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Credit Cards Standard Chartered Bank Credit Cards V4, Everything About SC Credit Cards

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SUSDavid83
post Jan 24 2019, 01:08 PM

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QUOTE(ClarenceT @ Jan 24 2019, 01:06 PM)
(2500+1500)x3
Your outstanding won't go beyond RM12000 (combined). smile.gif
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Why x3?

(2500+1500) < My CL < (2500+1500)x3
TongCN
post Jan 24 2019, 01:11 PM

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So total heal from JOP and Liverpool max this month spin is 80 liao, ok la biggrin.gif
ClarenceT
post Jan 24 2019, 01:13 PM

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QUOTE(David83 @ Jan 24 2019, 01:08 PM)
Why x3?

(2500+1500) < My CL < (2500+1500)x3
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Cross month, statement +/- 1 month.
For my case, my statement date and due date are on the same month, so X2 only.

SUSDavid83
post Jan 24 2019, 01:15 PM

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QUOTE(ClarenceT @ Jan 24 2019, 01:13 PM)
Cross month, statement +/- 1 month.
For my case, my statement date and due date are on the same month, so X2 only.
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Should be fine for me.
I don't intend to get LFC card.

This post has been edited by David83: Jan 24 2019, 01:16 PM
fruitie
post Jan 24 2019, 01:42 PM

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QUOTE(David83 @ Jan 24 2019, 12:54 PM)
Thanks!
Done and activated the e-Statement and Internet Banking.

What a surprise to see my CL is the lowest among all the cards I have. LOL!
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Let me guess RM 5k? I got that too earlier. Funny thing is I have a SCB WM approved at the same time which the monthly salary requirement is higher than the CL. laugh.gif
Then asked for increase few months later because not enough for cross month and they increased to RM 10k. laugh.gif
SUSDavid83
post Jan 24 2019, 01:54 PM

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QUOTE(fruitie @ Jan 24 2019, 01:42 PM)
Let me guess RM 5k? I got that too earlier. Funny thing is I have a SCB WM approved at the same time which the monthly salary requirement is higher than the CL. laugh.gif
Then asked for increase few months later because not enough for cross month and they increased to RM 10k. laugh.gif
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The approval is like condescending only! dry.gif
cybpsych
post Jan 24 2019, 02:05 PM

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QUOTE(fruitie @ Jan 24 2019, 01:42 PM)
Let me guess RM 5k? I got that too earlier. Funny thing is I have a SCB WM approved at the same time which the monthly salary requirement is higher than the CL. laugh.gif
Then asked for increase few months later because not enough for cross month and they increased to RM 10k. laugh.gif
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mine reverse, SCB gave me highest CL amongst my other cards/banks rclxub.gif

still thinking whether to reduce it to a comfortable level or not biggrin.gif
fruitie
post Jan 24 2019, 02:10 PM

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QUOTE(David83 @ Jan 24 2019, 01:54 PM)
The approval is like condescending only!  dry.gif
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I know right. laugh.gif

QUOTE(cybpsych @ Jan 24 2019, 02:05 PM)
mine reverse, SCB gave me highest CL amongst my other cards/banks  rclxub.gif

still thinking whether to reduce it to a comfortable level or not  biggrin.gif
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That should be the way, SCB is pretty generous with CL. Even my previous cancelled SCB card back in 2013 had higher CL than these approved SCB cards in 2017. Oh well. Luckily 10k seems to be sufficient for me now, though I wish it was higher. doh.gif
SUSDavid83
post Jan 24 2019, 02:14 PM

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QUOTE(fruitie @ Jan 24 2019, 02:10 PM)
I know right. laugh.gif
That should be the way, SCB is pretty generous with CL. Even my previous cancelled SCB card back in 2013 had higher CL than these approved SCB cards in 2017. Oh well. Luckily 10k seems to be sufficient for me now, though I wish it was higher. doh.gif
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It could be because it was initially got rejected.
Then, due to pressure by PS side, they condensing them by approving with low CL.

If it got approved at the first place, I may be ended very generous CL like cybpsych

This post has been edited by David83: Jan 24 2019, 02:15 PM
fruitie
post Jan 24 2019, 02:16 PM

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QUOTE(David83 @ Jan 24 2019, 02:14 PM)
It could be because it was initially got rejected.
Then, due to pressure by PS side, they condensing them by approving with low CL.

If it got approved at the first place, I may be ended very generous CL like cybpsych
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I'm not too sure, I wasn't rejected by them yet got this CL. I remember others posted before getting RM 5k CL. laugh.gif
beaverknight
post Jan 24 2019, 02:23 PM

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My CL is 5k too haha.
SUSDavid83
post Jan 24 2019, 02:29 PM

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QUOTE(beaverknight @ Jan 24 2019, 02:23 PM)
My CL is 5k too haha.
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Well it will serve its purpose just nice.

beLIEve
post Jan 24 2019, 02:36 PM

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mine also highest among my cards. Was surprised that I even got the card with me raking up debts from BT.

A friend who apply + cancel for gifts told me they'll still approve subsequent applications but CL goes lower each time. Just FYI, I know most of us here are after the benefits, not gifts, so most are not serial apply-cancel artist.

QUOTE(TongCN @ Jan 24 2019, 01:11 PM)
So total heal from JOP and Liverpool max this month spin is 80 liao, ok la biggrin.gif
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lucky you. So many people get below 30. I got total 30 with JOP only.

This post has been edited by beLIEve: Jan 24 2019, 02:41 PM
Barricade
post Jan 24 2019, 02:43 PM

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Mine is almost 10 fold of my basic salary.
ken120
post Jan 24 2019, 02:53 PM

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QUOTE(fruitie @ Jan 24 2019, 02:16 PM)
I'm not too sure, I wasn't rejected by them yet got this CL. I remember others posted before getting RM 5k CL. laugh.gif
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mine CL 6k when firstly get approved, recently get increase to 9k by sc after half year usage rclxms.gif
beaverknight
post Jan 24 2019, 02:58 PM

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QUOTE(TongCN @ Jan 24 2019, 01:11 PM)
So total heal from JOP and Liverpool max this month spin is 80 liao, ok la biggrin.gif
*
Wondering where's my luck, reloaded n times still all get 0. bangwall.gif
ClarenceT
post Jan 24 2019, 03:08 PM

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QUOTE(beaverknight @ Jan 24 2019, 02:58 PM)
Wondering where's my luck, reloaded n times still all get 0.  bangwall.gif
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You reloaded in the afternoon till midnight?
digimon09
post Jan 24 2019, 03:18 PM

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My credit limit only 4.5k... sweat.gif
Maybe because of first credit card that apply...
#Victor
post Jan 24 2019, 03:38 PM

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How to check credit limit before receiving the cards?
cybpsych
post Jan 24 2019, 03:41 PM

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QUOTE(#Victor @ Jan 24 2019, 03:38 PM)
How to check credit limit before receiving the cards?
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login to internet banking

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