain no loss as learned from Clarence.
beLIEve
post Dec 28 2018, 04:10 PM

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QUOTE(TongCN @ Dec 28 2018, 12:02 PM)
Any existing CC friend who applied new card recently?

Wanna know when they charging the SST

As from the online account, I see zero right now but my expiry date is same as my old World Mile card
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It's uncertain. Some charge before even receive the card. Some 1-2 months later, some a few days after activating the card. Even with the same bank, some before getting the card, while mine was a few days after activation.
beLIEve
post Dec 29 2018, 12:14 PM

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QUOTE(TongCN @ Dec 29 2018, 12:04 PM)
Owh.. then no point d now to reload 25x10 haha, straight go reload full and wait next month
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You aware liverpool not really a good deal for new applicants? Unless the spin game is only for liverpool. Last nite I count count, get 2.36% only.

[(12x50)-175]/(18000) = 2.36% only for applications after Nov 1. Before Nov 1 I think it is (12x50)/20000 = 3%.
beLIEve
post Dec 29 2018, 01:56 PM

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QUOTE(TongCN @ Dec 29 2018, 01:53 PM)
Just try get waiver for the annual fee smile.gif
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you mean new application also can ask for 1st year waiver? I couldn't find anywhere that it's waived automagically. Guess I'll ask before I apply. If they want to +1 cardholder, they'll probably waive.

thanks bro
beLIEve
post Dec 29 2018, 02:36 PM

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QUOTE(fruitie @ Dec 29 2018, 02:08 PM)
I thought first year is waived with no condition? I got it for all my cards, second year also waived.
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I couldn't find the waiver for Liverpool. Only found the one for JOP. Nemind, I'll ask if my JOP goes through.

Thanks sis
beLIEve
post Dec 30 2018, 03:58 AM

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QUOTE(cybpsych @ Dec 29 2018, 04:36 PM)
it's stated on the product page...

Annual Fees
Principal card: RM175
1st year annual fee waiver
Supplementary card: Free

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arghhh I scroll up and down but somehow missed that part. Thank you bro.

But here's some interesting facts that I discovered yesterday before I posted here.

https://av.sc.com/my/content/docs/my-liverp...shback-card.pdf (also from the same product page) dated Dec 2018
QUOTE
Liverpool FC Cashback credit cards that was issued before 1 November 2018:
• The annual fee for principal credit card is RM175. The annual fee for principal credit
card will be waived if you made retail purchases of at least RM20,000 per annum on
each principal credit card. This program is valid until 31 October 2019.

• Effective 1 November 2018, the annual fee for supplementary credit card will be free.
For supplementary credit cards with renewal date before 1 November 2018, the annual
fee of RM100 per supplementary credit card applies. The annual fee for supplementary
credit card will be waived if you made retail purchases of at least RM20,000 per annum
on each supplementary card.

• Annual spend on principal and supplementary credit card will be calculated separately
and no combination of spend shall be allowed.

Liverpool FC Cashback credit cards that was issued from 1 November 2018 onwards:
• The annual fee for principal credit card is RM175.

• The annual fee for supplementary credit card is free.
compared to Just One Platinum https://av.sc.com/my/content/docs/my-tnc-ju...uct-jul2017.pdf that clearly stated :
QUOTE
Effective 1st August 2018, your annual fee will be waived if:
• you made retail purchases of at least RM20,000 per annum (“minimum spend requirement”) on JustOne Platinum principal credit card.

• Minimum spend requirement will be calculated based on total retail purchases statemented in previous 12 months.

• Example: Customer anniversary month is in January 2018. Annual Fee will be charged in February 2018. Minimum spend requirement will be total retail purchases statemented in February 2017 – January 2018.

For cards that were automatically upgraded to JustOne Platinum under the Bank’s Mastercard upgrade exercise, the annual fee above will only be effective from 1 June 2019 onwards.
But according to a friend I know here, it's easy to get a waiver. According to another friend, apply cancel apply (after cooling period) cancel for the gifts works with SCB, but credit limit gradually reduces.
beLIEve
post Dec 31 2018, 04:13 PM

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for my case, someone from Price emailed me. Submitted everything and silent. Then someone else called not to provide update, but to provide me the forms again.


beLIEve
post Jan 1 2019, 03:38 AM

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QUOTE(ClarenceT @ Dec 31 2018, 07:07 PM)
Hehe they shall already reach the target for 2018. So delaying the applications and approvals till 2019, sales target/figure will be refreshed.
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I think you've got it once again.

QUOTE(iXora.ix @ Dec 31 2018, 07:36 PM)
haha. Like my case. Already have JOP and wanted to add card. Using live chat to request new card. Takes more than month then someone from PS call me to follow up the application
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Your case different bro. I'm new to bank. Old to bank normally less priority, or so I was told. Very realistic huh.
beLIEve
post Jan 2 2019, 11:08 AM

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They just called me today. Clarence was right I guess - save my app for 2019's quota.

Also, they confirmed that no first year waiver for Liverpool. Must pay $175 for new applications. I'll try ask for Liverpool's waiver before applying, if I ever get their JOP.
beLIEve
post Jan 2 2019, 11:13 AM

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QUOTE(TongCN @ Jan 2 2019, 11:12 AM)
Weird, I was told by them when they offered me this card application and said first year waive, hmm
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Sorry that I wasn't specific. I thought not an issue (since it's 2019 now) because they said :

1. If applied in 2018, maybe still can waive.
2. If apply in 2019, no waiver.

Since they made you the offer, you can shout very loud and I think they'll just waive it smile.gif

This post has been edited by beLIEve: Jan 2 2019, 11:14 AM
beLIEve
post Jan 2 2019, 11:24 AM

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QUOTE(fruitie @ Jan 2 2019, 11:21 AM)
Does it matter? https://www.sc.com/my/credit-cards/liverpool-fc-cashback/
It is stated in their product page - 1st year annual fee waiver
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I think they forget to update their product page, so maybe can argue a bit. But anyone who read this, apply, and complain will probably alert them and they'll update it smile.gif
beLIEve
post Jan 2 2019, 11:30 AM

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QUOTE(fruitie @ Jan 2 2019, 11:26 AM)
If no waiver for 2nd year waiver, I can understand but no waiver for first year, rather unusual.
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Maybe cash back business too good (bad for them, good for us). So they do like Hong Leong Wise.

The T&C PDF was last updated in Dec.
beLIEve
post Jan 2 2019, 02:10 PM

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QUOTE(ClarenceT @ Jan 2 2019, 11:44 AM)
Due to Bigpay and Boost (2018~) and AF waiver conditions (released in August), a surge in demand. So SC Card Marketing shall have overshot their target for 2018.

Before this, I was not interested to apply for a SCB CC.
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Same same. See 20k p.a. for waiver instantly lost interest....until I learn how you guys and gals hit the target along with the good cash back.
beLIEve
post Jan 2 2019, 04:04 PM

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QUOTE(tohff7 @ Jan 2 2019, 03:54 PM)
SC can exclude BP/e-wallet to count towards 'other spending' also wat...
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if banks exclude even for the 0.2% cash back, I think people will just jump to other banks. Last time I was offered to apply for 0.2% cash back card, I didn't even bother. Now also won't bother.

But yes, they can exclude.
beLIEve
post Jan 2 2019, 09:44 PM

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QUOTE(TongCN @ Dec 31 2018, 03:01 PM)
Hmm helped wife contact SC on Sunday but they said her IC not yet captured in the application system o.O

Regarding on the Comparehero - PS4 *
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My application already reflected on ccris. New year, new quota, new customer.
beLIEve
post Jan 2 2019, 11:37 PM

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QUOTE(TongCN @ Jan 2 2019, 11:32 PM)
How to check ccris/ctos?

Need to pay only can see?

Today another Sc agent called her to confirm details again, hmm
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Just to add. Don't know if ctos shows your credit application. eCCRIS can apply from bnm or akpk (learned from Clarence). Must be physically present for initial application.
beLIEve
post Jan 8 2019, 07:18 PM

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QUOTE(berrycoo~ @ Jan 8 2019, 07:16 PM)
Ohhh, but how long does it usually take for Price Solutions to contact me though?
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My experience was 1 day. You very eager to get the card?
beLIEve
post Jan 8 2019, 07:29 PM

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QUOTE(David83 @ Jan 8 2019, 07:20 PM)
They have contacted me last Thursday.
In fact, they were very eager.
Another staff contacted me again on last Friday.
Until today, no news if my application is approved.
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hehe same here. Also contacted twice by 2 different people.

They did tell me to wait up to 6 days for status though. Presume working days.

QUOTE(berrycoo~ @ Jan 8 2019, 07:24 PM)
Just curious why so long or is my application rejected already sweat.gif
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They will send you form to fill up first before they can reject your application.
beLIEve
post Jan 8 2019, 07:36 PM

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QUOTE(incredibless @ Jan 8 2019, 07:29 PM)
I applied via their website on 29 dec for platinum one. So far no people call me yet but i checked in criss it showed pending by FI. Anyone applied via official online website?
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I applied from Ringgit+ and redirected to std chartered website. Same status as yours - Pending FI with a big fat credit limit beyond my imagination. probably they'll revise it downwards if they ever approve my app.

This post has been edited by beLIEve: Jan 8 2019, 07:39 PM

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