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Credit Cards Standard Chartered Bank Credit Cards V4, Everything About SC Credit Cards

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boonhan
post Jun 26 2017, 07:30 PM

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Hi guys.
The retail expanses mentioned, not including online?
For just one and gold cashback.
boonhan
post Jun 26 2017, 09:40 PM

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Ok got it. Thanks all.
boonhan
post Sep 3 2017, 03:10 PM

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Cash back havent in? Didnt see any cashback also.
boonhan
post Sep 3 2017, 03:44 PM

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QUOTE(fruitie @ Sep 3 2017, 03:35 PM)
July cash back? Already in some time and need to redeem.
*
August. I thought always 1st of the month
boonhan
post Nov 14 2017, 12:15 PM

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QUOTE(cybpsych @ Nov 14 2017, 11:21 AM)
user posted image

RinggitPlus 11-11 Exclusive Offers. Get 4 Amazing Gifts!
10 November 2017 until 11 December 2017

https://media.ringgitplus.com/creatives/8fb...-conditions.pdf

Qualifying Products Gift
Standard Chartered JustOne Platinum MasterCard
Standard Chartered Visa Platinum
Standard Chartered WorldMiles World MasterCard

Eligibility Criteria
i. Card approved by Standard Chartered Bank;
ii. Activate their Eligible Card within thirty (30) days of the Card Approval Date
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Wow. This is attractive gift!
boonhan
post Nov 19 2017, 09:13 AM

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QUOTE(flabbergasted @ Nov 18 2017, 11:02 PM)
wtf this standard chartered. i applied justone credit card for the air fryer from ringgit plus. its been 1 and half month, now only i get a card, picked it up from the post office today. when i get home, its not even the justone card, its worldmiles, which i never applied for. after calling customer service, apparently the sales team applied two cards for me (one is worldmiles which i never consented for). there is another card at the post office but yeah, since they applied the other card without my consent, i didn't know there were supposed to be two cards.

im so pissed off now. is this legally allowed? can I do anything about this?
not only the process is so slow, but the applied additional useless card for me. don't care about the free gift anymore, just gonna cancel both cards asap.

anyone can advice me what can i do? i asked the customer support, their advice is basically talk to the useless sales team who conned me.
*
Agent that want to maximize their commission.
I heard they said world miles give higher commission.
I always tell the agent, if I get the card i dont want, i will cancel all.
boonhan
post Nov 20 2017, 06:10 PM

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QUOTE(mlamlam @ Nov 20 2017, 03:48 PM)
checked no cashback this month, normally monthly 12th credit to account...
I purposely swiped 13K this month and get nth... wth
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Chill. Confirm will have.
Just might not make it in time before your statement due.
boonhan
post Nov 20 2017, 08:04 PM

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QUOTE(mlamlam @ Nov 20 2017, 07:53 PM)
what is their hotline number? or should i goto the branch directly to ask?
[attachmentid=9357617][attachmentid=9357618][attachmentid=9357619]
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you can call their customer hotline (it on their online website).
or use the livechat.

www.sc.com/my
Click on the chat button, choose you want chat, audio or video.
working hour until 9pm.

This post has been edited by boonhan: Nov 20 2017, 08:06 PM
boonhan
post Nov 22 2017, 12:11 AM

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QUOTE(mamamia @ Nov 21 2017, 11:23 AM)
SCB GOLD CASHBACK available to redeem for oct txn
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Possible that just one and gold cashback having different date? confused.gif
boonhan
post Nov 22 2017, 12:16 AM

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QUOTE(fruitie @ Nov 22 2017, 12:14 AM)
Yes, different date for cash back to be ready for redemption.
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Ok... that special.
this Oct i first time entitled cashback for both just one and gold cb.

usually my just one get around 28th of the month.
boonhan
post Nov 22 2017, 09:24 AM

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QUOTE(mamamia @ Nov 22 2017, 07:49 AM)
Just one Platinum cashback also ready for redemption
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aha! got! money money money~ rclxm9.gif
boonhan
post Dec 13 2017, 09:32 AM

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QUOTE(caesarx @ Dec 12 2017, 09:16 AM)
I ask CS to reduce my JustOne Card CL to minimum, and CS said it is RM12k, surprise that your CL can lower than that.
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I also having justone with 5k.
Should be can set any amount u want gua.
boonhan
post Dec 14 2017, 12:05 AM

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QUOTE(Leroi2x @ Dec 13 2017, 09:17 PM)
thanks dude , finally got my 1st cash back ,i received rm50 , i think this most probably is the 2nd month cash back ?
then looks like my 1st month cash back was gone  rclxub.gif
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scb rebate delay 1 month.
this month rebate was from last month.
boonhan
post Dec 21 2017, 11:52 AM

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QUOTE(stargate8 @ Dec 21 2017, 11:25 AM)
Hi sis fruitie need your wisdom, is it better to get SCB cashback gold? as it's for all transaction except insurance and petrol so will be easier to hit 1.5k spending to get rm50

SCB CashBack Gold : CashBack is calculated based on all transactions except insurance and transactions made at petrol station/kiosk.
Annual Fee
RM185.5 per annum (Principal)
RM106 per annum (Supplementary)
1st year annual fee waiver
Effective 1 August 2018, subsequent years will be waived upon minimum spend of RM20,000 per year* per card.
Annual fee inclusive of 6% GST

so all transaction eligible except insurance and petrol
Spend 1500 get effective 3.33% = rm50 cap

SCB JustOne Plat : Auto Bill Payments,Online Purchases & Petrol
Annual Fee
You must pay annual fee of RM265 (inclusive of 6% GST) for principal cardholders.
Effective1st August 2018, your annual fee will be waived if you made retail purchases of at least
RM20,000 per annum on JustOne Platinum principal credit card.
No annual fee will be charged on supplementary cards.

So all online transaction eligible for cashback except government MCC & charities MCC
spend 2500 get effective 3.4% = rm85 cap
*
Get both card lah?
Just one for rm7 movie and buying phone online, rm85 cap is nice.

Gold cashback for retail shopping.
boonhan
post Dec 29 2017, 03:48 PM

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QUOTE(drbone @ Dec 29 2017, 01:11 PM)
If I swipe my CB Gold card while in Singapore , will there be a 1% cross border fee ?
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cross border fee occur when payment in local currency (MYR) in foreign gateway.
boonhan
post Jan 8 2018, 10:32 AM

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QUOTE(SzeMeng76 @ Jan 6 2018, 05:31 PM)
I also got the same of RM 68. No idea about this. On my Justone Plat, I only purely spend by AutoDebit though.  sweat.gif
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QUOTE(wjtai @ Jan 6 2018, 07:14 PM)
Same amount..annual fee auto waive
Btw, mine is cashback master card
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i received as well. maybe 1 of the event sms saying swipe for entries for daily cashback?

only scb gold cb get this 68.
justone didnt get.
my card is free of af, should not be af wavier.

This post has been edited by boonhan: Jan 8 2018, 10:33 AM
boonhan
post Jan 8 2018, 01:58 PM

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QUOTE(wjtai @ Jan 8 2018, 01:47 PM)
I thought SCB CB has annual fee?
How do you know whether your card is free of af?

Thanks.
*
Staff card.
boonhan
post Jan 8 2018, 02:24 PM

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QUOTE(wjtai @ Jan 8 2018, 02:02 PM)
Mmm.. Meaning that you apply this card through SCB staff and requet free of af during application?
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no la.. scb my employer.

the only benefit is free af for life, i not sure if it still same after resignation, finger cross next time.
apart from that, all same.

btw this 68 really surprised rebate, didnt expect it.
boonhan
post Jan 9 2018, 12:41 PM

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QUOTE(adamw @ Jan 9 2018, 11:52 AM)
For shake and win if I pay utility online for rm900 still get one chance only?
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Ya lo. As per transaction.
Maybe u can split it instead of one lump sum 900?
boonhan
post Jan 10 2018, 03:07 PM

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QUOTE(knwong @ Jan 10 2018, 01:05 PM)
Work in SCB what other perks you get?
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You will have lifetime free af for cc. laugh.gif

Sometime staff fd 3.8 or 4% but meh, outside got higher right.

The rest nothing special. Apply for cc benefit.

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