QUOTE(wil-i-am @ Aug 26 2016, 01:05 PM)
I presume everyone is doing last minute banking stuff
And also changing new credit/debit cum ATM card as requested by Bank NegaraFixed Deposit Rates In Malaysia V. No.14, Strictly for FD Discussion Only
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 Aug 26 2016, 02:09 PM
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#1
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Senior Member
1,311 posts Joined: Oct 2012 
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Sep 1 2016, 05:17 PM
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#2
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Wuah, got chance to go up ah? A little also Im happy jor .. my funds only available in Oct.
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Sep 6 2016, 09:39 AM
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#3
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QUOTE(nomen @ Sep 5 2016, 11:15 PM) I just received this new promo from RHB bank I have FDs maturing in Oct but I feel like withdrawing now in Sept and put it into RHB and lock it at 4% for another 12 mths. Does it make sense to do this?.[attachmentid=7467310] |
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Sep 6 2016, 01:23 PM
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#4
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QUOTE(ikanbilis @ Sep 6 2016, 10:55 AM) RHB promo is valid until Oct 31. Why cant you wait till your FD mature? Takut quota habis, LOL!! |
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Sep 20 2016, 04:31 PM
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#5
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QUOTE(wil-i-am @ Sep 20 2016, 03:03 PM) I have a few FDs expired in Oct 2016 too Mine expiring end Oct and 1st week Nov .... super scared too late for anything. |
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Sep 30 2016, 04:59 PM
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#6
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Cham lor .. my FD really maturing at the worst time ever - 1st week of Nov!!!
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Oct 10 2016, 01:17 PM
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#7
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Any current promo that is valid up to Nov? Tq.
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Oct 10 2016, 02:46 PM
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#8
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QUOTE(lowya @ Oct 10 2016, 02:15 PM) Update: Thanks for update.1. HLB 4% need 2 extra product to be eligible, so it's not pure FD. 2. RHB 12m quota finished 3. end up with Maybank 4mths 3.6%, and expecting better promo in next few months.. also just realized that the FD cert printed by Maybank did not have the word "Fixed Deposit" to clearly state the type of document it prints. Funny how our biggest bank print a receipt that doesn't state clearly what document it is. Look at your Maybank FD cert and you will be shocked. Don't ask me why it took me so long to noticed it. |
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Nov 1 2016, 12:00 PM
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#9
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QUOTE(lowya @ Nov 1 2016, 09:18 AM) whats the next best rate after 4.1% Mbb Gia for 12mths? Sorry as I have not been following this for a while.May I know if this can be done online or have to go to counter please? Thanks |
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Nov 3 2016, 08:29 AM
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#10
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QUOTE(bbgoat @ Nov 2 2016, 08:06 PM) Called CIMB RM to enquire about their rates: Same here. Do advise if there is anything better. Thanks!For conventional: 3 mth 3.85% 12 mth 3.7% For Islamic: 3 mth 4% 12 mth 3.8% So CIMB 3 mth 4% rate is good. Anyway I am looking for 12 mth. So tomorrow will be taking out from CIMB. Looking for new home for the dough tomorrow.  |
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Nov 3 2016, 10:10 AM
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#11
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OCBC only offering me 3.9% for 13-mth (conventional) and 3.95% for 13-mth (islamic).
Any idea if its "safe" (ie slightly higher than FD rate is enough for me) to go for Hwang Select Bond Fund or RHB Asian Income? |
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Nov 3 2016, 10:22 AM
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#12
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QUOTE(AIYH @ Nov 3 2016, 10:14 AM) What is your definition of safe? Meaning principal is almost guaranteed and return is slightly more than FD, say 5% What is your risk appetite?  |
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Nov 7 2016, 10:36 AM
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#13
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QUOTE(laymank @ Nov 7 2016, 09:45 AM) HLB currently has a November promo for eFD at 4.15% for 6 months tenure every Tuesday (4.0% any other day), you might want to check it out. I dont have a HL account. If I need to get this promo tomorrow, how long does it take to open an account at the bank and can I use the eFD function immediately? FYI, I have a CIMB bankers cheque with me which needs to be cleared as well when I open the account. Kam sia.This post has been edited by familyfirst: Nov 7 2016, 10:37 AM |
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Nov 7 2016, 02:32 PM
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#14
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Can I reconfirm that FDs that touch 4% is only MBB, Affin & HLB for now?
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Nov 8 2016, 03:45 PM
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#15
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QUOTE(jorrne00 @ Nov 8 2016, 02:27 PM) I heard HLB offer 6% FD. Requirement: RM10K have to bank in for 6 years. Not sure how true is it. Sound too good to be true for pure FD. IF got, I also wanna lock in for 6 yrs. |
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Nov 24 2016, 05:28 PM
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#16
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QUOTE(soulmad @ Nov 24 2016, 04:55 PM) next month will have new campaign Which bank?stay tuned |
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Nov 25 2016, 01:46 PM
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#17
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1,311 posts Joined: Oct 2012
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Saw a flyer on my car window from MBSB
"Quarter Pounder Deal" 3 months deal at 3.9x% Fresh Fund Deposits Deal 6,9,12 months placement at 4.xx% Any idea what is the xxx? |
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Nov 28 2016, 02:59 PM
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#18
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Called MBSB Damansara.
9 mths - 4% (min 30k) 12 mths - 4.05% (min 30k) 12 mths - 4.10% (min 100k) |
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Dec 1 2016, 09:01 AM
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#19
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QUOTE(gsc @ Dec 1 2016, 04:16 AM) Yes. HLB 4.15% for 6 mth is extended till 31 Dec 2016. Received sms from Ocbc all FD mature in Dec will be auto renewed to 3.95% per year. No need fresh fund and better than the early 3.95% for 13 months. Received same sms too from OCBC. I wonder if that means the interest rate is going up next year? Else why would they offer competitive rates automatically? |
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Dec 6 2016, 01:04 PM
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#20
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QUOTE(Chili_90 @ Dec 6 2016, 01:02 PM) anyone sign up Maybank GIA 4.5% last year? my current GIA auto renew now. back to 4.1 promo rate? They always auto-renew at board rate, never promo rate. Unless they inform you so. Like OCBC recently sent sms and inform that they will renew at promo rate 3.9%. |
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