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Credit Cards Standard Chartered Bank Credit Cards V4, Everything About SC Credit Cards

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lil_flank
post Nov 29 2016, 01:59 PM

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Anyone got issue receiving OTP today?
Tried to make online purchase today but cannot receive OTP. I cant even receive OTP in standard chartered online banking when i change particulars. Called in a few times also didnt solve the problem.
There goes my cyber monday deals, damn it!
lil_flank
post Nov 30 2016, 07:00 AM

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QUOTE(donhue @ Nov 29 2016, 02:00 PM)
no issues to get OTP when requesting to redeem cash back.
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Thanks for the info. I tried yesterday around +10pm. It seems ok again.
lil_flank
post Jan 18 2017, 09:09 AM

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I am planning to apply a SC Cashback Gold Mastercard (supplementary card) for my wife.

I saw the tnc stated 'The amount of retail purchases made by your supplementary cardholders will count towards meeting
your minimum retail purchase requirement to be eligible to receive the cashback.'

Does that mean the retail spent on supplementary card will only count as meeting the minimum retail purchase requirement but does not get cashback?



This post has been edited by lil_flank: Jan 18 2017, 09:24 AM
lil_flank
post Mar 30 2017, 10:11 PM

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My Just1 card was approved on 24 Oct 16. I have not received the Rm150 cash back for new card so i have already wrote two emails and called them regarding this matter. Everytime they tell me that they will credit it in within 150 days. Now already more than 150 days but i have yet to receive the Rm150, dmn.. Just email them the 3rd time regarding this matter, zzz..
lil_flank
post Apr 2 2017, 09:03 AM

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QUOTE(celaw @ Apr 2 2017, 12:34 AM)
I applied in Jan 17 and just check online, already got RM150 credit in the account.
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They finally gave me the Rm150 cashback yesterday after i wrote the 3rd email.
lil_flank
post Apr 27 2017, 07:50 AM

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QUOTE(miraclejustin @ Apr 26 2017, 08:47 PM)
hmm..I been using my sc platinium one for a month dy, still didn't get my RM150 cashback. How long will it takes?
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I took me more than 150 days and 3 emails. Yours only one month. Patient bro..

This post has been edited by lil_flank: Apr 27 2017, 07:50 AM
lil_flank
post May 26 2017, 07:24 AM

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QUOTE(ronnie @ May 26 2017, 12:10 AM)
Do we need to manually "request" the monthly cash-back for SC JustOne Platinum MasterCard ?
Is it same mechanism like CashBack Gold MasterCard ?
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U need to redeem the cashback from the Online Rewards same like SC Gold Cashback.
lil_flank
post Jun 5 2017, 11:19 AM

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Is anyone using Standard Chartered Just 1 credit card through Standard Chartered Online to pay Syabas bill? Can get cash rebate?
lil_flank
post Sep 26 2017, 10:15 AM

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QUOTE(mamamia @ Sep 21 2017, 06:51 PM)
Which card? Gold cashback or JOP? As Gold cashback the eligibility is quite broad, but JOP is only for online, autodebit and Petrol.. that’s y I’m quite surprise they treat jompay as online purchase txn.
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Both cards are eligible for cashback if using their SC internet banking to pay utilities. So actually u no need to use JOMpay.
lil_flank
post Oct 6 2018, 02:11 PM

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I have SC gold cashback and SC plat Just 1 (main and supp). So total of 4 cards. Called 3 weeks ago to cancel the SC J1 supp due to sst. The retention department just called me to retain the card. They offered me Rm50 if i spend rm200 on the card within this month. So i took the offer and retain the card. They also waive all the annual fee which is due this month.

This post has been edited by lil_flank: Oct 6 2018, 02:11 PM
lil_flank
post Oct 11 2018, 08:41 PM

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QUOTE(fruitie @ Oct 11 2018, 05:34 PM)
Nope, the JustOne daily promo (except Wednesdays).
This promo: https://www.gsc.com.my/html/promotion_detai...&PID=74&NID=887
user posted image
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If i have SC JustOne plat main and supp card, does that mean i can purchase a total of 4 tickets for rm7 each?

This post has been edited by lil_flank: Oct 11 2018, 08:42 PM
lil_flank
post Oct 11 2018, 11:00 PM

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QUOTE(fruitie @ Oct 11 2018, 09:34 PM)
I'm not sure, others can answer you because I don't have supplementary card. You can also try and let us know. biggrin.gif
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Ok, i will update here if i manage to buy the tickets but not so soon.

This post has been edited by lil_flank: Oct 11 2018, 11:01 PM
lil_flank
post Oct 12 2018, 03:58 PM

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QUOTE(putra23 @ Oct 11 2018, 11:36 PM)
I did not pay in full coz key in wrong amount when transfer. About 100 short only but kena interest on all the transactions in the billing cycle. Cannot waive...
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Wow, so strict. I sometimes afraid that i forget to pay one of my credit cards coz have quite a number of credit cards on hand. Abit tedious to track. Sometimes one forget can wipe out our few months hard earn cashback.
lil_flank
post Oct 13 2018, 02:46 PM

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QUOTE(putra23 @ Oct 12 2018, 11:10 PM)
I use spread sheet to track. You can also set up reminders in calendar or outlook.
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QUOTE(ClarenceT @ Oct 13 2018, 08:28 AM)
Don't die die must pay on the due date or near the due date. You are given 20 days from the statement date to settle. It may be good for you to set 2 days in a month (15 days apart) to settle all your credit card bills, if you are lazy to check all your accounts every few days
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QUOTE(cybpsych @ Oct 13 2018, 09:34 AM)
1) reconsolidate all your cards' statement date to common dates, or at least near to each other.

2) reconsider your statement date early of the month so that your due date is within same calendar month (assuming you earned the 20 days grace period every month).

3) if all above done, set a single/two reminder(s), maybe 1-2 days in advance, to remind your upcoming payment.

4) card(s) with fixed statement date, cant help. either the other cards matches these, or you pay early for these cards together with others, so that you dont forget.

5) else, above advice is good too. group your cards with 2 common statement dates.
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QUOTE(Leroi2x @ Oct 13 2018, 11:42 AM)
i will use this app for remind every card due date and even annual fee date

https://play.google.com/store/apps/details?...rdmanager&hl=en
thanks sir  thumbup.gif
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I always record every transactions into an app (Expense Manager). Therefore when i pay my credit cards, i will crosscheck with my app and my wife. It usually take around 1-2 hour just to pay all my credit cards. Luckily i can pay all my credit cards on the 15th of every month. Just need to be hardworking to check all my credit cards including those seldom used cards. Thanks for all the advice btw..
lil_flank
post Oct 25 2018, 07:28 AM

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QUOTE(prescott2006 @ Oct 24 2018, 11:02 AM)
Hi, may I know when will the rebate reflected in my JustOne card. I have spent RM2560 on 4th Oct 2018, but until now haven't see it yet.
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Wat did u spend? Only auto bill payments, online purchases and petrol are eligible for cash back. So u need to spend >Rm567 on these selected categories to get rm85 cashback on the following month.

This post has been edited by lil_flank: Oct 25 2018, 07:33 AM
lil_flank
post Nov 16 2018, 08:08 AM

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QUOTE(kimmyrulez @ Nov 15 2018, 09:28 PM)
Am using my JOP card last month spent above RM2500.

Until today when i check my REWARDS for cashback nothing is reflected.

Is it reflected yet in anyone's account???

Or it hasnt been creditted ?

Thanks.
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It also depends on wat u spend. Only selected categories will gives u 15% cash rebate. But it seems like still the cash rebate haven't credited in yet.

This post has been edited by lil_flank: Nov 16 2018, 08:09 AM
lil_flank
post Nov 16 2018, 08:11 AM

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QUOTE(yarusaru @ Nov 15 2018, 03:27 PM)
should i get this card? im new and never had SC card before
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Wat credit cards do u have now? Wat is your average spending amount each month? Wat do u normally spent on? With these info, i can advise u further.
lil_flank
post Nov 16 2018, 12:12 PM

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QUOTE(yarusaru @ Nov 16 2018, 10:17 AM)
maybank.. averaging 3-5k
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Which Maybank credit card do u have?

Which categories u spend the most based on your monthly spending?
Online shopping, petrol, utilities, groceries, insurance, etc?

This post has been edited by lil_flank: Nov 16 2018, 12:12 PM
lil_flank
post Nov 16 2018, 01:48 PM

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QUOTE(yarusaru @ Nov 16 2018, 01:32 PM)
M2Card
Mix usage depend on months
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Focus on your Maybank Amex.

Some credit cards for u to consider:
Standard chartered Gold cashback
Standard chartered Just One
Hong Leong Wise
lil_flank
post Dec 11 2018, 06:53 PM

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QUOTE(uhlaw @ Dec 11 2018, 09:16 AM)
So frustrated with SCB! I requested card cancellation on 29th Dec, until yesterday the card is still not yet cancelled. I called CS last night and he replied that as long as CS no call me directly for cancellation verification, my card will not be cancelled.  mad.gif  mad.gif  mad.gif
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Yup. Last time it took them around 2 weeks to call me.

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