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Credit Cards Standard Chartered Bank Credit Cards V4, Everything About SC Credit Cards

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synical
post Apr 29 2018, 05:42 PM

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I just got an email with online banking login details from SC. I know I remembered applying for a CC for the lolz (so not entirely a phishing scam), but I didn't bother checking my application status until I got this email. Does this mean it's approved?

Is this normal? Thanks in advance.
synical
post Apr 29 2018, 07:27 PM

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QUOTE(cybpsych @ Apr 29 2018, 05:49 PM)
call CS and find out if your NRIC tied to any cc.

have you gotten the card?
*
I haven't received any SMS/e-mail/etc saying whether my application's been approved or denied to begin with, so that's why I'm kinda surprised that I got the "Thank You for Switching to E-Statements" email.

Yeah, perhaps I should call CS to check and hope no one else got a card in my name ...

synical
post Apr 29 2018, 07:44 PM

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QUOTE(cybpsych @ Apr 29 2018, 07:34 PM)
calling the official channel is ALWAYS the 1st thing to do, no matter what's situation.

switching to estatement notification email could be someone using your email (probably by mistake) to register estatement. likely not due to card approval.

just call CS immediately.
no harm that your email being used  biggrin.gif  just annoying that someone else's estatement is sent to you monthly. at most, keep bugging CS to contact card owner to amend the email address. CS would not be able to divulge the identity to you, at least force them to contact the owner directly.
*
Just got off the phone with CS (about the e-mail), and to check my application status (even though I don't have the application reference number with me now). Apparently, it JUST got approved (profile just showing up on their system and what not), hence the jump-the-gun email. So now I just have to wait for the card to arrive.

But yeah, it's very annoying when you get e-mail meant for someone else.

synical
post May 3 2018, 04:51 PM

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I got two cards by Poslaju this week: Visa Platinum and JustOne Platinum.

I've already activated the JustOne card and I was wondering if I can just cancel the Visa Platinum card without activating it cos I don't really want to fuss with the point collecting, etc.

The AF on the JustOne card after first year can just call to waive, right?

Thanks in advance.

This post has been edited by synical: May 3 2018, 04:51 PM
synical
post May 3 2018, 05:05 PM

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QUOTE(mamamia @ May 3 2018, 05:02 PM)
They give u 2 Cards but u only apply 1, then u can just call to cancel if u don need..

U can always call to ask for waiver after 1 year, but nobody can confirm what will happen after 1 year
*
Fair enough. Thanks. smile.gif
synical
post May 7 2018, 05:15 PM

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Update: So I called CS about cancelling one of the cards I got. Apparently, it's too soon and I needed to wait until the end of the month to call them again if I'm sure I don't want it then... dry.gif
synical
post Jun 4 2018, 11:26 AM

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Is it unusual for charges to be posted so slowly ah?

Some of my charges from over the weekend until now not posted yet... I've got one charge I want to apply Flexipay for, but still [UNPOSTED] and not [POSTED]
synical
post Jun 4 2018, 02:25 PM

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QUOTE(Leroi2x @ Jun 2 2018, 09:24 PM)
Any1 got this?

RM0.00 StanChart: Shop at ease with 0% GST. Get 6% cashback (max RM50) with min RM100 retail spend on yr credit card. Till 30/6/18. T&C: on.sc.com/2H9cNKe-my
*
Yep, got this. Whether ada dapat cashback ni hal lain lah...

QUOTE(boonhan @ Jun 4 2018, 11:30 AM)
Need to wait. Usually 3 4 days from my experience.
*
Ah okay, thanks.
synical
post Jun 13 2018, 10:15 AM

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Got my RM12 max cashback on JustOne Plat card, but not the RM100 activation one... :/
synical
post Jun 15 2018, 12:20 AM

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QUOTE(bm_kia @ Jan 26 2017, 02:10 PM)
Not sure if this has been asked before...to enjoy the RM7 flat rate for the GSC online ticket booking, I have to press "Submit" even though the Transaction Detail still showing the retail price?
*
Been wondering the same thing... anyone know?

Or it doesn't apply if the movie just came out that same week....?
synical
post Jun 15 2018, 08:19 AM

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QUOTE(RokXIII @ Jun 15 2018, 01:42 AM)
press Submit and u will know whether the RM7 quota still available, if it is not, it will show FULL REDEEMED.
even entitle for the new released movie, but just 2D class.
*
Ah, OK. Good to know.

Good scam also on their part - if can get, great; if fully redeemed already... then you're stuck paying the full amount.

Not bad ah...
synical
post Jul 13 2018, 02:07 PM

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Thanks for the CB update.

Got both the activation (RM100) and the June 6% CB (RM200).
synical
post Jul 13 2018, 02:18 PM

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QUOTE(hwachong @ Jul 13 2018, 02:11 PM)
how u get RM200 for June 6% CB? I thought max RM50 per cardholder
*
Maybe it's some other promo I forgot about.... here's what it says in my online transaction history.

30 SPEND CASHBACK 0418 RM200 DR
52 ACTIVATION CASHBACK 0418 RM100 DR
synical
post Jul 13 2018, 04:28 PM

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QUOTE(laymank @ Jul 13 2018, 04:12 PM)
this is the new to bank sign up promo with spending requirements of RM2000 in 60 days.
*
Ah yah, probably it (got the card a few months now). Thanks!
synical
post Jul 20 2018, 11:34 AM

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Got a text to sign up for the lucky spin thing. Can either sign up via text or online banking... (or so it says). Takes 3 working days for them to register you, so yah.

Spin and Win

This post has been edited by synical: Jul 20 2018, 11:35 AM
synical
post Aug 5 2018, 10:47 AM

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Has anyone here gotten more than RM5 on their spins?
synical
post Aug 15 2018, 05:22 PM

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My CL is like 29K (combined for both JOP and Visa), which I feel is a little too much.

If I ask to lower my CL, would it improve my chances of getting another card from another bank? Just wondering.
synical
post Aug 16 2018, 11:25 AM

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QUOTE(synical @ Aug 15 2018, 05:22 PM)
My CL is like 29K (combined for both JOP and Visa), which I feel is a little too much.

If I ask to lower my CL, would it improve my chances of getting another card from another bank? Just wondering.
*
Ah okay, figured as much. hmm.gif

Already asked to lower to RM15K...

Thanks.
synical
post Aug 17 2018, 12:17 PM

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I've managed to get a couple of the RM7 movie tickets so far... but then again, I don't like going to the movies on weekends, so I buy weeknight ticket anyway.

As long as you confirm payment after midnight (key in the JOP card number stage), then you should be ok. Worked on the app, haven't tried the site.

If cannot get... TGV early bird is RM8. Just saying.
synical
post Sep 1 2018, 08:04 PM

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Does anyone know what this one is referring to...?

30 AAU Retention Spend Offer 0618

Thanks.

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