The winners and those who needn't worry are those who took in 2015

Ambank's 2 years FD @ 4.6%p.a.

Juz placed my 1st fd in hlb..3.95% only...now not a good time to place fd..looking for 2nd bank currently..btw, hlb staff recommended some sort of insurance and savings with interest 5-8%...beneficial eh?

Just placed 9k at HL eFD 1 month term @ 2.80% pa

First try on FD

Hi guys, the eGIA-i 3.58% u ppl mentioned..
is it login maybank2u then Go fd & mudarabah IA-> make a placement -> general investment account-i(GIA-I) -> select 1mth->
profit payment frequency:monthly
pfrofit payment mode: credit to account
instruction to maturity:auto renewal

i want monthly renew and every month interest will roll on,
i am right like this?
thanks

Sorry for asking this silly question, but I appreciate help from FD experts like you all, to clear my doubt.

I have an Affin FD (Interest Rate: 4.33 %) which will mature tomorrow. Boy, we sure miss the days when the FD interest rate are around 4.6 %. 

Principle: RM 10000.00
FD Duration: 15 months (from 9 June 2015 to 9 September 2016)
1) Is 9 June 2015 counted as one day for calculating the FD interest?

2) Is 9 September 2016 counted as one day for calculating the FD interest?

3) In this case, 15 months means 458 days.

Total Interest Gained = RM 10000.00 x 4.33 % x 458 / 365 = RM 543.33.

Is my method for calculating the FD interest correct?

Thank you for the help. 

cklimm

If I count both 9 June 2015 and 9 September 2016, the FD duration would be 459 days.

Total Interest Gained = RM 10000.00 x 4.33 % x 459 / 365 = RM 544.51.

That is why I am confused whether I should count both 9 June 2015 and 9 September 2016 or not. 

Newbie here. Just wanna get some opinion from all the senior here. For example, a bank just called up and said can give me a special flexi personal loan around 10k. And the interest rate is 3.99% per annum. No other hidden charge or processing fee. Do you think I should get this 10k to do something? Maybe can earn some money using this 10k since the interest is only rm399 for 1 year.

Just now HLB call me said offer 15k balance transfer for 6 months 0%, 0 charge,
instead of put 15k into my creditcard, they can put 15k into my saving account.
But with condition every month got to return of 5% amount from 15k, and the 6th month must settle all.

Is this a good deal?

Thanks

Hi guys just curious,
if eGIA (monthly renew) i put example 10days and withdraw,
will i get the 10days interest?

HLB FD 3.80% interest is for FPX transfer only, but FPX is by BN, sound fishy, anyone?

Anyone received call from Maybank regarding a cashback campaign for saving account? They told me i will get rm50 cashback if i save rm3000 for 6 months..

Thanks for the calculation. Maybank eGIA-i better deal.

Hi, I have a FD with PBB. I intend to withdraw the money and put to bank with FD promotion. Tat FD with PBB d two months from the put in date, if I withdraw now I will totally can't get any interest ?

HSBC Global Research expects Bank Negara Malaysia (BNM) to cut the overnight policy rate (OPR) by another 25 basis points (bps) to 2.75 per cent at its last Monetary Policy Committee meeting of the year on Nov 23, 2016.

http://www.bernama.com/bernama/v8/bu/newsb....php?id=1289203

The word Guarantee is for peace of mind only
I presume u will know the outcome if Maybank unable to honour the obligations

My PBB FD maturity date is 1 year. But I heard tat if put around 2-3 months will have some interest even haven't reached the maturity, dunno if it is true ...

PM me your name and contact number. After i join RHB premier wealth I will introduce you. However there is no guarantee as bro Bbgoat mentioned must be investment product. We just try our chances as the TNC never mention this.

My question to RHB is who will ever make a RM200k investment product for a mere RM388 incentive?

Let me check it out further for RHB.

I am 1 foot into Maybank premier wealth already so may not go for RHB since my funds are already in Maybank at the moment.

For Maybank premier wealth, besides RM 250k deposit requirement, I will need to open a current account with initial deposit of RM10k but only RM1k needs to be earmarked while the rest can be withdrawn immediately.

I will ask Maybank what other special benefits like dinner/events or free membership

"why we are still need FD even though we have ASB/Unit Trust option with better ROI?"

Plus ASM/AS1M/ASW is not capital guarantee

Hot from the press, Affin new promo. Received from Affin hrs ago:

[attachmentid=7753990]

Just received.

hahah I know what u did there..

it's your choice what u want to write. later only think if BNM or LHDN come knocking your doors 

what i did here is simply instilling public awareness of how would a bank approach an individual vs a prominent public figure for example you know who, when it comes to income declared as donation.

whereas,

what you did there is stating a whole lot of assumptions that bears no significant whatsoever for your time spent or whoever reads it.

Wad ? 6 mths for 4.15 % effective rate from hlb ?
Darn

4.15% is for every tuesday only.

4.00% for other days.