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 Fixed Deposit Rates In Malaysia V. No.14, Strictly for FD Discussion Only

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bbgoat
post Dec 7 2016, 12:08 PM

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QUOTE(nexona88 @ Dec 7 2016, 11:39 AM)
What u mean by auto upgrade? hmm.gif
I don't quite understand...
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Meaning those with AUM 200k or more becomes the PB customer automatically. So cannot get member get member RM388 incentive by friends or relatives. brows.gif
drbone
post Dec 7 2016, 12:42 PM

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QUOTE(bbgoat @ Dec 7 2016, 12:08 PM)
Meaning those with AUM 200k or more becomes the PB customer automatically. So cannot get member get member RM388 incentive by friends or relatives.  brows.gif
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I almost had another member to introduce but he changed his mind at the eleventh hour. However I confirmed with RM and she said the RM388 would only be transferred after 3 months.
cocolala
post Dec 7 2016, 12:48 PM

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Not sure whether anyone update this before:
Ocbc 3.95% 13 months RM10k fresh fund until 12/12/16
Existing FD matured during this period will auto renew to this rate only for premier customer.
Existing FD matured after this period can top up RM10k if there's any new promo rate.
nexona88
post Dec 7 2016, 01:00 PM

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QUOTE(bbgoat @ Dec 7 2016, 12:08 PM)
Meaning those with AUM 200k or more becomes the PB customer automatically. So cannot get member get member RM388 incentive by friends or relatives.  brows.gif
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Ooh like that..
Rm388 also want count huh..
Small amount only laugh.gif
bbgoat
post Dec 7 2016, 01:07 PM

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QUOTE(nexona88 @ Dec 7 2016, 01:00 PM)
Ooh like that..
Rm388 also want count huh..
Small amount only laugh.gif
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U mean small amt to bank, right ? brows.gif

RM388 is no small amt for FD guy/gal. brows.gif
nexona88
post Dec 7 2016, 01:10 PM

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QUOTE(bbgoat @ Dec 7 2016, 01:07 PM)
U mean small amt to bank, right ?  brows.gif

RM388 is no small amt for FD guy/gal.  brows.gif
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devil.gif small amount for both parties laugh.gif

Got 200k, 388 is like just drop in ocean blush.gif
bbgoat
post Dec 7 2016, 01:11 PM

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QUOTE(nexona88 @ Dec 7 2016, 01:10 PM)
devil.gif small amount for both parties laugh.gif

Got 200k, 388 is like just drop in ocean blush.gif
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For u maybe RM388 is small amt. UHNWI !

To me RM388 is no small amt. laugh.gif

Take the RM200k out of this, will u ? devil.gif

This post has been edited by bbgoat: Dec 7 2016, 01:13 PM
nexona88
post Dec 7 2016, 01:17 PM

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QUOTE(bbgoat @ Dec 7 2016, 01:11 PM)
For u maybe RM388 is small amt. UHNWI !

To me RM388 is no small amt.  laugh.gif

Take the RM200k out of this, will u ?  devil.gif
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Me no uhnwi leh unlike others here blush.gif

tryifelsecatch
post Dec 7 2016, 01:44 PM

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any idea what is the cut off time of the day for interest calculation? asking specifically for maybank eGIA. wanted to try calculate the interest by uplifting. thanks.
chrisoth80
post Dec 7 2016, 02:05 PM

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QUOTE(nexona88 @ Dec 7 2016, 01:00 PM)
Ooh like that..
Rm388 also want count huh..
Small amount only laugh.gif
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I might as well take this as a treat for a good meal for 2 at zipangu. Who dont want free lunch or dinner you tell me?


galaxynote259
post Dec 7 2016, 02:06 PM

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QUOTE(chrisoth80 @ Dec 6 2016, 10:21 PM)
me a kicimiao only. anybody can apply for rhb premier banking for a min 200k in deposit and I'm very glad that i have a very helpful rm who will help me to settle most of my banking matters
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If deposit 200k cash for their FD with promo rate, we will get premier banking status?
chrisoth80
post Dec 7 2016, 02:19 PM

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QUOTE(galaxynote259 @ Dec 7 2016, 02:06 PM)
If deposit 200k cash for their FD with promo rate, we will get premier banking status?
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Yes. you can as long as you maintain min 200k in deposit even if its fd promo
wodenus
post Dec 7 2016, 02:22 PM

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QUOTE(galaxynote259 @ Dec 7 2016, 02:06 PM)
If deposit 200k cash for their FD with promo rate, we will get premier banking status?
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Yes but why? it's just like a datukship, there are no real benefits there.
yygo
post Dec 7 2016, 02:32 PM

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QUOTE(chrisoth80 @ Dec 7 2016, 02:05 PM)
I might as well take this as a treat for a good meal for 2 at zipangu. Who dont want free lunch or dinner you tell me?
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some pipu has sour grape mentality. cannot get it, so rich meh. bruce.gif who dun wan rm388. 2 referral rm776 drool.gif drool.gif
michaelchang
post Dec 7 2016, 02:53 PM

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QUOTE(wil-i-am @ Dec 6 2016, 03:53 PM)
Tat branch is difficult to get parking unless u work nearby
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I think all RHB branch can place FD at 4.1%, yesterday I place at JB branch. So disappointed with Maybank, they only allow $100K withdrawal per day using Cashier's order, cash only $25K..

I think maybank might be running out of funds...
wil-i-am
post Dec 7 2016, 02:59 PM

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QUOTE(tryifelsecatch @ Dec 7 2016, 01:44 PM)
any idea what is the cut off time of the day for interest calculation? asking specifically for maybank eGIA. wanted to try calculate the interest by uplifting. thanks.
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The cut off time shld b b4 10pm
hybridkit
post Dec 7 2016, 03:18 PM

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QUOTE(chrisoth80 @ Dec 7 2016, 02:19 PM)
Yes. you can as long as you maintain min 200k in deposit even if its fd promo
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QUOTE(wodenus @ Dec 7 2016, 02:22 PM)
Yes but why? it's just like a datukship, there are no real benefits there.
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Hi, can advise which bank has this benefit?
wil-i-am
post Dec 7 2016, 03:56 PM

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QUOTE(michaelchang @ Dec 7 2016, 02:53 PM)
I think all RHB branch can place FD at 4.1%, yesterday I place at JB branch. So disappointed with Maybank, they only allow $100K withdrawal per day using Cashier's order, cash only $25K..

I think maybank might be running out of funds...
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According to press, Maybank's loan in Balance Sheet is not stable due to exposure to non-performing industries
Thus, I presume they mobilize funds now to cover/maintain relevant ratios to meet BNM requirements
wjchay
post Dec 7 2016, 03:57 PM

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QUOTE(cclim2011 @ Dec 6 2016, 09:30 PM)
Hello guys, any of you place fd through Mach? Can I uplift it today if the maturity date is today? Then I can do the fpx for 4.15 biggrin.gif
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I have moneybox, car loan account, and FD account with HLB. No CASA. I tried but failed to do the fpx 4.15%.

That was 2 weeks ago.
wodenus
post Dec 7 2016, 04:23 PM

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QUOTE(hybridkit @ Dec 7 2016, 03:18 PM)
Hi, can advise which bank has this benefit?
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200k I think HLB. Not sure what the minimum is for the rest.

QUOTE(wjchay @ Dec 7 2016, 03:57 PM)
I have moneybox, car loan account, and FD account with HLB. No CASA. I tried but failed to do the fpx 4.15%.

That was 2 weeks ago.
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I think the promo is for HLB not Mach right?

QUOTE(chrisoth80 @ Dec 6 2016, 06:47 PM)
not if you are a premier banking customer which you can uplift at any branch. I can even place the fd without the need going to their branch as my rm will come and visit me to get the necessary thumbprint and submit on behalf of me
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How can you guys stand that.. it's like you are ten years old, need your parents to do your banking for you smile.gif

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