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 Fixed Deposit Rates In Malaysia V. No.14, Strictly for FD Discussion Only

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wjchay
post Oct 18 2016, 04:14 PM

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Are there any charges for FPX transfer for HLB 4% eFD?

Edit: http://www.maybank2u.com.my/mbb_info/m2u/p...-Accounts#72596

According to FAQ No 7:
7. Are there any charges when using this service?
You may be charged a flat rate or a percentage of your total transaction amount.


This post has been edited by wjchay: Oct 18 2016, 04:45 PM
David3700
post Oct 18 2016, 04:17 PM

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QUOTE(wil-i-am @ Oct 18 2016, 04:14 PM)
Promo ending 31/10
No need to open CASA or ATM card
If u prefer mthly int, then u need to open CASA
*
So can opt for yearly payment too....understood bro
LostAndFound
post Oct 18 2016, 04:57 PM

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QUOTE(wil-i-am @ Oct 17 2016, 11:17 AM)
Thanks for d update
Btw, u make placement via online?
*
QUOTE(gaijin @ Oct 18 2016, 01:12 PM)
I tried to uplift one of my GIA placed in August or September 2016 via maybank2u, the rates are not prorated at all  bangwall.gif

I think there's something wrong with their calculation.

Example

50K placed on 2 Aug for 3 months (mature 2 Nov). If uplift today, it shows 78.69 interest only  sweat.gif  sweat.gif
*
I made online. Of course whether it is valid for the 12 month 4.1% or not I'm not sure. Didn't even know that GIA can be placed over counter.

Probably tomorrow I'll ask at counter for that question as need to fix a CC too.
Kamen Rider
post Oct 18 2016, 06:15 PM

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Any one place eFD via HL bank..... wonder if the interest is paid and credited to the saving account every month or it will be credited only upon maturity date (after 6, 9, 12 months).

thanks ...
SUSlowya
post Oct 18 2016, 06:43 PM

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QUOTE(LostAndFound @ Oct 17 2016, 10:15 AM)
I can confirm that one-day placement of >10k (12 months) under the new GIA promo will still get interest (3.6%). Placed one yesterday and withdrew today.

Have not tried for <10k, shouldn't be any difference except you won't get the step-up in later months? Now gonna have to split my GIA amount to 2, one to keep 12 months and one to roll when got bills coming...
*
what happened to 4.1% (effective) promo? if still valid why never use it.
SUSMNet
post Oct 18 2016, 07:01 PM

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QUOTE(valencia25 @ Oct 17 2016, 11:34 AM)
BR promo till 31 oct 2016.

3 mth - 3.60% (normal 3.38%)
12 mth - 3.95% (normal 3.70%)

*Bank Rakyat - (An Agency Under KPDNKK).
http://www.kpdnkk.gov.my/index.php/en/mdtc...rakyat-malaysia

*Not Member of PIDM but Guarantee By Gov.
http://www.agc.gov.my/agcportal/uploads/fi.../Akta%20202.pdf
*
Lose to MBB rate 4.1% pa
devildevil87
post Oct 18 2016, 07:01 PM

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Which bank had highest FD for 1 year rate ?
Or 6 month above also can?
SUSMNet
post Oct 18 2016, 07:03 PM

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QUOTE(devildevil87 @ Oct 18 2016, 07:01 PM)
Which bank had highest FD for 1 year rate ?
Or 6 month above also can?
*
MBB 4.1% pa
coolguy99
post Oct 18 2016, 07:55 PM

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QUOTE(MNet @ Oct 18 2016, 07:03 PM)
MBB 4.1% pa
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you are referring to GIA?
bee993
post Oct 18 2016, 08:11 PM

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QUOTE(Kamen Rider @ Oct 18 2016, 06:15 PM)
Any one place eFD via HL bank..... wonder if the interest is paid and credited to the saving account every month or it will be credited only upon maturity date (after 6, 9, 12 months).

thanks ...
*
Every month
sandkoh
post Oct 18 2016, 08:32 PM

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QUOTE(devildevil87 @ Oct 18 2016, 07:01 PM)
Which bank had highest FD for 1 year rate ?
Or 6 month above also can?
*
QUOTE(MNet @ Oct 18 2016, 07:03 PM)
MBB 4.1% pa
*
please, for clarity, gia-i is not fd. principal not guaranteed. interest could change.
galaxynote259
post Oct 18 2016, 09:35 PM

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QUOTE(wjchay @ Oct 18 2016, 04:14 PM)
Are there any charges for FPX transfer for HLB 4% eFD?

Edit: http://www.maybank2u.com.my/mbb_info/m2u/p...-Accounts#72596

According to FAQ No 7:
7. Are there any charges when using this service?
You may be charged a flat rate or a percentage of your total transaction amount.
*
i tried, no charge at all, m2u-hlb
besiegetank
post Oct 18 2016, 10:26 PM

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QUOTE(sandkoh @ Oct 18 2016, 08:32 PM)
please, for clarity, gia-i is not fd. principal not guaranteed. interest could change.
*
Just want to clarify, is the gia promo for 6/12 months still subject to change in future if bnm change their rate?
So means 4.1% step up promo rate cannot be locked in even if I place now?
shuangping
post Oct 18 2016, 10:55 PM

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QUOTE(Kamen Rider @ Oct 18 2016, 06:15 PM)
Any one place eFD via HL bank..... wonder if the interest is paid and credited to the saving account every month or it will be credited only upon maturity date (after 6, 9, 12 months).

thanks ...
*
Upon maturity date except place OTC
LNYC
post Oct 19 2016, 12:25 AM

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QUOTE(wjchay @ Oct 18 2016, 04:14 PM)
Are there any charges for FPX transfer for HLB 4% eFD?

Edit: http://www.maybank2u.com.my/mbb_info/m2u/p...-Accounts#72596

According to FAQ No 7:
7. Are there any charges when using this service?
You may be charged a flat rate or a percentage of your total transaction amount.
*
my experience is no charge.
LostAndFound
post Oct 19 2016, 05:13 AM

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QUOTE(lowya @ Oct 18 2016, 06:43 PM)
what happened to 4.1% (effective) promo? if still valid why never use it.
*
As I said, I got no time machine to confirm if I will eventually get the 4.1%. Wait next year then we see.

And I'm parking money very short term in GIA (if my bill is due in 10 days, why pay now?), which is why I split out the amount which I can afford to leave longer from the amount which is due soon.
SUSlowya
post Oct 19 2016, 07:57 AM

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for GIA, if FD expiry stated today, can withdraw today or need to wait till tomorrow?
779364
post Oct 19 2016, 08:45 AM

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whats the best FD rate for OCBC now for 12 month?
bbgoat
post Oct 19 2016, 09:04 AM

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QUOTE(779364 @ Oct 19 2016, 08:45 AM)
whats the best FD rate for OCBC now for 12 month?
*
Should be board rate, no promo for OCBC 12 mth. Only promo as below:

OCBC
9 mth 3.8% Islamic
9 mth 3.75% Conventional

See first page. biggrin.gif
drbone
post Oct 19 2016, 12:27 PM

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Just got a call from HL premier banking promoting about their 3.85% 12 month FD.
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