unfortunate the new revised benefit and higher entry requirement for cards made SCB no longer attractive.

SCB goal for global markets is to focus affluent customer. Same across other markets.

This post has been edited by boonhan: Mar 11 2025, 01:13 PM

So simply cash back still can top up e-wallet to get the retail transaction to RM2,500 criteria except no more online cash back anymore.

Consider still can beside no more free RM20 / month now.

Liverpool upgrade with downgrade also
Before: 0.5% cash back capped RM50 / month
After: 2% cash back capped RM20 / month

https://www.sc.com/my/important-information...dit-card-terms/

Missing 2 mths credited.
AF RM250 credited.
Already received msg from them saying cc cancellation in progress.

Also read about SC2, card cancelled just in time for that. LOL

wow. completely can cancel this card.
THE End SC Simply Card

yes i also think all these actions are their calculated move.
whether correct or not, only time will tell.

eventually, still local banks offering more reliable cc benefits

Liverpool upgrade with downgrade also
Before: 0.5% cash back capped RM50 / month
After: 0.2% cash back capped RM20 / month


0.2%, not 2%

This post has been edited by sjz: Mar 11 2025, 01:45 PM

I can't wait for my next statement to come out, so I can pay it off and cancel...

used to see lots of SC cc booth and staffs in the mall.

nowadays seldom seeing it already,
lately more and more UOB and HSBC booth.

agree can plan to cancel liao

Lol.. 0.2% and excluded e wallet..
Initially tot 2% still can use it to replace MBB Barcelona.. 0.2%, no point to keep it active

damn, not worth it la ni macam.. what do the sifus recommend for proper cashback credit card then?

Long time not worth it di, surprised still got people hold on to this card.

If you're okay with 2.5k spend per month, go for RHB Shell (ewallet still eligible) for RM50-RM100 cashback per month or Affin Duo Cashback for RM50 (assuming you spend > RM3050 per month, or you could just use the balance transfer 'trick' for both RHB and Affin to reduce necessary spend).

Oh, my bad XD

Their strikethrough strike my eyes to overlook that "0."

Maybe cimb AND aFFIN.
OR JUMP to
Maybe time to play point card like x5 x8 or etc

Early still okie. As 2.5k get RM60 total rebate.
But now really.........

This post has been edited by Wolgie: Mar 11 2025, 04:24 PM

Maybank Islamic Ikhwan Amex Plat
8% cb, the best in town so far.
Maybank 2 cards Amex
5% cb weekend.

UOB Evol 5% cb

This post has been edited by sjz: Mar 11 2025, 04:32 PM

CashBack transactions include all local and
international retail purchases, except petrol,
insurance, special events, utilities, Professional and
Commercial Services and E-Wallet transactions


https://www.sc.com/my/important-information...dit-card-terms/

Where got ok as rhb provide rm100 rebate if youspend rm2.5k

how to speak to human from scb???raise req in app rejected...

Call their number and choose fraud/lost card seems to be the only option.

Solved : Will use the method above for trying to get in touch with live agent.

This post has been edited by HiT-AbLe: Mar 12 2025, 01:53 AM

That's for the Liverpool (Clause 3.2 page 4), right ?

In Simply CCB doesn't mention exclude (Clause 2.15)