Hlb keeps calling me for this kind of savings plan, but I don't trust them, never bothered to take up their offer to meet and talk.

I don't know why they can't send over all the facts by email.

Are there any charges for FPX transfer for HLB 4% eFD?

Edit: http://www.maybank2u.com.my/mbb_info/m2u/p...-Accounts#72596

According to FAQ No 7:
7. Are there any charges when using this service?
You may be charged a flat rate or a percentage of your total transaction amount.


This post has been edited by wjchay: Oct 18 2016, 04:45 PM

I also cannot find the interest rate.


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ok confirm 12 mths GIA-i no more, but 6 months still available. I just uplifted my 12 mths and deposited 6 mths, effective interest is shown.

I did maybank 2u online only, no more 12 months promo. Yesterday I did online 6 months, still could get 6months promo.

Yes, also take not that this is step up. After placing 12 months, go back to view the account/cert created, mouse over the interest rate.

I just uplifted my 6 mths and changed to 12 mths today.

Yes, just answer yes, whatever, then you are good to go.

I am not sure about mobile app, but login using web, mouseover the icon next to 3.6%, it will show you the step up interests.

For me, these are the things considered when placing FD:
- only park funds in FD for 1) unable to find better returns elsewhere (temporary), 2) diversification/safety net
- ease of placement - distance, parking, queue, online, flexibility of withdrawal vs effective net returns

Everyone would have their own parameter to work with. Iam sure most people would have other investments rather than relying on FD alone.

Anything other than FD would be OT. Although I have been through where you are right now, looking for something a little riskier but a bit more return, possibly for diversification. I found the answer in cash trust. I am not selling but I know someone who owns an agency.

If you are interested, PM me, because this is OT.

Only if u r maxis one club member. You are a member if u are or were paying > rm150 / mth.

I'm on 98 plan, so I.am not a member

Maybe u once was on a >150/nth plan. This was what cs told me.

I have moneybox account, car loan account, but HL Connect does not allow me to participate in this promo

You will only know after you have made completed the deposit, but hovering mouse over the (i) icon when you view the new placement. I think recently someone said 12 months no more, only left 6 mths promo.

I followed the steps here: https://www.hlb.com.my/main/promotion/20161...1-4pc-6month-fd

12 months promo no more already, it was mentioned before.

Has anyone successfully placed 6 mths 4.2% FD with HLB-Maxis promo? How is the process over the counter? Can describe?

Thanks.

Unfortunately, it doesn't work with moneybox account. I have to find time just to go to counter to open a SA.

I have moneybox, car loan account, and FD account with HLB. No CASA. I tried but failed to do the fpx 4.15%.

That was 2 weeks ago.

The promo is for HLConnect, which I also have.

Guys, for affin promo, they hv average rates finely printed at the bottom. I guess these are the effective rates?




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