I understand that AMB, after some absence, is in with a short promo starting today for next 5 days. It's 3.8% for 7 months and 4% for 21 months but min. deposit is $100,000. I did not check personally but heard from somone so do check direct if interested

21 months, thats an unusual tenure

I dont think so. I just went over to hlb today and asked about this promo the customer service told me it is no longer available. The current promo is 3.8% ..

Just completed transaction today

The launch of "FD/IFD-i JOY 2 (2 MONTHS)" [ Maybank ]

Enjoy joyful deals with a minimum fresh funds of RM25,000 for Individual or RM50,000 for SME/Business Banking customers in a single certificate.

Offer is open to all new and existing Maybank/Maybank Islamic customers, and is applicable for Conventional and Islamic Fixed Deposit placement of fresh funds made over the counter only, at any Maybank or Maybank Islamic branch in Malaysia. The campaign is valid from now till 31 December 2016 or upon reaching the overall limit, whichever is earlier.

Campaign Rates are as follows:


*Should there be any Overnight Policy Rate (OPR) change, the offer rates may be revised.


Click here for Terms & Conditions (Conventional)

Click here for Terms & Conditions (Islamic)

The tuesday promo is extended. It's online. 4.15% over 6 months. Nothing to do with counter.

Seldom see there is online FD placement for promotion. Hopefully other banks use this way too so there is no need to go over banks.

Unfortunately, it doesn't work with moneybox account. I have to find time just to go to counter to open a SA.

Would like to ask how to calculate CIMB Ismalic FD.

put RM50k for 3 months and the interest is 4%pa (from Jun to Sep)
then from Sep to Dec, the interest become 3.95% . and the statement showing that i earn RM502.73. how to calculate it?

that is the best option for now (full-flexi). been doing that since may16.

This post has been edited by jojolicia: Dec 6 2016, 10:30 AM

Mine is not fully. If I need money, I need to go branch and withdraw. RM25 fee applies

Looks like

92 days from June to September 2016, principal 50,000, rate 4% p.a. calculated as

92/366 x 50,000 x 4/100 = 502.7322404... interest given as 502.73.

The divisor for 2016 appears to be 366 for CIMB.

Seems like 91 days from September to December 2016. If principal is still 50,000, rate 4% p.a. then calculated as

91/366 x 50,000 x 4/100 = 497.2677595....

If so, does CIMB give 497.26 or 497.27 as interest?

If add interest to old principal, then new principal becomes 50,502.73 and then

91/366 x 50,502.73 x 4/100 = 502.2675879...

In this add on case, doe CIMB give 502.26 or 502.27 as interest to jorrne00?

It has been some years since I stopped having FD at CIMB, so not sure how things are calculated at present time.

AMB stands for AmBank?

Today is Tuesday, 4.15% FD at HLB via FPX.

fully need to pay rm10/mth to maintain acc. same same la. just advantage can do online/cheque book

anyone sign up Maybank GIA 4.5% last year? my current GIA auto renew now. back to 4.1 promo rate?

They always auto-renew at board rate, never promo rate. Unless they inform you so. Like OCBC recently sent sms and inform that they will renew at promo rate 3.9%.

thanks bro, which means i need to go back to maybank branch and re-apply promo rate?

same for most banks

genx bro shared RHB FD promo on his FB
6month @ 4.1% and 9month @ 4%
minimum 50k

I just placed this afternoon with the Jln Tun hslee branch